XNASSIGIP
Market cap5.78bUSD
Dec 24, Last price
17.50USD
1D
-1.52%
1Q
-12.63%
Name
Selective Insurance Group Inc
Profile
Selective Insurance Group, Inc., together with its subsidiaries, provides insurance products and services in the United States. It operates through four segments: Standard Commercial Lines, Standard Personal Lines, E&S Lines, and Investments. The company offers property insurance products, which covers the financial consequences of accidental loss of an insured's real property, personal property, and/or earnings due to the property's loss; and casualty insurance products that covers the financial consequences of employee injuries in the course of employment, and bodily injury and/or property damage to a third party, as well as flood insurance products. It also invests in fixed income investments and commercial mortgage loans, as well as equity securities and alternative investment portfolio. The company offers its insurance products and services to businesses, non-profit organizations, local government agencies, and individuals through independent retail agents and wholesale general agents. Selective Insurance Group, Inc. was founded in 1926 and is headquartered in Branchville, New Jersey.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | 2014‑12 | |
Income | ||||||||||
Revenues | 101,168 -97.16% | 3,558,062 5.29% | 3,379,164 15.63% | |||||||
Cost of revenue | 49,120 | 50,195 | 28,305 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 52,048 | 3,507,867 | 3,350,859 | |||||||
NOPBT Margin | 51.45% | 98.59% | 99.16% | |||||||
Operating Taxes | 93,174 | 55,300 | 101,473 | |||||||
Tax Rate | 179.02% | 1.58% | 3.03% | |||||||
NOPAT | (41,126) | 3,452,567 | 3,249,386 | |||||||
Net income | 365,238 62.41% | 224,886 -44.31% | 403,837 63.92% | |||||||
Dividends | (83,027) | (76,120) | (69,489) | |||||||
Dividend yield | 1.37% | 1.41% | 1.40% | |||||||
Proceeds from repurchase of equity | 1,203 | (9,258) | (1,074) | |||||||
BB yield | -0.02% | 0.17% | 0.02% | |||||||
Debt | ||||||||||
Debt current | 9,780 | 9,585 | ||||||||
Long-term debt | 506,582 | 539,401 | 533,761 | |||||||
Deferred revenue | (116,296) | (156,976) | ||||||||
Other long-term liabilities | 8,344,219 | 7,658,554 | 6,856,847 | |||||||
Net debt | 58,979 | 106,595 | 133,859 | |||||||
Cash flow | ||||||||||
Cash from operating activities | 758,908 | 802,409 | 771,422 | |||||||
CAPEX | (22,631) | (26,019) | (22,163) | |||||||
Cash from investing activities | (686,355) | (734,447) | (618,780) | |||||||
Cash from financing activities | (84,490) | (87,816) | (122,810) | |||||||
FCF | (22,501) | 3,437,917 | 3,304,845 | |||||||
Balance | ||||||||||
Cash | 180 | 26 | 455 | |||||||
Long term investments | 447,423 | 442,560 | 409,032 | |||||||
Excess cash | 442,545 | 264,683 | 240,529 | |||||||
Stockholders' equity | 3,066,842 | 2,661,355 | 3,127,473 | |||||||
Invested Capital | 11,231,747 | 10,306,983 | 9,945,204 | |||||||
ROIC | 34.10% | 33.72% | ||||||||
ROCE | 0.45% | 32.82% | 32.40% | |||||||
EV | ||||||||||
Common stock shares outstanding | 60,969 | 60,875 | 60,667 | |||||||
Price | 99.48 12.27% | 88.61 8.14% | 81.94 22.34% | |||||||
Market cap | 6,065,196 12.44% | 5,394,134 8.51% | 4,971,054 23.09% | |||||||
EV | 6,324,175 | 5,700,729 | 5,304,913 | |||||||
EBITDA | 82,088 | 3,550,203 | 3,405,968 | |||||||
EV/EBITDA | 77.04 | 1.61 | 1.56 | |||||||
Interest | 28,799 | 28,847 | 29,165 | |||||||
Interest/NOPBT | 55.33% | 0.82% | 0.87% |