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XNASPNFP
Market cap8.82bUSD
Jan 07, Last price  
114.17USD
1D
-1.05%
1Q
18.31%
Jan 2017
64.75%
Name

Pinnacle Financial Partners Inc

Chart & Performance

D1W1MN
XNAS:PNFP chart
P/E
15.69
P/S
5.51
EPS
7.28
Div Yield, %
0.95%
Shrs. gr., 5y
-0.21%
Rev. gr., 5y
12.57%
Revenues
1.60b
+14.42%
25,737,19834,431,61276,739,31298,232,939148,933,266170,442,889180,688,432189,404,621206,261,094223,002,214245,587,027302,571,699414,594,420650,252,134885,990,000939,857,0001,056,089,0001,205,861,0001,399,951,0001,601,775,000
Net income
562m
+0.25%
5,318,9108,055,26817,927,03323,041,35530,873,918-35,499,967-24,300,49243,737,36741,883,88157,726,20170,471,16795,509,402127,224,695173,979,487359,440,000400,881,000312,321,000527,323,000560,742,000562,152,000
CFO
478m
-20.92%
6,742,0728,171,55611,906,16116,394,02633,632,87490,305,539129,589,112113,089,755114,277,665126,435,35295,058,15583,733,334126,638,676147,941,106470,757,000434,288,000427,825,000657,444,000604,925,000478,404,000
Dividend
Aug 02, 20240.22 USD/sh
Earnings
Jan 14, 2025

Profile

Pinnacle Financial Partners, Inc., together with its subsidiaries, operates as the bank holding company for Pinnacle Bank that provides various banking products and services in the United States. The company accepts various deposits, including savings, checking, noninterest-bearing and interest-bearing checking, money market, and certificate of deposit accounts. Its loan products include commercial loans, such as equipment and working capital loans; commercial real estate loans comprising investment properties and business loans secured by real estate; and loans to individuals consisting of secured and unsecured installment and term loans, lines of credit, residential first mortgage loans, and home equity loans and lines of credit, as well as provides credit cards for consumers and businesses. The company also offers various securities and other financial products; investment products; brokerage and investment advisory programs; and fiduciary and investment management services, such as personal trust, endowments, foundations, individual retirement accounts, pensions, and custody. In addition, it provides insurance agency services primarily in the property and casualty area; merger and acquisition advisory services; and private debt, equity and mezzanine, and other middle-market advisory services. Further, the company offers treasury management, telephone and online banking, mobile banking, debit cards, direct deposit and remote deposit capture, mobile deposit option, automated teller machine, and cash management services. It serves individuals, small to medium-sized businesses, and professional entities. As of December 31, 2020, the company operated 114 offices, including 48 in Tennessee, 36 in North Carolina, 20 in South Carolina, 9 in Virginia, and 1 in Georgia. Pinnacle Financial Partners, Inc. was incorporated in 2000 and is headquartered in Nashville, Tennessee.
IPO date
Aug 18, 2000
Employees
3,309
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
1,601,775
14.42%
1,399,951
16.10%
Cost of revenue
587,554
531,248
Unusual Expense (Income)
NOPBT
1,014,221
868,703
NOPBT Margin
63.32%
62.05%
Operating Taxes
151,854
136,751
Tax Rate
14.97%
15.74%
NOPAT
862,367
731,952
Net income
562,152
0.25%
560,742
6.34%
Dividends
(83,929)
(83,386)
Dividend yield
1.26%
1.49%
Proceeds from repurchase of equity
(6,940)
(10,924)
BB yield
0.10%
0.20%
Debt
Debt current
214,365
Long-term debt
2,832,856
1,004,602
Deferred revenue
(108,809)
Other long-term liabilities
39,360,988
(869,013)
Net debt
(9,482,404)
(10,566,943)
Cash flow
Cash from operating activities
478,404
604,925
CAPEX
(322,256)
(64,347)
Cash from investing activities
(4,602,439)
(6,684,439)
Cash from financing activities
5,177,002
3,155,357
FCF
418,520
946,144
Balance
Cash
4,546,150
4,704,805
Long term investments
7,769,110
7,081,105
Excess cash
12,235,171
11,715,912
Stockholders' equity
2,926,295
2,444,525
Invested Capital
45,033,588
39,611,574
ROIC
2.04%
1.93%
ROCE
2.11%
2.06%
EV
Common stock shares outstanding
76,648
76,134
Price
87.22
18.83%
73.40
-23.14%
Market cap
6,685,199
19.63%
5,588,226
-22.93%
EV
(2,580,079)
(4,761,591)
EBITDA
1,054,811
931,001
EV/EBITDA
Interest
1,091,250
244,642
Interest/NOPBT
107.59%
28.16%