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XNAS
MSBIP
Market cap362mUSD
Jun 06, Last price  
23.94USD
1D
0.59%
1Q
1.15%
IPO
-6.30%
Name

Midland States Bancorp Inc

Chart & Performance

D1W1MN

Profile

Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities. It operates through Banking, Wealth Management, and Other segments. The company accepts various deposits, such as checking, savings, money market, and sweep accounts, as well as certificates of deposits. It also offers term loans to purchase capital equipment; lines of credit for working capital and operational purposes; commercial real estate loans for owner occupied and non-owner occupied commercial property, as well as farmland loans; construction and land development loans developers of commercial real estate investment properties, residential developments, individual clients for construction of single family homes, as well as to construct owner-user properties; and residential real estate loans and home equity lines of credit.. In addition, the company provides consumer installment loans for the purchase of cars, boats, and other recreational vehicles, as well as for the purchase of major appliances and other home improvement projects; commercial equipment leasing; and trust and wealth management products and services, including financial and estate planning, trustee and custodial services, investment management, tax and insurance planning, business planning, corporate retirement plan consulting and administration, and retail brokerage services. As of December 31, 2021, it operated 52 full-service banking offices. The company was founded in 1881 and is headquartered in Effingham, Illinois.
IPO date
May 24, 2016
Employees
915
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
77,743
-80.77%
404,296
25.44%
322,303
13.05%
Cost of revenue
101,375
93,623
Unusual Expense (Income)
NOPBT
77,743
302,921
228,680
NOPBT Margin
100.00%
74.93%
70.95%
Operating Taxes
(9,472)
32,113
30,813
Tax Rate
10.60%
13.47%
NOPAT
87,215
270,808
197,867
Net income
(13,430)
-117.80%
75,460
-23.80%
99,025
21.78%
Dividends
(35,486)
(29,092)
Dividend yield
5.82%
4.88%
Proceeds from repurchase of equity
(16,228)
111,627
BB yield
2.66%
-18.72%
Debt
Debt current
184,865
42,311
Long-term debt
426,856
566,742
Deferred revenue
(22,485)
Other long-term liabilities
6,620,604
6,494,844
Net debt
(487,157)
(1,125,277)
Cash flow
Cash from operating activities
154,638
236,755
CAPEX
(8,731)
(3,470)
Cash from investing activities
(76,080)
(1,098,887)
Cash from financing activities
(104,128)
332,082
FCF
(2,301,831)
2,758,460
621,231
Balance
Cash
135,061
911,269
Long term investments
963,817
823,061
Excess cash
1,078,663
1,718,215
Stockholders' equity
356,390
309,378
Invested Capital
4,405,273
7,523,638
ROIC
4.54%
2.69%
ROCE
6.36%
2.91%
EV
Common stock shares outstanding
21,678
22,124
22,396
Price
24.40
-11.47%
27.56
3.53%
26.62
7.38%
Market cap
528,949
-13.25%
609,749
2.28%
596,173
6.66%
EV
528,949
233,140
(418,556)
EBITDA
77,743
315,642
243,057
EV/EBITDA
6.80
0.74
Interest
189,782
168,279
56,020
Interest/NOPBT
244.11%
55.55%
24.50%