Loading...
XNASPEBK
Market cap155mUSD
Jan 10, Last price  
28.50USD
1D
-4.52%
1Q
12.38%
Jan 2017
25.05%
Name

Peoples Bancorp of North Carolina Inc

Chart & Performance

D1W1MN
XNAS:PEBK chart
P/E
10.01
P/S
2.04
EPS
2.85
Div Yield, %
3.28%
Shrs. gr., 5y
-1.39%
Rev. gr., 5y
5.97%
Revenues
76m
+6,578.40%
29,977,70534,638,52539,837,53742,962,38843,290,83344,673,00047,507,00048,970,00044,086,00043,995,00046,297,00048,494,00050,514,00052,410,00056,910,00060,162,00061,762,00061,781,0001,139,00076,067,000
Net income
16m
-3.58%
4,430,9366,330,9809,170,8179,591,9716,390,5632,916,0001,841,0005,159,0005,793,0006,691,0009,388,0009,633,0009,177,00010,268,00013,382,00014,067,00011,357,00015,133,00016,123,00015,546,000
CFO
23m
+0.54%
3,103,34115,018,11014,807,14614,528,60010,731,9674,710,00017,798,00022,352,00019,027,00037,445,00014,441,00013,863,00012,239,00018,594,00017,187,00013,197,0009,162,00026,900,00022,657,00022,780,000
Dividend
Sep 03, 20240.19 USD/sh
Earnings
Jan 20, 2025

Profile

Peoples Bancorp of North Carolina, Inc. operates as the bank holding company for Peoples Bank that provides various commercial and consumer banking products and services to individuals and small to medium-sized businesses. It offers checking, savings, money market, and time deposits; demand deposits; and certificates of deposit, as well as borrowed funds. The company's loan products comprise commercial real estate, commercial, construction and land development, single-family residential, residential mortgage, and individual taxpayer identification number mortgage loans, as well as agricultural loans. It also provides investment counseling and non-deposit investment products, such as stocks, bonds, mutual funds, tax deferred annuities, and related brokerage services; and real estate appraisal and brokerage services. In addition, the company operates as a clearing-house for the provision of appraisal services for community banks; and acquires, manages, and disposes real property, other collateral, and other assets obtained in the ordinary course of collecting debts, as well as offers insurance agency services. As of December 31, 2021, it operated 17 banking offices located in Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Cornelius, Mooresville, Raleigh, and Cary, North Carolina. The company also operates loan production offices in Charlotte, Denver, Salisbury, and Winston-Salem, North Carolina. Peoples Bancorp of North Carolina, Inc. was founded in 1912 and is headquartered in Newton, North Carolina.
URL
http://www.snl.com/IRW/CorporateProfile/4050385
IPO date
Oct 16, 1985
Employees
279
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
76,067
6,578.40%
1,139
-98.16%
Cost of revenue
9,426
26,823
Unusual Expense (Income)
NOPBT
66,641
(25,684)
NOPBT Margin
87.61%
Operating Taxes
4,377
4,172
Tax Rate
6.57%
NOPAT
62,264
(29,856)
Net income
15,546
-3.58%
16,123
6.54%
Dividends
(5,108)
(4,935)
Dividend yield
2.94%
2.68%
Proceeds from repurchase of equity
(1,997)
(710)
BB yield
1.15%
0.39%
Debt
Debt current
48,493
Long-term debt
25,128
20,649
Deferred revenue
517,627
(1,732)
Other long-term liabilities
458,525
(3,284)
Net debt
(112,534)
(895,898)
Cash flow
Cash from operating activities
22,780
22,657
CAPEX
(1,948)
(4,563)
Cash from investing activities
(753)
(255,976)
Cash from financing activities
(11,248)
27,416
FCF
571,127
(61,029)
Balance
Cash
82,375
516,990
Long term investments
55,287
448,050
Excess cash
133,859
964,983
Stockholders' equity
121,016
105,195
Invested Capital
1,511,344
1,550,313
ROIC
4.07%
ROCE
5.97%
EV
Common stock shares outstanding
5,610
5,661
Price
30.94
-4.98%
32.56
18.01%
Market cap
173,580
-5.83%
184,328
16.21%
EV
61,046
(711,570)
EBITDA
69,767
(19,653)
EV/EBITDA
0.87
36.21
Interest
17,143
3,323
Interest/NOPBT
25.72%