XNASORRF
Market cap658mUSD
Jan 10, Last price
33.98USD
1D
-3.16%
1Q
-5.22%
Jan 2017
51.70%
Name
Orrstown Financial Services Inc
Chart & Performance
Profile
Orrstown Financial Services, Inc. operates as the holding company for Orrstown Bank that provides commercial banking and trust services in the United States. The company accepts various deposits, including checking, savings, time, demand, and money market deposits. It also offers commercial loans, such as commercial real estate, equipment, construction, working capital, and other commercial purpose loans, as well as industrial loans; consumer loans comprising home equity and other consumer loans, as well as home equity lines of credit; residential mortgage loans; acquisition and development loans; municipal loans; and installment and other loans. In addition, the company provides renders services as trustee, executor, administrator, guardian, managing agent, custodian, and investment advisor, as well as provides other fiduciary services under the Orrstown Financial Advisors name; and offers retail brokerage services through a third-party broker/dealer arrangement. Further, it offers investment advisory, insurance, and brokerage services. The company operates through offices in Berks, Cumberland, Dauphin, Franklin, Lancaster, Perry, and York counties, Pennsylvania; and Anne Arundel, Baltimore, Howard, and Washington counties, Maryland, as well as Baltimore City, Maryland. Orrstown Financial Services, Inc. was founded in 1919 and is based in Shippensburg, Pennsylvania.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | |||||||||
Revenues | 149,897 11,547.01% | 1,287 -98.89% | |||||||
Cost of revenue | 62,118 | 57,304 | |||||||
Unusual Expense (Income) | |||||||||
NOPBT | 87,779 | (56,017) | |||||||
NOPBT Margin | 58.56% | ||||||||
Operating Taxes | 9,370 | 4,579 | |||||||
Tax Rate | 10.67% | ||||||||
NOPAT | 78,409 | (60,596) | |||||||
Net income | 35,663 61.83% | 22,037 -32.98% | |||||||
Dividends | (8,485) | (8,264) | |||||||
Dividend yield | 2.76% | 3.33% | |||||||
Proceeds from repurchase of equity | (2,963) | (12,813) | |||||||
BB yield | 0.96% | 5.17% | |||||||
Debt | |||||||||
Debt current | 123,664 | ||||||||
Long-term debt | 179,858 | 146,874 | |||||||
Deferred revenue | (4,103) | ||||||||
Other long-term liabilities | 2,627,031 | (76,315) | |||||||
Net debt | (879,766) | (817,741) | |||||||
Cash flow | |||||||||
Cash from operating activities | 43,701 | 36,192 | |||||||
CAPEX | (2,293) | (895) | |||||||
Cash from investing activities | (153,248) | (270,991) | |||||||
Cash from financing activities | 113,885 | 86,912 | |||||||
FCF | 126,731 | (128,720) | |||||||
Balance | |||||||||
Cash | 546,105 | 574,551 | |||||||
Long term investments | 513,519 | 513,728 | |||||||
Excess cash | 1,052,129 | 1,088,215 | |||||||
Stockholders' equity | 89,774 | 53,144 | |||||||
Invested Capital | 2,974,466 | 2,926,975 | |||||||
ROIC | 2.66% | ||||||||
ROCE | 2.86% | ||||||||
EV | |||||||||
Common stock shares outstanding | 10,435 | 10,706 | |||||||
Price | 29.50 27.37% | 23.16 -8.10% | |||||||
Market cap | 307,832 24.15% | 247,951 -11.41% | |||||||
EV | (571,934) | (569,790) | |||||||
EBITDA | 92,119 | (51,397) | |||||||
EV/EBITDA | 11.09 | ||||||||
Interest | 44,991 | 9,024 | |||||||
Interest/NOPBT | 51.25% |