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XNASSBFG
Market cap139mUSD
Jan 03, Last price  
20.91USD
1D
0.82%
1Q
3.82%
Jan 2017
30.28%
Name

SB Financial Group Inc

Chart & Performance

D1W1MN
XNAS:SBFG chart
P/E
11.50
P/S
2.45
EPS
1.82
Div Yield, %
2.58%
Shrs. gr., 5y
-3.12%
Rev. gr., 5y
2.60%
Revenues
57m
-1.56%
28,767,99729,525,04438,789,76341,648,71145,588,61250,593,69040,780,54434,568,27435,577,00034,859,00033,755,00039,050,00043,742,00045,603,00049,891,00052,842,00066,026,00068,581,00057,630,00056,729,000
Net income
12m
-3.40%
2,734,292673,0912,760,2423,256,6355,217,239382,491-15,613,2101,663,8994,814,0005,205,0005,263,0007,619,0008,784,00011,065,00011,638,00011,973,00014,944,00018,277,00012,521,00012,095,000
CFO
14m
-45.29%
5,697,4644,225,0114,651,1635,911,5949,662,773-7,183,34916,855,83314,912,3567,417,00013,946,0005,007,0008,615,00014,026,0009,803,00013,850,00018,829,00023,907,00017,257,00025,569,00013,989,000
Dividend
Aug 09, 20240.14 USD/sh
Earnings
Jan 23, 2025

Profile

SB Financial Group, Inc. provides a range of commercial banking and wealth management services to individual and corporate customers primarily in Ohio, Indiana, and Michigan. It offers checking, savings, money market accounts, as well as time certificates of deposit; and commercial, consumer, agricultural, and residential mortgage loans. The company also provides automatic teller machine, personal and corporate trust, commercial leasing, bank credit card, safe deposit box rental, internet banking, private client group, and other personalized banking products and services; and various trust and financial services comprising asset management services for individuals and corporate employee benefit plans, as well as brokerage services. In addition, it sells insurance products to retail and commercial customers. As of December 31, 2021, the company operated a network of 22 banking centers in the Ohio counties of Allen, Defiance, Franklin, Fulton, Hancock, Lucas, Paulding, Wood, and Williams; and one banking center in Allen County, Indiana. It also operated five loan production offices in Franklin and Lucas Counties, Ohio; Hamilton and Steuben Counties, Indiana; and Monroe County, Michigan. The company was formerly known as Rurban Financial Corp. and changed its name to SB Financial Group, Inc. in April 2013. SB Financial Group, Inc. was incorporated in 1983 and is headquartered in Defiance, Ohio.
IPO date
Nov 06, 2001
Employees
253
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
56,729
-1.56%
57,630
-15.97%
Cost of revenue
24,190
25,666
Unusual Expense (Income)
NOPBT
32,539
31,964
NOPBT Margin
57.36%
55.46%
Operating Taxes
2,622
2,794
Tax Rate
8.06%
8.74%
NOPAT
29,917
29,170
Net income
12,095
-3.40%
12,521
-31.49%
Dividends
(3,584)
(3,415)
Dividend yield
3.40%
2.86%
Proceeds from repurchase of equity
(3,471)
(5,900)
BB yield
3.29%
4.94%
Debt
Debt current
14,923
Long-term debt
52,452
79,594
Deferred revenue
Other long-term liabilities
1,166,455
1,134,816
Net debt
(190,221)
(412,991)
Cash flow
Cash from operating activities
13,989
25,569
CAPEX
(958)
(1,896)
Cash from investing activities
(17,390)
(165,671)
Cash from financing activities
(1,451)
18,408
FCF
26,711
47,793
Balance
Cash
22,965
268,728
Long term investments
219,708
238,780
Excess cash
239,837
504,626
Stockholders' equity
139,974
131,165
Invested Capital
1,203,275
1,216,596
ROIC
2.47%
2.42%
ROCE
2.42%
2.37%
EV
Common stock shares outstanding
6,917
7,042
Price
15.24
-10.09%
16.95
-13.83%
Market cap
105,415
-11.68%
119,362
-18.94%
EV
(84,806)
(293,629)
EBITDA
36,106
35,978
EV/EBITDA
Interest
18,879
5,170
Interest/NOPBT
58.02%
16.17%