XNASSBT
Market cap245mUSD
Jan 16, Last price
4.69USD
1D
-0.64%
1Q
-1.68%
IPO
-62.66%
Name
Sterling Bancorp Inc
Chart & Performance
Profile
Sterling Bancorp, Inc. (Southfield, MI) operates as the unitary thrift holding company for Sterling Bank and Trust, F.S.B. that provides community banking services to individuals and businesses. It offers checking, savings, and money market accounts, as well as IRAs and certificates of deposit; and one- to four-family residential, commercial, commercial real estate, construction, and consumer loans, as well as commercial lines of credit. The company also provides retail banking services. It operates through a network of 28 branches in San Francisco and Los Angeles, California; New York, New York; and Southfield, Michigan. The company was founded in 1984 and is headquartered in Southfield, Michigan.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | |||||||||
Revenues | 76,272 -4.84% | 80,149 -16.13% | |||||||
Cost of revenue | 63,223 | 34,653 | |||||||
Unusual Expense (Income) | |||||||||
NOPBT | 13,049 | 45,496 | |||||||
NOPBT Margin | 17.11% | 56.76% | |||||||
Operating Taxes | 3,149 | 6,629 | |||||||
Tax Rate | 24.13% | 14.57% | |||||||
NOPAT | 9,900 | 38,867 | |||||||
Net income | 7,413 -152.23% | (14,194) -160.68% | |||||||
Dividends | |||||||||
Dividend yield | |||||||||
Proceeds from repurchase of equity | 1,120 | 2,446 | |||||||
BB yield | -0.38% | -0.80% | |||||||
Debt | |||||||||
Debt current | 15,990 | ||||||||
Long-term debt | 67,056 | 147,251 | |||||||
Deferred revenue | (5,239) | ||||||||
Other long-term liabilities | 2,029,752 | 1,984,857 | |||||||
Net debt | (1,354,040) | (913,891) | |||||||
Cash flow | |||||||||
Cash from operating activities | (24,910) | 2,338 | |||||||
CAPEX | (472) | (421) | |||||||
Cash from investing activities | 238,375 | 373,698 | |||||||
Cash from financing activities | (15,296) | (407,914) | |||||||
FCF | 13,437 | (254,268) | |||||||
Balance | |||||||||
Cash | 997,180 | 728,932 | |||||||
Long term investments | 423,916 | 348,200 | |||||||
Excess cash | 1,417,282 | 1,073,125 | |||||||
Stockholders' equity | 311,063 | 297,819 | |||||||
Invested Capital | 2,104,940 | 2,141,677 | |||||||
ROIC | 0.47% | 1.96% | |||||||
ROCE | 0.54% | 1.86% | |||||||
EV | |||||||||
Common stock shares outstanding | 50,779 | 50,346 | |||||||
Price | 5.77 -5.25% | 6.09 5.91% | |||||||
Market cap | 292,992 -4.44% | 306,608 6.35% | |||||||
EV | (1,061,048) | (607,283) | |||||||
EBITDA | 14,380 | 47,037 | |||||||
EV/EBITDA | |||||||||
Interest | 61,830 | 21,130 | |||||||
Interest/NOPBT | 473.83% | 46.44% |