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XNAS
NMIH
Market cap2.98bUSD
Jul 15, Last price  
37.29USD
1D
0.74%
1Q
11.96%
Jan 2017
258.50%
IPO
171.94%
Name

NMI Holdings Inc

Chart & Performance

D1W1MN
P/E
8.09
P/S
4.48
EPS
4.61
Div Yield, %
—
Shrs. gr., 5y
3.11%
Rev. gr., 5y
11.96%
Revenues
651m
+12.43%
283,6295,560,00022,208,00055,513,000121,915,000178,638,000273,628,000370,114,000436,190,000485,638,000524,458,000579,003,000650,971,000
Net income
360m
+11.80%
-27,491,713-55,184,000-48,906,000-27,793,00065,841,00022,050,000107,927,000171,957,000171,566,000231,130,000292,902,000322,110,000360,106,000
CFO
394m
+14.86%
-14,596,257-36,311,000-21,004,00041,463,00071,944,00067,763,000145,861,000208,150,000252,598,000325,719,000313,394,000342,683,000393,604,000
Earnings
Jul 28, 2025

Profile

NMI Holdings, Inc. provides private mortgage guaranty insurance services in the United States. The company offers mortgage insurance services; and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders. NMI Holdings, Inc. was incorporated in 2011 and is headquartered in Emeryville, California.
URL
https://www.nationalmi.com/
IPO date
Nov 08, 2013
Employees
237
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
650,971
12.43%
579,003
10.40%
524,458
7.99%
Cost of revenue
Unusual Expense (Income)
NOPBT
650,971
579,003
524,458
NOPBT Margin
100.00%
100.00%
100.00%
Operating Taxes
103,305
90,593
84,403
Tax Rate
15.87%
15.65%
16.09%
NOPAT
547,666
488,410
440,055
Net income
360,106
11.80%
322,110
9.97%
292,902
26.73%
Dividends
Dividend yield
Proceeds from repurchase of equity
(97,610)
(91,613)
(56,057)
BB yield
3.27%
3.68%
3.12%
Debt
Debt current
Long-term debt
415,146
408,995
408,151
Deferred revenue
Other long-term liabilities
701,795
538,802
83,408
Net debt
360,928
(2,057,377)
(3,832,877)
Cash flow
Cash from operating activities
393,604
342,683
313,394
CAPEX
(9,372)
(10,572)
Cash from investing activities
(339,286)
(200,000)
(289,786)
Cash from financing activities
(96,699)
(90,420)
(55,828)
FCF
585,818
123,044
439,869
Balance
Cash
54,218
333,291
2,141,639
Long term investments
2,133,081
2,099,389
Excess cash
21,669
2,437,422
4,214,805
Stockholders' equity
1,459,334
1,084,109
697,585
Invested Capital
3,312,704
1,856,398
1,241,192
ROIC
21.19%
31.53%
31.08%
ROCE
19.52%
19.69%
24.59%
EV
Common stock shares outstanding
81,273
83,854
85,999
Price
36.76
23.85%
29.68
42.01%
20.90
-4.35%
Market cap
2,987,595
20.04%
2,488,787
38.47%
1,797,379
-5.32%
EV
3,348,523
431,410
(2,035,498)
EBITDA
661,829
590,544
536,328
EV/EBITDA
5.06
0.73
Interest
36,896
32,212
32,163
Interest/NOPBT
5.67%
5.56%
6.13%