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XNASPVBC
Market cap192mUSD
Jan 08, Last price  
10.84USD
1D
0.46%
1Q
5.55%
Jan 2017
-39.44%
IPO
-15.31%
Name

Provident Bancorp Inc (Maryland)

Chart & Performance

D1W1MN
XNAS:PVBC chart
P/E
17.55
P/S
3.00
EPS
0.62
Div Yield, %
0.00%
Shrs. gr., 5y
-2.47%
Rev. gr., 5y
9.18%
Revenues
64m
-21.07%
24,156,00024,888,00027,084,00030,544,00042,011,00041,305,00047,501,00058,015,00066,599,00081,179,00064,078,000
Net income
11m
P
4,012,0004,562,0003,823,0006,339,0007,915,0009,325,00010,808,00011,985,00016,139,000-21,468,00010,954,000
CFO
6m
-74.65%
2,505,0007,648,0006,819,0008,608,0009,476,00016,754,00017,508,00018,181,00024,313,00021,905,0005,552,000
Dividend
Aug 11, 20220.04 USD/sh
Earnings
Jan 23, 2025

Profile

Provident Bancorp, Inc. operates as the bank holding company for The Provident Bank that provides various financial services to individuals and small businesses in the United States. It offers checking, term certificate, negotiable order of withdrawal, money market, and savings accounts, as well as certificates of deposit. The company also provides commercial real estate, multi-family residential real estate, commercial business, construction and land development, mortgage warehouse, one- to four-family residential, and consumer loans, as well as home equity loans and lines of credit; and invests in securities, and state and municipal bonds. As of December 31, 2021, it operated through its main office and six branch offices located in Amesbury and Newburyport, Massachusetts; and Bedford, Exeter, Portsmouth, and Seabrook, New Hampshire, as well as two loan production offices located in Boston, Massachusetts, and Ponte Vedra, Florida. The company was founded in 1828 and is headquartered in Amesbury, Massachusetts.
IPO date
Jul 16, 2015
Employees
198
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
64,078
-21.07%
81,179
21.89%
Cost of revenue
35,901
35,989
Unusual Expense (Income)
NOPBT
28,177
45,190
NOPBT Margin
43.97%
55.67%
Operating Taxes
3,823
(5,790)
Tax Rate
13.57%
NOPAT
24,354
50,980
Net income
10,954
-151.02%
(21,468)
-233.02%
Dividends
(1,989)
Dividend yield
1.66%
Proceeds from repurchase of equity
(74)
(3,081)
BB yield
0.04%
2.57%
Debt
Debt current
95,404
108,500
Long-term debt
17,905
26,893
Deferred revenue
(68)
Other long-term liabilities
1,339,673
1,297,728
Net debt
(135,594)
(2,436)
Cash flow
Cash from operating activities
5,552
21,905
CAPEX
(339)
(262)
Cash from investing activities
104,730
(22,337)
Cash from financing activities
29,421
(72,054)
FCF
2,313,584
(2,419,267)
Balance
Cash
220,332
109,229
Long term investments
28,571
28,600
Excess cash
245,699
133,770
Stockholders' equity
97,773
92,607
Invested Capital
480,284
1,543,706
ROIC
2.41%
5.34%
ROCE
4.87%
2.76%
EV
Common stock shares outstanding
16,595
16,483
Price
10.07
38.32%
7.28
-60.86%
Market cap
167,108
39.26%
119,993
-62.71%
EV
31,514
117,557
EBITDA
28,177
46,290
EV/EBITDA
1.12
2.54
Interest
32,126
4,297
Interest/NOPBT
114.01%
9.51%