XNASRPAY
Market cap658mUSD
Jan 08, Last price
7.50USD
1D
-0.53%
1Q
-3.72%
IPO
-41.79%
Name
Repay Holdings Corp
Chart & Performance
P/E
—
P/S
2.22
EPS
—
Div Yield, %
0.00%
Shrs. gr., 5y
22.80%
Rev. gr., 5y
17.94%
Revenues
297m
+6.23%
Net income
-110m
L
CFO
104m
+39.60%
Earnings
Feb 26, 2025
Profile
Repay Holdings Corporation provides integrated payment processing solutions to industry-oriented markets. The company's payment processing solutions enable consumers and businesses to make payments using electronic payment methods. It also offers a range of solutions relating to electronic payment methods, including credit and debit processing, virtual credit card processing, automated clearing house (ACH) processing, enhanced ACH processing, and instant funding that are processed through its proprietary payment channels, such as Web-based, mobile application, text-to-pay, interactive voice response, and point of sale. In addition, the company provides payment processing solutions to customers primarily operating in the personal loans, automotive loans, receivables management, and business-to-business verticals. It sells its products through direct sales representatives and software integration partners. The company was founded in 2006 and is headquartered in Atlanta, Georgia.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY |
|---|---|---|---|---|---|---|---|---|
| 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | |
| Income | ||||||||
Revenues | 296,627 6.23% | 279,227 27.35% | ||||||
Cost of revenue | 69,703 | 64,826 | ||||||
Unusual Expense (Income) | ||||||||
NOPBT | 226,924 | 214,401 | ||||||
NOPBT Margin | 76.50% | 76.78% | ||||||
Operating Taxes | (2,115) | 6,174 | ||||||
Tax Rate | 2.88% | |||||||
NOPAT | 229,039 | 208,227 | ||||||
Net income | (110,490) -1,364.04% | 8,741 -115.60% | ||||||
Dividends | (951) | |||||||
Dividend yield | 0.11% | |||||||
Proceeds from repurchase of equity | (4,419) | (12,657) | ||||||
BB yield | 0.57% | 1.42% | ||||||
| Debt | ||||||||
Debt current | 3,258 | 2,263 | ||||||
Long-term debt | 450,289 | 470,172 | ||||||
Deferred revenue | (16,309) | |||||||
Other long-term liabilities | 190,169 | 156,786 | ||||||
Net debt | 335,451 | 378,872 | ||||||
| Cash flow | ||||||||
Cash from operating activities | 103,614 | 74,223 | ||||||
CAPEX | (733) | (39,541) | ||||||
Cash from investing activities | (24,088) | (39,541) | ||||||
Cash from financing activities | (28,944) | (17,459) | ||||||
FCF | 232,105 | 208,306 | ||||||
| Balance | ||||||||
Cash | 118,096 | 64,895 | ||||||
Long term investments | 28,668 | |||||||
Excess cash | 103,265 | 79,602 | ||||||
Stockholders' equity | (308,011) | (179,443) | ||||||
Invested Capital | 1,775,268 | 1,710,090 | ||||||
ROIC | 13.14% | 11.95% | ||||||
ROCE | 15.47% | 13.86% | ||||||
| EV | ||||||||
Common stock shares outstanding | 90,049 | 110,672 | ||||||
Price | 8.54 6.09% | 8.05 -55.94% | ||||||
Market cap | 769,015 -13.68% | 890,907 -41.47% | ||||||
EV | 1,120,119 | 1,303,510 | ||||||
EBITDA | 330,781 | 322,152 | ||||||
EV/EBITDA | 3.39 | 4.05 | ||||||
Interest | 1,048 | 4,375 | ||||||
Interest/NOPBT | 0.46% | 2.04% | ||||||