XNASNRDS
Market cap1.04bUSD
Jan 10, Last price
14.20USD
1D
-0.91%
1Q
18.53%
IPO
-45.15%
Name
NerdWallet Inc
Chart & Performance
P/E
—
P/S
1.74
EPS
—
Div Yield, %
0.00%
Shrs. gr., 5y
—
Rev. gr., 5y
%
Revenues
599m
+11.23%
Net income
-12m
L+15.69%
CFO
72m
+188.40%
Earnings
Feb 12, 2025
Profile
NerdWallet, Inc. operates a digital platform that provides consumer-driven advice about personal finance by connecting individuals and small and mid-sized businesses with financial products providers. The company's platform offers guidance to consumers through educational content, tools and calculators, and product marketplaces, as well as NerdWallet app for various financial products, including credit cards, mortgages, insurance, SMB products, personal loans, banking, investing, and student loans. It serves customers in the United States, the United Kingdom, and Canada. The company was founded in 2009 and is based in San Francisco, California.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY |
|---|---|---|---|---|---|
| 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | |
| Income | |||||
Revenues | 599,400 11.23% | 538,900 41.97% | |||
Cost of revenue | 595,800 | 551,200 | |||
Unusual Expense (Income) | |||||
NOPBT | 3,600 | (12,300) | |||
NOPBT Margin | 0.60% | ||||
Operating Taxes | 18,100 | (9,800) | |||
Tax Rate | 502.78% | ||||
NOPAT | (14,500) | (2,500) | |||
Net income | (11,800) 15.69% | (10,200) -76.00% | |||
Dividends | |||||
Dividend yield | |||||
Proceeds from repurchase of equity | (20,000) | 10,600 | |||
BB yield | 1.77% | -1.56% | |||
| Debt | |||||
Debt current | 3,400 | 3,100 | |||
Long-term debt | 15,800 | 22,300 | |||
Deferred revenue | |||||
Other long-term liabilities | 8,200 | 800 | |||
Net debt | (83,300) | (58,500) | |||
| Cash flow | |||||
Cash from operating activities | 72,100 | 25,000 | |||
CAPEX | (700) | (32,200) | |||
Cash from investing activities | (29,500) | (100,300) | |||
Cash from financing activities | (26,200) | (8,400) | |||
FCF | (39,900) | (38,500) | |||
| Balance | |||||
Cash | 102,500 | 83,900 | |||
Long term investments | |||||
Excess cash | 72,530 | 56,955 | |||
Stockholders' equity | (116,800) | (85,600) | |||
Invested Capital | 501,500 | 440,800 | |||
ROIC | |||||
ROCE | 0.94% | ||||
| EV | |||||
Common stock shares outstanding | 76,700 | 70,600 | |||
Price | 14.72 53.33% | 9.60 -38.26% | |||
Market cap | 1,129,024 66.58% | 677,760 -35.01% | |||
EV | 1,045,724 | 619,260 | |||
EBITDA | 51,800 | 24,700 | |||
EV/EBITDA | 20.19 | 25.07 | |||
Interest | 800 | 2,500 | |||
Interest/NOPBT | 22.22% | ||||