XNASPVBC
Market cap192mUSD
Jan 08, Last price
10.84USD
1D
0.46%
1Q
5.55%
Jan 2017
-39.44%
IPO
-15.31%
Name
Provident Bancorp Inc (Maryland)
Chart & Performance
Profile
Provident Bancorp, Inc. operates as the bank holding company for The Provident Bank that provides various financial services to individuals and small businesses in the United States. It offers checking, term certificate, negotiable order of withdrawal, money market, and savings accounts, as well as certificates of deposit. The company also provides commercial real estate, multi-family residential real estate, commercial business, construction and land development, mortgage warehouse, one- to four-family residential, and consumer loans, as well as home equity loans and lines of credit; and invests in securities, and state and municipal bonds. As of December 31, 2021, it operated through its main office and six branch offices located in Amesbury and Newburyport, Massachusetts; and Bedford, Exeter, Portsmouth, and Seabrook, New Hampshire, as well as two loan production offices located in Boston, Massachusetts, and Ponte Vedra, Florida. The company was founded in 1828 and is headquartered in Amesbury, Massachusetts.
IPO date
Jul 16, 2015
Employees
198
Domiciled in
US
Incorporated in
US
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | |||||||||
Revenues | 64,078 -21.07% | 81,179 21.89% | |||||||
Cost of revenue | 35,901 | 35,989 | |||||||
Unusual Expense (Income) | |||||||||
NOPBT | 28,177 | 45,190 | |||||||
NOPBT Margin | 43.97% | 55.67% | |||||||
Operating Taxes | 3,823 | (5,790) | |||||||
Tax Rate | 13.57% | ||||||||
NOPAT | 24,354 | 50,980 | |||||||
Net income | 10,954 -151.02% | (21,468) -233.02% | |||||||
Dividends | (1,989) | ||||||||
Dividend yield | 1.66% | ||||||||
Proceeds from repurchase of equity | (74) | (3,081) | |||||||
BB yield | 0.04% | 2.57% | |||||||
Debt | |||||||||
Debt current | 95,404 | 108,500 | |||||||
Long-term debt | 17,905 | 26,893 | |||||||
Deferred revenue | (68) | ||||||||
Other long-term liabilities | 1,339,673 | 1,297,728 | |||||||
Net debt | (135,594) | (2,436) | |||||||
Cash flow | |||||||||
Cash from operating activities | 5,552 | 21,905 | |||||||
CAPEX | (339) | (262) | |||||||
Cash from investing activities | 104,730 | (22,337) | |||||||
Cash from financing activities | 29,421 | (72,054) | |||||||
FCF | 2,313,584 | (2,419,267) | |||||||
Balance | |||||||||
Cash | 220,332 | 109,229 | |||||||
Long term investments | 28,571 | 28,600 | |||||||
Excess cash | 245,699 | 133,770 | |||||||
Stockholders' equity | 97,773 | 92,607 | |||||||
Invested Capital | 480,284 | 1,543,706 | |||||||
ROIC | 2.41% | 5.34% | |||||||
ROCE | 4.87% | 2.76% | |||||||
EV | |||||||||
Common stock shares outstanding | 16,595 | 16,483 | |||||||
Price | 10.07 38.32% | 7.28 -60.86% | |||||||
Market cap | 167,108 39.26% | 119,993 -62.71% | |||||||
EV | 31,514 | 117,557 | |||||||
EBITDA | 28,177 | 46,290 | |||||||
EV/EBITDA | 1.12 | 2.54 | |||||||
Interest | 32,126 | 4,297 | |||||||
Interest/NOPBT | 114.01% | 9.51% |