XNASROOT
Market cap1.17bUSD
Jan 08, Last price
77.42USD
1D
-0.60%
1Q
73.98%
IPO
-83.33%
Name
Root Inc
Chart & Performance
P/E
—
P/S
2.57
EPS
—
Div Yield, %
0.00%
Shrs. gr., 5y
4.83%
Rev. gr., 5y
60.07%
Revenues
455m
+46.40%
Net income
-147m
L
CFO
-34m
L-84.05%
Earnings
Feb 19, 2025
Profile
Root, Inc. provides insurance products and services in the United States. The company offers automobile, homeowners, and renters insurance products. The company operates a direct-to-consumer model and serves customers primarily through mobile applications, as well as through its website. Its direct distribution channels also cover digital, media, and referral channels, as well as distribution partners and agencies. The company was incorporated in 2015 and is headquartered in Columbus, Ohio.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY |
|---|---|---|---|---|---|---|
| 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | |
| Income | ||||||
Revenues | 455,000 46.40% | 310,800 -10.02% | ||||
Cost of revenue | 132,600 | 230,900 | ||||
Unusual Expense (Income) | ||||||
NOPBT | 322,400 | 79,900 | ||||
NOPBT Margin | 70.86% | 25.71% | ||||
Operating Taxes | (303,900) | |||||
Tax Rate | ||||||
NOPAT | 322,400 | 383,800 | ||||
Net income | (147,400) -2,477.42% | 6,200 -101.19% | ||||
Dividends | ||||||
Dividend yield | ||||||
Proceeds from repurchase of equity | (3,000) | (2,700) | ||||
BB yield | 1.99% | 4.26% | ||||
| Debt | ||||||
Debt current | 3,200 | |||||
Long-term debt | 304,200 | 302,700 | ||||
Deferred revenue | ||||||
Other long-term liabilities | 771,000 | 588,700 | ||||
Net debt | (378,900) | (713,800) | ||||
| Cash flow | ||||||
Cash from operating activities | (33,600) | (210,600) | ||||
CAPEX | (200) | (10,100) | ||||
Cash from investing activities | (45,700) | (16,600) | ||||
Cash from financing activities | (4,100) | 283,300 | ||||
FCF | 321,600 | 565,300 | ||||
| Balance | ||||||
Cash | 678,700 | 890,900 | ||||
Long term investments | 4,400 | 128,800 | ||||
Excess cash | 660,350 | 1,004,160 | ||||
Stockholders' equity | (1,605,700) | (1,461,600) | ||||
Invested Capital | 2,953,400 | 2,738,000 | ||||
ROIC | 11.33% | 15.08% | ||||
ROCE | 23.92% | 6.26% | ||||
| EV | ||||||
Common stock shares outstanding | 14,400 | 14,100 | ||||
Price | 10.48 133.41% | 4.49 -91.95% | ||||
Market cap | 150,912 138.37% | 63,309 -91.80% | ||||
EV | (115,988) | (538,491) | ||||
EBITDA | 335,000 | 93,700 | ||||
EV/EBITDA | ||||||
Interest | 46,100 | 34,600 | ||||
Interest/NOPBT | 14.30% | 43.30% | ||||