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XNASRBKB
Market cap106mUSD
Dec 23, Last price  
9.59USD
1D
0.10%
1Q
15.13%
IPO
-17.40%
Name

Rhinebeck Bancorp Inc

Chart & Performance

D1W1MN
XNAS:RBKB chart
P/E
24.19
P/S
2.55
EPS
0.40
Div Yield, %
0.00%
Shrs. gr., 5y
21.13%
Rev. gr., 5y
4.40%
Revenues
42m
-12.77%
29,132,18128,282,29829,355,56029,129,00030,962,00033,591,00037,877,00044,666,00046,819,00047,770,00041,668,000
Net income
4m
-37.19%
1,393,021923,258857,2072,689,0003,002,0004,357,0005,963,0005,917,00011,558,0006,997,0004,395,000
CFO
7m
-52.36%
0004,900,0005,387,0008,608,0008,985,00014,845,0007,652,00014,795,0007,048,000
Earnings
Jan 23, 2025

Profile

Rhinebeck Bancorp, Inc. operates as the bank holding company for Rhinebeck Bank that provides banking and financial products and services to consumer and commercial customers in the Hudson Valley region of New York. The company offers deposits; automobile loans; commercial real estate loans, including multi-family real estate loans, commercial construction, and land development loans; commercial business loans; and one-to four-family residential real estate loans. It also provides brokerage and financial services; and life insurance and investment products to individuals and businesses. As of December 31, 2021, the company operated through 15 branches and 2 representative offices in Dutchess, Ulster, Orange, and Albany counties. It also operates ATM located in Tivoli, New York. The company was founded in 1860 and is based in Poughkeepsie, New York. Rhinebeck Bancorp, Inc. operates as a subsidiary of Rhinebeck Bancorp, MHC.
URL
https://www.rhinebeckbank.com/newsworthy/stories
IPO date
Jan 17, 2019
Employees
182
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑122014‑12
Income
Revenues
41,668
-12.77%
47,770
2.03%
46,819
4.82%
Cost of revenue
21,246
23,121
23,331
Unusual Expense (Income)
NOPBT
20,422
24,649
23,488
NOPBT Margin
49.01%
51.60%
50.17%
Operating Taxes
1,219
1,899
3,433
Tax Rate
5.97%
7.70%
14.62%
NOPAT
19,203
22,750
20,055
Net income
4,395
-37.19%
6,997
-39.46%
11,558
95.34%
Dividends
Dividend yield
Proceeds from repurchase of equity
(1,458)
(111)
(89)
BB yield
1.67%
0.11%
0.08%
Debt
Debt current
52,034
17,618
Long-term debt
64,305
69,013
30,185
Deferred revenue
1,224,652
20,269
Other long-term liabilities
1,132,253
(62,878)
(23,196)
Net debt
(333,843)
(357,655)
(584,854)
Cash flow
Cash from operating activities
7,048
14,795
7,652
CAPEX
(578)
(1,132)
(1,774)
Cash from investing activities
14,702
(123,609)
(135,732)
Cash from financing activities
(31,005)
68,107
106,686
FCF
124,392
(616,799)
178,310
Balance
Cash
206,163
255,043
352,374
Long term investments
191,985
223,659
280,283
Excess cash
396,065
476,314
630,316
Stockholders' equity
67,726
64,548
83,105
Invested Capital
1,245,476
379,954
309,725
ROIC
2.36%
6.60%
5.08%
ROCE
1.56%
5.51%
5.93%
EV
Common stock shares outstanding
10,856
11,005
10,954
Price
8.05
-11.64%
9.11
-14.54%
10.66
24.68%
Market cap
87,387
-12.83%
100,252
-14.15%
116,774
27.17%
EV
(246,456)
(257,403)
(468,080)
EBITDA
21,914
26,303
25,144
EV/EBITDA
Interest
22,694
6,756
4,287
Interest/NOPBT
111.13%
27.41%
18.25%