Loading...
XNASOMCC
Market cap47mUSD
Jan 07, Last price  
6.49USD
1D
0.00%
1Q
4.51%
Jan 2017
-45.42%
Name

Nicholas Financial Inc

Chart & Performance

D1W1MN
XNAS:OMCC chart
P/E
—
P/S
2.13
EPS
—
Div Yield, %
0.00%
Shrs. gr., 5y
-1.68%
Rev. gr., 5y
-18.49%
Revenues
22m
-44.96%
32,831,89342,676,67046,709,37450,082,79753,102,37156,471,65362,773,52663,274,74865,002,00077,639,00080,456,00081,676,00081,466,00073,763,00061,796,00053,580,00050,040,00044,348,00040,405,00022,237,000
Net income
-21m
L-39.03%
8,079,69510,559,48911,579,7599,672,1764,717,56310,864,56116,805,18422,230,29219,966,00016,703,00016,856,00012,379,0005,409,000-1,098,000-3,648,0003,466,0008,351,0002,998,000-34,119,000-20,801,000
CFO
2m
P
11,130,68015,481,42016,098,66616,857,05421,665,47821,325,91821,357,62421,874,87925,620,15521,341,39425,758,75324,070,00027,321,00023,681,00014,404,00010,485,00014,623,0003,487,000-2,182,0001,827,000

Profile

Nicholas Financial, Inc. operates as a consumer finance company in the United States. The company engages in acquiring and servicing automobile finance installment contracts for the purchase of new and used automobiles and light trucks. It also originates direct consumer loans and sells consumer-finance related products. As of March 31, 2022, the company operated 47 branch offices located in Alabama, Florida, Georgia, Idaho, Illinois, Indiana, Kentucky, Michigan, Missouri, Nevada, North Carolina, Nevada, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Utah, and Wisconsin. Nicholas Financial, Inc. was founded in 1985 and is headquartered in Clearwater, Florida.
URL
https://www.nicholasfinancial.com/
IPO date
Aug 22, 1994
Employees
16
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑032023‑032022‑032021‑032020‑032019‑032018‑032017‑032016‑032015‑03
Income
Revenues
22,237
-44.96%
40,405
-8.89%
44,348
-11.37%
Cost of revenue
84
34,212
54,051
Unusual Expense (Income)
NOPBT
22,153
6,193
(9,703)
NOPBT Margin
99.62%
15.33%
Operating Taxes
(17,447)
1,417
1,048
Tax Rate
22.88%
NOPAT
39,600
4,776
(10,751)
Net income
(20,801)
-39.03%
(34,119)
-1,238.06%
2,998
-64.10%
Dividends
Dividend yield
Proceeds from repurchase of equity
(2,389)
(2,034)
BB yield
5.36%
2.62%
Debt
Debt current
54,813
Long-term debt
28
29,288
12,064
Deferred revenue
1,022
133
(6,087)
Other long-term liabilities
(1,050)
(29,112)
4,717
Net debt
(18,954)
28,911
62,274
Cash flow
Cash from operating activities
1,827
(2,182)
3,487
CAPEX
(13)
(59)
(1,312)
Cash from investing activities
45,801
29,894
3,862
Cash from financing activities
(29,100)
(32,033)
(35,551)
FCF
186,064
(93,400)
74,152
Balance
Cash
18,982
454
4,775
Long term investments
(77)
(172)
Excess cash
17,870
2,386
Stockholders' equity
234,403
386,450
520,368
Invested Capital
(17,833)
110,305
179,814
ROIC
85.65%
3.29%
ROCE
59,872.97%
5.61%
EV
Common stock shares outstanding
7,288
7,246
7,572
Price
6.76
9.97%
6.15
-40.03%
10.25
-3.03%
Market cap
49,264
10.60%
44,541
-42.61%
77,613
-3.71%
EV
111,762
223,490
353,078
EBITDA
22,237
6,583
(7,914)
EV/EBITDA
5.03
33.95
Interest
929
3,931
5,366
Interest/NOPBT
4.19%
63.47%