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XNASPFIS
Market cap468mUSD
Jan 10, Last price  
46.88USD
1D
-3.36%
1Q
-0.74%
Jan 2017
-3.74%
Name

Peoples Financial Services Corp

Chart & Performance

D1W1MN
XNAS:PFIS chart
P/E
17.11
P/S
2.86
EPS
2.74
Div Yield, %
2.49%
Shrs. gr., 5y
-0.69%
Rev. gr., 5y
14.00%
Revenues
164m
+51.39%
14,607,00015,465,00014,691,00016,814,00014,516,00020,061,00023,533,00027,365,00040,928,00042,473,00070,329,00070,080,00074,628,00078,644,00084,989,00090,640,00096,443,00098,118,000108,072,000163,612,000
Net income
27m
-28.12%
4,453,0004,476,0004,129,0004,871,0003,039,0005,049,0006,485,0007,817,00010,589,0005,069,00017,649,00017,723,00019,583,00018,457,00024,920,00027,543,00029,354,00043,519,00038,090,00027,380,000
CFO
33m
-21.50%
7,370,0005,877,0005,702,0007,093,0008,209,0004,152,00011,208,0008,647,00011,546,0009,815,00020,562,00028,237,00028,053,00028,593,00032,626,00037,079,00037,180,00040,771,00042,357,00033,252,000
Dividend
Aug 30, 20240.6175 USD/sh
Earnings
Jan 23, 2025

Profile

Peoples Financial Services Corp. operates as the bank holding company for Peoples Security Bank and Trust Company that provides various commercial and retail banking services. The company accepts money market, NOW, savings, individual retirement, demand deposit, and certificates of deposit accounts. It also provides residential real estate, automobile, manufactured housing, personal, and home equity loans; and commercial real estate, working capital, construction, small business administration, and agricultural loans, as well as loans for equipment and other commercial needs, and mineral rights. In addition, the company offers investment management, IRA trustee, estate administration, living and life insurance trust, trustee under will, guardianship, custodial/IRA custodial, and corporate trust services, as well as pension and profit sharing plans. Further, it provides investment portfolio management, estate and business succession planning, annuities, insurance, retirement plan, and tax planning, as well as education funding strategies; and securities and brokerage, and investor services. Additionally, the company offers small business checking and merchant money market accounts, online and telephone banking, business credit cards, merchant line of credit, and financial checkup services; and remote deposit capture, automatic clearing house transaction, cash management, automated teller machine, point of sale transaction, safe deposit box, night depository, direct deposit, and official check services. It serves business, non-profit, governmental, municipal agency, and professional customers, as well as retail customers through 28 full-service community banking offices located in Allegheny, Bucks, Lackawanna, Lebanon, Lehigh, Luzerne, Monroe, Montgomery, Northampton, Susquehanna, and Wyoming Counties of Pennsylvania; Middlesex County of New Jersey; and Broome County of New York. The company was founded in 1905 and is headquartered in Scranton, Pennsylvania.
IPO date
Jun 05, 2002
Employees
393
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
163,612
51.39%
108,072
10.14%
Cost of revenue
37,961
34,496
Unusual Expense (Income)
NOPBT
125,651
73,576
NOPBT Margin
76.80%
68.08%
Operating Taxes
5,121
7,276
Tax Rate
4.08%
9.89%
NOPAT
120,530
66,300
Net income
27,380
-28.12%
38,090
-12.48%
Dividends
(11,659)
(11,325)
Dividend yield
3.35%
3.03%
Proceeds from repurchase of equity
(5,886)
(1,253)
BB yield
1.69%
0.34%
Debt
Debt current
17,590
114,930
Long-term debt
68,122
41,119
Deferred revenue
(6,143)
Other long-term liabilities
771,963
82,278
Net debt
(590,544)
(928,514)
Cash flow
Cash from operating activities
33,252
42,357
CAPEX
(5,925)
(7,831)
Cash from investing activities
(25,754)
(467,819)
Cash from financing activities
141,999
183,397
FCF
2,606,316
(53,442)
Balance
Cash
187,365
515,571
Long term investments
488,891
568,992
Excess cash
668,075
1,079,159
Stockholders' equity
218,292
188,500
Invested Capital
962,329
3,473,802
ROIC
5.43%
2.00%
ROCE
10.64%
2.01%
EV
Common stock shares outstanding
7,151
7,212
Price
48.70
-6.06%
51.84
-1.61%
Market cap
348,277
-6.84%
373,852
-1.93%
EV
(242,267)
(554,662)
EBITDA
129,148
77,610
EV/EBITDA
Interest
63,097
15,585
Interest/NOPBT
50.22%
21.18%