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XNAS
PRAA
Market cap597mUSD
Jun 12, Last price  
14.93USD
1D
-1.32%
1Q
-23.83%
Jan 2017
-61.82%
IPO
172.94%
Name

PRA Group Inc

Chart & Performance

D1W1MN
No data to show
P/E
8.39
P/S
0.53
EPS
1.78
Div Yield, %
—
Shrs. gr., 5y
-2.78%
Rev. gr., 5y
2.46%
Revenues
1.12b
+37.81%
148,525,149188,321,767220,748,000263,275,000281,091,000372,706,000458,935,000592,801,000735,135,000880,969,000942,018,000832,124,000821,920,000877,961,000995,303,0001,065,414,0001,096,820,000968,752,000815,497,0001,123,825,000
Net income
71m
P
36,771,99544,489,81648,241,00045,362,00044,306,00073,454,000100,791,000126,593,000175,314,000176,505,000167,926,00086,255,000164,315,00065,563,00086,158,000149,339,000183,158,000117,147,000-83,477,00070,601,000
CFO
-95m
L-3.02%
57,854,37359,466,78980,356,00081,718,00085,285,000143,581,000173,025,000131,412,000225,127,000267,902,000202,998,000205,903,00015,475,00080,866,000133,388,000141,704,00084,925,00021,592,000-97,535,000-94,594,000
Dividend
May 07, 20071 USD/sh
Earnings
Aug 04, 2025

Profile

PRA Group, Inc., a financial and business services company, engages in the purchase, collection, and management of portfolios of nonperforming loans in the Americas, Australia, and Europe. It is involved in the purchase of accounts that are primarily the unpaid obligations of individuals owed to credit originators, which include banks and other types of consumer, retail, and auto finance companies. The company also acquires nonperforming loans, including Visa and MasterCard credit cards, private label and other credit cards, installment loans, lines of credit, deficiency balances of various types, legal judgments, and trade payables from banks, credit unions, consumer finance companies, retailers, utilities, automobile finance companies, and other credit originators. In addition, it provides fee-based services on class action claims recoveries and by servicing consumer bankruptcy accounts. The company was formerly known as Portfolio Recovery Associates, Inc. and changed its name to PRA Group, Inc. in October 2014. PRA Group, Inc. was incorporated in 1996 and is headquartered in Norfolk, Virginia.
URL
https://www.pragroup.com/
IPO date
Nov 08, 2002
Employees
3,145
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
1,123,825
37.81%
815,497
-15.82%
968,752
-11.68%
Cost of revenue
763,158
941,888
529,646
Unusual Expense (Income)
NOPBT
360,667
(126,391)
439,106
NOPBT Margin
32.09%
45.33%
Operating Taxes
21,032
(16,133)
36,787
Tax Rate
5.83%
8.38%
NOPAT
339,635
(110,258)
402,319
Net income
70,601
-184.58%
(83,477)
-171.26%
117,147
-36.04%
Dividends
Dividend yield
Proceeds from repurchase of equity
(6,194)
(111,371)
BB yield
0.60%
8.27%
Debt
Debt current
22,515
1,060,251
Long-term debt
3,399,495
3,004,855
1,553,375
Deferred revenue
2,888,924
Other long-term liabilities
24,476
42,653
(2,854,569)
Net debt
3,227,253
2,842,438
2,450,302
Cash flow
Cash from operating activities
(94,594)
(97,535)
21,592
CAPEX
(4,045)
(2,887)
(13,251)
Cash from investing activities
(382,470)
(234,860)
120,453
Cash from financing activities
490,837
355,300
(121,342)
FCF
(42,374)
(470,080)
531,930
Balance
Cash
161,700
171,998
83,376
Long term investments
10,542
12,934
79,948
Excess cash
116,051
144,157
114,886
Stockholders' equity
1,175,725
1,232,305
2,857,603
Invested Capital
4,465,090
4,114,942
3,734,768
ROIC
7.92%
10.53%
ROCE
7.84%
11.28%
EV
Common stock shares outstanding
39,586
39,177
39,888
Price
20.89
-20.27%
26.20
-22.44%
33.78
-32.72%
Market cap
826,962
-19.43%
1,026,437
-23.82%
1,347,417
-40.80%
EV
4,112,790
3,941,139
5,429,833
EBITDA
371,459
(113,015)
454,349
EV/EBITDA
11.07
11.95
Interest
88,731
74,760
51,700
Interest/NOPBT
24.60%
11.77%