XNASSBFG
Market cap139mUSD
Jan 03, Last price
20.91USD
1D
0.82%
1Q
3.82%
Jan 2017
30.28%
Name
SB Financial Group Inc
Chart & Performance
Profile
SB Financial Group, Inc. provides a range of commercial banking and wealth management services to individual and corporate customers primarily in Ohio, Indiana, and Michigan. It offers checking, savings, money market accounts, as well as time certificates of deposit; and commercial, consumer, agricultural, and residential mortgage loans. The company also provides automatic teller machine, personal and corporate trust, commercial leasing, bank credit card, safe deposit box rental, internet banking, private client group, and other personalized banking products and services; and various trust and financial services comprising asset management services for individuals and corporate employee benefit plans, as well as brokerage services. In addition, it sells insurance products to retail and commercial customers. As of December 31, 2021, the company operated a network of 22 banking centers in the Ohio counties of Allen, Defiance, Franklin, Fulton, Hancock, Lucas, Paulding, Wood, and Williams; and one banking center in Allen County, Indiana. It also operated five loan production offices in Franklin and Lucas Counties, Ohio; Hamilton and Steuben Counties, Indiana; and Monroe County, Michigan. The company was formerly known as Rurban Financial Corp. and changed its name to SB Financial Group, Inc. in April 2013. SB Financial Group, Inc. was incorporated in 1983 and is headquartered in Defiance, Ohio.
IPO date
Nov 06, 2001
Employees
253
Domiciled in
US
Incorporated in
US
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | |||||||||
Revenues | 56,729 -1.56% | 57,630 -15.97% | |||||||
Cost of revenue | 24,190 | 25,666 | |||||||
Unusual Expense (Income) | |||||||||
NOPBT | 32,539 | 31,964 | |||||||
NOPBT Margin | 57.36% | 55.46% | |||||||
Operating Taxes | 2,622 | 2,794 | |||||||
Tax Rate | 8.06% | 8.74% | |||||||
NOPAT | 29,917 | 29,170 | |||||||
Net income | 12,095 -3.40% | 12,521 -31.49% | |||||||
Dividends | (3,584) | (3,415) | |||||||
Dividend yield | 3.40% | 2.86% | |||||||
Proceeds from repurchase of equity | (3,471) | (5,900) | |||||||
BB yield | 3.29% | 4.94% | |||||||
Debt | |||||||||
Debt current | 14,923 | ||||||||
Long-term debt | 52,452 | 79,594 | |||||||
Deferred revenue | |||||||||
Other long-term liabilities | 1,166,455 | 1,134,816 | |||||||
Net debt | (190,221) | (412,991) | |||||||
Cash flow | |||||||||
Cash from operating activities | 13,989 | 25,569 | |||||||
CAPEX | (958) | (1,896) | |||||||
Cash from investing activities | (17,390) | (165,671) | |||||||
Cash from financing activities | (1,451) | 18,408 | |||||||
FCF | 26,711 | 47,793 | |||||||
Balance | |||||||||
Cash | 22,965 | 268,728 | |||||||
Long term investments | 219,708 | 238,780 | |||||||
Excess cash | 239,837 | 504,626 | |||||||
Stockholders' equity | 139,974 | 131,165 | |||||||
Invested Capital | 1,203,275 | 1,216,596 | |||||||
ROIC | 2.47% | 2.42% | |||||||
ROCE | 2.42% | 2.37% | |||||||
EV | |||||||||
Common stock shares outstanding | 6,917 | 7,042 | |||||||
Price | 15.24 -10.09% | 16.95 -13.83% | |||||||
Market cap | 105,415 -11.68% | 119,362 -18.94% | |||||||
EV | (84,806) | (293,629) | |||||||
EBITDA | 36,106 | 35,978 | |||||||
EV/EBITDA | |||||||||
Interest | 18,879 | 5,170 | |||||||
Interest/NOPBT | 58.02% | 16.17% |