XNASMYFW
Market cap169mUSD
Jan 16, Last price
17.59USD
1D
-1.95%
1Q
-16.87%
IPO
-7.91%
Name
First Western Financial Inc
Chart & Performance
P/E
32.53
P/S
2.06
EPS
0.54
Div Yield, %
0.36%
Shrs. gr., 5y
7.56%
Rev. gr., 5y
7.70%
Revenues
83m
+5,591.53%
Net income
5m
-75.92%
CFO
22m
-54.68%
Earnings
Jan 23, 2025
Profile
First Western Financial, Inc., a financial holding company, provides wealth management, private banking, personal trust, investment management, mortgage lending, and institutional asset management services. The company operates through two segments: Wealth Management and Mortgage. The Wealth Management segment provides deposit, loan, insurance, and trust and investment management advisory products and services. The Mortgage segment engages in soliciting, originating, and selling mortgage loans into the secondary market. It serves entrepreneurs, professionals, high-net worth individuals or families, and philanthropic and business organizations. The company operates 18 profit centers, including 14 boutique private trust bank offices with 2 locations in Arizona, 9 locations in Colorado, and 3 location in Wyoming; 2 loan production offices with 1 location in Ft. Collins, Colorado, and 1 location in Greenwood Village, Colorado; and 2 trust offices with 1 location in Laramie, Wyoming, and 1 location in Century City, California. First Western Financial, Inc. was incorporated in 2002 and is headquartered in Denver, Colorado.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY |
|---|---|---|---|---|---|---|---|---|
| 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | |
| Income | ||||||||
Revenues | 82,698 5,591.53% | 1,453 -98.50% | ||||||
Cost of revenue | 49,427 | 56,492 | ||||||
Unusual Expense (Income) | ||||||||
NOPBT | 33,271 | (55,039) | ||||||
NOPBT Margin | 40.23% | |||||||
Operating Taxes | 1,836 | 7,130 | ||||||
Tax Rate | 5.52% | |||||||
NOPAT | 31,435 | (62,169) | ||||||
Net income | 5,225 -75.92% | 21,698 5.28% | ||||||
Dividends | (620) | (381) | ||||||
Dividend yield | 0.32% | 0.14% | ||||||
Proceeds from repurchase of equity | (439) | (697) | ||||||
BB yield | 0.23% | 0.25% | ||||||
| Debt | ||||||||
Debt current | 144,726 | |||||||
Long-term debt | 70,667 | 206,953 | ||||||
Deferred revenue | (3,803) | |||||||
Other long-term liabilities | 2,665,658 | (197,893) | ||||||
Net debt | (449,542) | 67,001 | ||||||
| Cash flow | ||||||||
Cash from operating activities | 21,880 | 48,278 | ||||||
CAPEX | (2,347) | (2,967) | ||||||
Cash from investing activities | (66,391) | (558,798) | ||||||
Cash from financing activities | 102,441 | 320,049 | ||||||
FCF | 162,270 | (195,191) | ||||||
| Balance | ||||||||
Cash | 254,442 | 196,512 | ||||||
Long term investments | 265,767 | 88,166 | ||||||
Excess cash | 516,074 | 284,605 | ||||||
Stockholders' equity | 49,844 | 50,370 | ||||||
Invested Capital | 2,925,618 | 2,956,176 | ||||||
ROIC | 1.07% | |||||||
ROCE | 1.12% | |||||||
| EV | ||||||||
Common stock shares outstanding | 9,726 | 9,714 | ||||||
Price | 19.83 -29.56% | 28.15 -7.28% | ||||||
Market cap | 192,865 -29.47% | 273,438 9.37% | ||||||
EV | (256,677) | 340,439 | ||||||
EBITDA | 35,648 | (53,027) | ||||||
EV/EBITDA | ||||||||
Interest | 74,453 | 17,270 | ||||||
Interest/NOPBT | 223.78% | |||||||