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XNASOVLY
Market cap220mUSD
Jan 10, Last price  
26.38USD
1D
-2.64%
1Q
-0.57%
Jan 2017
110.20%
Name

Oak Valley Bancorp

Chart & Performance

D1W1MN
XNAS:OVLY chart
P/E
7.15
P/S
2.73
EPS
3.69
Div Yield, %
1.20%
Shrs. gr., 5y
0.32%
Rev. gr., 5y
13.26%
Revenues
81m
+22.88%
14,187,62516,476,15719,022,24321,028,21023,037,25626,283,00027,776,52027,930,66627,993,00027,556,00029,052,00029,512,00035,938,00040,156,00043,279,00046,080,00049,772,00054,261,00065,647,00080,666,000
Net income
31m
+34.70%
3,251,3243,934,5123,830,8763,968,4082,161,8292,000,0004,627,4315,860,5955,781,0005,886,0007,122,0004,908,0007,665,0009,094,00011,537,00012,489,00013,687,00016,337,00022,902,00030,848,000
CFO
33m
+41.76%
3,138,2566,108,9318,110,951-2,185,6562,326,71410,050,0308,563,32710,115,3259,040,4017,515,5437,408,0004,311,0009,906,0009,399,00013,033,00017,209,00019,240,00011,271,00023,320,00033,058,999
Dividend
Jul 29, 20240.225 USD/sh
Earnings
Jan 17, 2025

Profile

Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras. The company's deposits products include checking and savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit. It also offers commercial real estate loans, commercial business lending and trade finance, and small business administration lending, as well as consumer loans consisting of automobile loans, home mortgage loans, revolving lines of credit, and other personal loans. In addition, the company provides online banking, remote deposit capture, mobile banking, merchant, night depository, extended hours, wire transfer of funds, and note collection services, as well as automated teller machines. As of December 31, 2021, it operated through seventeen full-service branch offices in Oakdale, Sonora, Bridgeport, Bishop, Mammoth Lakes, Modesto, Manteca, Patterson, Turlock, Tracy, Ripon, Stockton, Escalon, California, and Sacramento. The company was incorporated in 1990 and is headquartered in Oakdale, California.
URL
https://www.ovcb.com
IPO date
Feb 07, 1997
Employees
213
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
80,666
22.88%
65,647
20.98%
Cost of revenue
40,137
29,887
Unusual Expense (Income)
NOPBT
40,529
35,760
NOPBT Margin
50.24%
54.47%
Operating Taxes
9,458
6,787
Tax Rate
23.34%
18.98%
NOPAT
31,071
28,973
Net income
30,848
34.70%
22,902
40.18%
Dividends
(2,646)
(2,474)
Dividend yield
1.07%
1.33%
Proceeds from repurchase of equity
(211)
(121)
BB yield
0.09%
0.07%
Debt
Debt current
Long-term debt
Deferred revenue
Other long-term liabilities
1,676,330
25,937
Net debt
(604,083)
(1,488,251)
Cash flow
Cash from operating activities
33,059
23,320
CAPEX
(2,394)
(1,190)
Cash from investing activities
(79,504)
(376,690)
Cash from financing activities
(166,620)
4,736
FCF
85,582
(22,242)
Balance
Cash
69,189
943,241
Long term investments
534,894
545,010
Excess cash
600,050
1,484,969
Stockholders' equity
160,580
121,436
Invested Capital
1,681,842
1,845,424
ROIC
1.76%
1.58%
ROCE
2.20%
1.82%
EV
Common stock shares outstanding
8,231
8,205
Price
29.95
32.23%
22.65
30.17%
Market cap
246,515
32.65%
185,838
30.59%
EV
(357,568)
(1,302,413)
EBITDA
41,858
36,911
EV/EBITDA
Interest
4,864
1,119
Interest/NOPBT
12.00%
3.13%