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XNASSFBC
Market cap136mUSD
Jan 17, Last price  
53.33USD
1D
-1.19%
1Q
-1.24%
Jan 2017
90.46%
IPO
430.12%
Name

Sound Financial Bancorp Inc

Chart & Performance

D1W1MN
XNAS:SFBC chart
P/E
18.38
P/S
2.70
EPS
2.90
Div Yield, %
1.40%
Shrs. gr., 5y
0.11%
Rev. gr., 5y
9.54%
Revenues
51m
+26.91%
19,050,00018,426,00020,774,00022,226,00023,306,00024,919,00027,248,00027,940,00032,093,00030,990,00034,931,00037,249,00039,877,00050,609,000
Net income
7m
-15.50%
1,331,0001,551,0002,640,0003,940,0004,240,0004,746,0005,378,0005,125,0007,039,0006,679,0008,937,0009,156,0008,804,0007,439,000
CFO
7m
-31.51%
6,782,0007,232,00010,209,0007,766,0006,803,0003,751,0007,148,0006,827,00010,325,00011,063,000-484,00019,073,00010,054,0006,886,000
Dividend
Aug 09, 20240.19 USD/sh
Earnings
Jan 24, 2025

Profile

Sound Financial Bancorp, Inc. operates as the bank holding company for Sound Community Bank that provides banking and other financial services for consumers and businesses. It accepts various deposits products comprising savings, money market deposit, NOW, and demand accounts, as well as certificates of deposit. The company also offers loans secured by first and second mortgages on one-to four-family residences; home equity loans, including fixed-rate loans and variable-rate lines of credit; commercial and multifamily real estate loans; construction loans secured by single-family residences, and commercial and multifamily real estate; land loans; commercial business loans to finance commercial vehicles and equipment, as well as loans secured by accounts receivable and/or inventory; and secured and unsecured consumer loans, such as new and used manufactured homes, floating homes, automobiles, boats, and recreational vehicle loans, and loans secured by deposit accounts. It operates eight branch offices, including four branches in Seattle Metropolitan Statistical Area, three branches in Clallam County, and one branch in Jefferson County; and a loan production office in the Madison Park neighborhood of Seattle. The company was founded in 1953 and is headquartered in Seattle, Washington.
IPO date
Aug 23, 2012
Employees
130
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
50,609
26.91%
39,877
7.06%
Cost of revenue
17,135
16,805
Unusual Expense (Income)
NOPBT
33,474
23,072
NOPBT Margin
66.14%
57.86%
Operating Taxes
1,561
2,072
Tax Rate
4.66%
8.98%
NOPAT
31,913
21,000
Net income
7,439
-15.50%
8,804
-3.84%
Dividends
(1,913)
(2,031)
Dividend yield
1.90%
1.98%
Proceeds from repurchase of equity
(2,137)
(1,645)
BB yield
2.12%
1.60%
Debt
Debt current
15,000
5,448
Long-term debt
46,359
65,572
Deferred revenue
Other long-term liabilities
848,208
813,074
Net debt
1,216
(9,429)
Cash flow
Cash from operating activities
6,886
10,054
CAPEX
(444)
(398)
Cash from investing activities
(26,324)
(185,575)
Cash from financing activities
11,292
49,767
FCF
22,244
27,191
Balance
Cash
49,690
68,043
Long term investments
10,453
12,406
Excess cash
57,613
78,455
Stockholders' equity
72,664
69,701
Invested Capital
947,787
906,650
ROIC
3.44%
2.38%
ROCE
3.33%
2.36%
EV
Common stock shares outstanding
2,582
2,613
Price
39.00
-0.69%
39.27
-10.75%
Market cap
100,686
-1.89%
102,629
-11.20%
EV
101,902
93,200
EBITDA
35,126
24,671
EV/EBITDA
2.90
3.78
Interest
16,759
4,500
Interest/NOPBT
50.07%
19.50%