XNASNMIH
Market cap2.76bUSD
Jan 10, Last price
34.86USD
1D
-2.30%
1Q
-14.71%
Jan 2017
227.32%
IPO
148.29%
Name
NMI Holdings Inc
Chart & Performance
Profile
NMI Holdings, Inc. provides private mortgage guaranty insurance services in the United States. The company offers mortgage insurance services; and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders. NMI Holdings, Inc. was incorporated in 2011 and is headquartered in Emeryville, California.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | |||||||||
Revenues | 579,003 10.40% | 524,458 7.99% | |||||||
Cost of revenue | |||||||||
Unusual Expense (Income) | |||||||||
NOPBT | 579,003 | 524,458 | |||||||
NOPBT Margin | 100.00% | 100.00% | |||||||
Operating Taxes | 90,593 | 84,403 | |||||||
Tax Rate | 15.65% | 16.09% | |||||||
NOPAT | 488,410 | 440,055 | |||||||
Net income | 322,110 9.97% | 292,902 26.73% | |||||||
Dividends | |||||||||
Dividend yield | |||||||||
Proceeds from repurchase of equity | (91,613) | (56,057) | |||||||
BB yield | 3.68% | 3.12% | |||||||
Debt | |||||||||
Debt current | |||||||||
Long-term debt | 408,995 | 408,151 | |||||||
Deferred revenue | |||||||||
Other long-term liabilities | 538,802 | 83,408 | |||||||
Net debt | (2,057,377) | (3,832,877) | |||||||
Cash flow | |||||||||
Cash from operating activities | 342,683 | 313,394 | |||||||
CAPEX | (9,372) | (10,572) | |||||||
Cash from investing activities | (200,000) | (289,786) | |||||||
Cash from financing activities | (90,420) | (55,828) | |||||||
FCF | 123,044 | 439,869 | |||||||
Balance | |||||||||
Cash | 333,291 | 2,141,639 | |||||||
Long term investments | 2,133,081 | 2,099,389 | |||||||
Excess cash | 2,437,422 | 4,214,805 | |||||||
Stockholders' equity | 1,084,109 | 697,585 | |||||||
Invested Capital | 1,856,398 | 1,241,192 | |||||||
ROIC | 31.53% | 31.08% | |||||||
ROCE | 19.69% | 24.59% | |||||||
EV | |||||||||
Common stock shares outstanding | 83,854 | 85,999 | |||||||
Price | 29.68 42.01% | 20.90 -4.35% | |||||||
Market cap | 2,488,787 38.47% | 1,797,379 -5.32% | |||||||
EV | 431,410 | (2,035,498) | |||||||
EBITDA | 590,544 | 536,328 | |||||||
EV/EBITDA | 0.73 | ||||||||
Interest | 32,212 | 32,163 | |||||||
Interest/NOPBT | 5.56% | 6.13% |