Peoples Bancorp Inc

Chart & Performance

D1W1MN

P/E

10.08

P/S

2.78

EPS

3.19

Div Yield, %

4.54%

Shrs. gr., 5y

11.37%

Rev. gr., 5y

17.88%

Revenues

411m

+28.13%

Net income

113m

+11.92%

CFO

144m

+19.86%

Dividend

Aug 05, 20240.4 USD/sh

Earnings

Jan 21, 2025

Profile

Peoples Bancorp Inc. operates as the holding company for Peoples Bank that provides commercial and retail banking products and services. The company accepts various deposit products, including demand deposit accounts, savings accounts, money market accounts, and certificates of deposit; and provides commercial and industrial, commercial real estate, construction, finance, residential real estate, and consumer indirect and direct loans, as well as home equity lines of credit and overdrafts. It also offers debit and automated teller machine (ATM) cards; safe deposit rental facilities; money orders and cashier's checks; and telephone, mobile, and Internet-based banking services. In addition, the company provides various life, health, and property and casualty insurance products; third-party insurance administration; insurance premium financing; commercial and technology equipment leasing; fiduciary and trust; underwriting, origination and servicing of equipment leases, and equipment financing agreements; and asset management and administration services, as well as employee benefit, retirement, and health care plan administration services. Further, it offers brokerage services through an unaffiliated registered broker-dealers; insurance premium finance lending and lease financing services; and credit cards to individuals and businesses, as well as provides merchant credit card transaction processing, and person-to-person payment processing services. The company operates through 135 financial service offices and ATMs, including 119 full-service branches in Ohio, West Virginia, Kentucky, Virginia, Washington, D.C., and Maryland. Peoples Bancorp Inc. was founded in 1902 and is based in Marietta, Ohio.

URL

https://www.peoplesbancorp.com/

IPO date

Feb 10, 1993

Employees

1,500

Domiciled in

Incorporated in

Valuation

Order:

Title USD in thousands, except ratios and share amounts	FY	FY	FY	FY	FY	FY	FY	FY	FY	FY
Title USD in thousands, except ratios and share amounts	2023‑12	2022‑12	2021‑12	2020‑12	2019‑12	2018‑12	2017‑12	2016‑12	2015‑12	2014‑12
Income
Revenues	411,213 28.13%	320,928 38.39%	231,902 18.86%
Cost of revenue	167,154	120,120	112,445
Unusual Expense (Income)
NOPBT	244,059	200,808	119,457
NOPBT Margin	59.35%	62.57%	51.51%
Operating Taxes	31,763	27,349	10,921
Tax Rate	13.01%	13.62%	9.14%
NOPAT	212,296	173,459	108,536
Net income	113,363 11.92%	101,292 113.00%	47,555 36.78%
Dividends	(51,845)	(42,372)	(31,002)
Dividend yield	4.69%	5.36%	4.44%
Proceeds from repurchase of equity	(3,535)	(6,181)	(400)
BB yield	0.32%	0.78%	0.06%
Debt
Debt current	369,000	500,138	166,482
Long-term debt	275,305	159,546	105,862
Deferred revenue
Other long-term liabilities	7,887,607	298,907	(99,475)
Net debt	(2,626,139)	(2,368,957)	(3,101,352)
Cash flow
Cash from operating activities	143,643	119,839	156,420
CAPEX	(13,458)	(6,753)	(6,685)
Cash from investing activities	(132,930)	(414,214)	(74,433)
Cash from financing activities	261,987	32,670	181,640
FCF	4,258,626	23,506	29,475
Balance
Cash	1,475,044	1,285,421	1,691,722
Long term investments	1,795,400	1,743,220	1,681,974
Excess cash	3,249,883	3,012,595	3,362,101
Stockholders' equity	1,090,874	825,250	881,918
Invested Capital	2,490,570	6,482,192	6,352,940
ROIC	4.73%	2.70%	2.05%
ROCE	6.81%	2.75%	1.65%
EV
Common stock shares outstanding	32,761	28,000	21,960
Price	33.76 19.50%	28.25 -11.19%	31.81 17.42%
Market cap	1,106,005 39.83%	790,989 13.23%	698,544 29.95%
EV	(1,520,134)	(1,577,968)	(2,402,808)
EBITDA	247,727	218,127	144,100
EV/EBITDA
Interest	100,029	16,112	12,236
Interest/NOPBT	40.99%	8.02%	10.24%