XNASNSTS
Market cap60mUSD
Jan 07, Last price
11.50USD
1D
-4.56%
1Q
9.21%
IPO
-8.15%
Name
NSTS Bancorp Inc
Chart & Performance
P/E
—
P/S
12.36
EPS
—
Div Yield, %
0.00%
Shrs. gr., 5y
—
Rev. gr., 5y
%
Revenues
5m
-30.58%
Net income
-4m
L
CFO
431k
-85.58%
Profile
NSTS Bancorp, Inc. operates as a savings and loan holding company for North Shore Trust and Savings that provides banking products and services in Illinois. The company offers checking, money market, savings, and time deposit accounts; and one- to four-family residential mortgage, multi-family and commercial real estate, construction, home equity, and consumer loans. It operates through a main banking office in Waukegan, Illinois; and two full-service branch offices located in Waukegan and Lindenhurst, Illinois, as well as a loan production office in Chicago, Illinois. The company was founded in 1921 and is headquartered in Waukegan, Illinois.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY |
|---|---|---|---|---|---|
| 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | |
| Income | |||||
Revenues | 4,894 -30.58% | 7,050 32.27% | |||
Cost of revenue | 5,231 | 1,587 | |||
Unusual Expense (Income) | |||||
NOPBT | (337) | 5,463 | |||
NOPBT Margin | 77.49% | ||||
Operating Taxes | 999 | 146 | |||
Tax Rate | 2.67% | ||||
NOPAT | (1,336) | 5,317 | |||
Net income | (3,957) -14,755.56% | 27 -149.09% | |||
Dividends | |||||
Dividend yield | |||||
Proceeds from repurchase of equity | (2,381) | 45,121 | |||
BB yield | 5.00% | -94.18% | |||
| Debt | |||||
Debt current | |||||
Long-term debt | 5,000 | 31,636 | |||
Deferred revenue | |||||
Other long-term liabilities | 170,208 | (31,636) | |||
Net debt | (160,270) | (223,921) | |||
| Cash flow | |||||
Cash from operating activities | 431 | 2,989 | |||
CAPEX | (516) | (215) | |||
Cash from investing activities | 24,950 | (44,478) | |||
Cash from financing activities | (7,140) | (66,975) | |||
FCF | (2,344) | 5,369 | |||
| Balance | |||||
Cash | 83,135 | 134,352 | |||
Long term investments | 82,135 | 121,205 | |||
Excess cash | 165,025 | 255,204 | |||
Stockholders' equity | 32,888 | 34,220 | |||
Invested Capital | 223,888 | 125,108 | |||
ROIC | 4.12% | ||||
ROCE | 3.43% | ||||
| EV | |||||
Common stock shares outstanding | 5,004 | 4,729 | |||
Price | 9.51 -6.12% | 10.13 | |||
Market cap | 47,593 -0.66% | 47,907 | |||
EV | (112,677) | (176,014) | |||
EBITDA | (71) | 5,730 | |||
EV/EBITDA | 1,587.00 | ||||
Interest | 1,508 | 764 | |||
Interest/NOPBT | 13.98% | ||||