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XNAS
QFIN
Market cap1.42bUSD
Jun 10, Last price  
41.90USD
1D
-1.85%
1Q
3.64%
IPO
154.09%
Name

Qifu Technology Inc

Chart & Performance

D1W1MN
P/E
3.25
P/S
1.18
EPS
92.58
Div Yield, %
2.79%
Shrs. gr., 5y
0.17%
Rev. gr., 5y
13.24%
Revenues
17.17b
+5.38%
3,979,200788,144,0004,447,018,0009,219,847,00013,563,954,00016,635,645,00016,553,930,00016,290,027,00017,165,655,999
Net income
6.26b
+46.18%
-49,718,400-166,365,0001,193,311,0002,501,595,0003,496,606,0005,781,725,0004,024,173,0004,285,336,0006,264,314,000
CFO
9.34b
+31.26%
-164,366,400-110,974,000285,116,0002,973,075,0005,325,810,0005,789,700,0005,922,515,0007,118,350,0009,343,311,000
Dividend
Sep 27, 20240.59 USD/sh
Earnings
Aug 11, 2025

Profile

360 DigiTech, Inc., through its subsidiaries, operates financial technology platform under the 360 Jietiao brand in the People's Republic of China. The company provides credit-driven services that matches borrowers with financial institution partners enabling financial institution partners to conduct customer acquisition, initial credit screening, advanced risk assessment, collection, and other post-facilitation services; and platform services, including loan facilitation and post-facilitation services to financial institution partners under intelligence credit engine, referral services, and risk management software-as-a-service. It also offers e-commerce loans, enterprise loans, and invoice loans to SME owners. The company serves consumers, and micro- and small-business owners. The company was formerly known as 360 Finance, Inc. and changed its name to 360 DigiTech, Inc. in September 2020. 360 DigiTech, Inc. was founded in 2016 and is headquartered in Shanghai, the People's Republic of China.
IPO date
Dec 14, 2018
Employees
2,199
Domiciled in
CN
Incorporated in
KY

Valuation

Title
CNY in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑12
Income
Revenues
17,165,656
5.38%
16,290,027
-1.59%
16,553,930
-0.49%
Cost of revenue
8,737,201
8,203,454
7,475,905
Unusual Expense (Income)
NOPBT
8,428,455
8,086,573
9,078,025
NOPBT Margin
49.10%
49.64%
54.84%
Operating Taxes
1,644,306
1,008,874
736,804
Tax Rate
19.51%
12.48%
8.12%
NOPAT
6,784,149
7,077,699
8,341,221
Net income
6,264,314
46.18%
4,285,336
6.49%
4,024,173
-30.40%
Dividends
(941,705)
(988,586)
Dividend yield
72.48%
60.31%
Proceeds from repurchase of equity
(2,973,192)
(636,179)
239,125
BB yield
102.12%
48.96%
-14.59%
Debt
Debt current
1,397,197
827,729
150,000
Long-term debt
27,258
29,143
70,222
Deferred revenue
(39,518)
Other long-term liabilities
6,414,190
3,909,096
49,165
Net debt
(6,422,034)
(3,351,018)
(7,059,362)
Cash flow
Cash from operating activities
9,343,311
7,118,350
5,922,515
CAPEX
(84,554)
(25,307)
Cash from investing activities
(7,994,081)
(11,147,789)
(7,355,975)
Cash from financing activities
(2,114,463)
1,066,458
3,204,068
FCF
13,087,567
(26,823,417)
9,034,646
Balance
Cash
7,846,489
4,192,890
7,222,584
Long term investments
15,000
57,000
Excess cash
6,988,206
3,393,389
6,451,888
Stockholders' equity
24,246,219
16,335,055
12,836,072
Invested Capital
40,880,763
43,252,912
33,097,034
ROIC
16.13%
18.54%
27.47%
ROCE
17.61%
17.34%
22.90%
EV
Common stock shares outstanding
151,725
164,254
161,009
Price
19.19
142.60%
7.91
-22.30%
10.18
-11.21%
Market cap
2,911,601
124.10%
1,299,253
-20.73%
1,639,074
-11.04%
EV
(3,454,257)
(1,979,391)
(5,336,147)
EBITDA
8,428,455
8,160,335
9,143,998
EV/EBITDA
Interest
77,169
Interest/NOPBT
0.85%