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XNASOPRT
Market cap129mUSD
Jan 10, Last price  
3.61USD
1D
-3.73%
1Q
39.92%
IPO
-77.80%
Name

Oportun Financial Corp

Chart & Performance

D1W1MN
XNAS:OPRT chart
P/E
—
P/S
0.12
EPS
—
Div Yield, %
0.00%
Shrs. gr., 5y
10.82%
Rev. gr., 5y
17.42%
Revenues
1.06b
+64.96%
195,229,000248,751,000324,555,000473,559,000442,400,000335,100,000530,400,000640,700,0001,056,919,000
Net income
-180m
L+131.30%
8,395,00050,858,000-10,206,000123,394,00061,600,000-45,100,00047,414,000-77,800,000-179,951,000
CFO
393m
+58.44%
67,657,000113,902,000139,118,000138,374,000218,400,000152,900,000163,400,000247,900,000392,765,000
Earnings
Mar 10, 2025

Profile

Oportun Financial Corporation provides financial services. It offers personal loans, auto loans, and credit cards. The company serves customers online and over-the-phone, as well as through retail locations. It operates in 24 states in the United States, which include Arkansas, Delaware, Indiana, Kentucky, Mississippi, Montana, North Dakota, New Hampshire, Oregon, South Carolina, South Dakota, and Virginia. Oportun Financial Corporation was founded in 2005 and is headquartered in San Carlos, California.
URL
https://www.oportun.com
IPO date
Sep 26, 2019
Employees
3,000
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
1,056,919
64.96%
640,700
20.80%
Cost of revenue
269,512
357,900
Unusual Expense (Income)
NOPBT
787,407
282,800
NOPBT Margin
74.50%
44.14%
Operating Taxes
(73,702)
2,500
Tax Rate
0.88%
NOPAT
861,109
280,300
Net income
(179,951)
131.30%
(77,800)
-264.09%
Dividends
Dividend yield
Proceeds from repurchase of equity
(2,700)
73,181
BB yield
1.87%
-40.46%
Debt
Debt current
357,383
317,600
Long-term debt
2,622,325
2,686,400
Deferred revenue
Other long-term liabilities
364,970
(2,663,379)
Net debt
2,888,521
2,905,133
Cash flow
Cash from operating activities
392,765
247,900
CAPEX
(31,261)
(48,900)
Cash from investing activities
(286,181)
(1,171,500)
Cash from financing activities
(104,385)
934,500
FCF
1,209,978
259,830
Balance
Cash
91,187
98,817
Long term investments
50
Excess cash
38,341
66,832
Stockholders' equity
(173,842)
6,107
Invested Capital
3,535,928
3,888,505
ROIC
23.20%
7.89%
ROCE
23.42%
7.20%
EV
Common stock shares outstanding
36,876
32,826
Price
3.91
-29.04%
5.51
-72.79%
Market cap
144,185
-20.28%
180,870
-70.54%
EV
3,032,706
3,086,003
EBITDA
842,292
330,333
EV/EBITDA
3.60
9.34
Interest
179,414
93,000
Interest/NOPBT
22.79%
32.89%