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XNAS
PLMR
Market cap4.31bUSD
Jun 12, Last price
161.07USD
1D
1.96%
1Q
22.24%
IPO
770.65%
Name
Palomar Holdings Inc
Chart & Performance
P/E
36.64
P/S
7.78
EPS
4.40
Div Yield, %
—
Shrs. gr., 5y
3.73%
Rev. gr., 5y
37.35%
Revenues
554m
+47.33%
Net income
118m
+48.45%
CFO
261m
+124.93%
Earnings
Aug 04, 2025
Profile
Palomar Holdings, Inc., an insurance holding company, provides specialty property insurance to residential and commercial customers. The company offers personal and commercial specialty property insurance products, including residential and commercial earthquake, commercial all risk, specialty homeowners, inland marine, Hawaii hurricane, and residential flood, as well as other products, such as assumed reinsurance, commercial flood, real estate error and omission, and real estate investor products. It markets and distributes its products through retail agents, wholesale brokers, program administrators, and carrier partnerships. The company was formerly known as GC Palomar Holdings. Palomar Holdings, Inc. was incorporated in 2013 and is headquartered in La Jolla, California.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
|---|---|---|---|---|---|---|---|---|---|
| 2024‑12 | 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | |
| Income | |||||||||
Revenues | 553,863 47.33% | 375,926 14.93% | 327,086 32.00% | ||||||
Cost of revenue | |||||||||
Unusual Expense (Income) | |||||||||
NOPBT | 553,863 | 375,926 | 327,086 | ||||||
NOPBT Margin | 100.00% | 100.00% | 100.00% | ||||||
Operating Taxes | 33,623 | 24,441 | 15,381 | ||||||
Tax Rate | 6.07% | 6.50% | 4.70% | ||||||
NOPAT | 520,240 | 351,485 | 311,705 | ||||||
Net income | 117,573 48.45% | 79,201 51.81% | 52,170 13.79% | ||||||
Dividends | |||||||||
Dividend yield | |||||||||
Proceeds from repurchase of equity | 7,892 | (22,266) | (32,143) | ||||||
BB yield | -0.29% | 1.58% | 2.76% | ||||||
| Debt | |||||||||
Debt current | 36,400 | ||||||||
Long-term debt | 53,042 | 37,500 | |||||||
Deferred revenue | |||||||||
Other long-term liabilities | 1,184,170 | 875,014 | |||||||
Net debt | (153,723) | (688,080) | (1,062,912) | ||||||
| Cash flow | |||||||||
Cash from operating activities | 261,157 | 116,106 | 169,583 | ||||||
CAPEX | (243) | (15) | (5,936) | ||||||
Cash from investing activities | (306,244) | (128,478) | (156,807) | ||||||
Cash from financing activities | 73,774 | (3,940) | 5,017 | ||||||
FCF | 538,555 | 370,173 | 462,716 | ||||||
| Balance | |||||||||
Cash | 149,264 | 51,546 | 583,172 | ||||||
Long term investments | 4,459 | 689,576 | 553,640 | ||||||
Excess cash | 126,030 | 722,326 | 1,120,458 | ||||||
Stockholders' equity | 235,374 | 120,655 | 51,197 | ||||||
Invested Capital | 703,736 | 1,332,246 | 1,273,739 | ||||||
ROIC | 51.10% | 26.98% | 30.38% | ||||||
ROCE | 66.75% | 25.87% | 24.69% | ||||||
| EV | |||||||||
Common stock shares outstanding | 26,224 | 25,327 | 25,796 | ||||||
Price | 105.59 90.25% | 55.50 22.90% | 45.16 -30.28% | ||||||
Market cap | 2,768,975 96.99% | 1,405,654 20.66% | 1,164,948 -31.12% | ||||||
EV | 2,615,252 | 717,574 | 102,036 | ||||||
EBITDA | 558,969 | 380,429 | 331,201 | ||||||
EV/EBITDA | 4.68 | 1.89 | 0.31 | ||||||
Interest | 1,138 | 3,775 | 873 | ||||||
Interest/NOPBT | 0.21% | 1.00% | 0.27% | ||||||