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XNASMOFG
Market cap574mUSD
Jan 10, Last price  
27.63USD
1D
-2.57%
1Q
-2.37%
Jan 2017
-26.52%
IPO
51.40%
Name

Midwestone Financial Group Inc (IOWA)

Chart & Performance

D1W1MN
XNAS:MOFG chart
P/E
27.52
P/S
3.53
EPS
1.00
Div Yield, %
2.65%
Shrs. gr., 5y
5.14%
Rev. gr., 5y
4.78%
Revenues
163m
-23.98%
28,278,00029,082,00031,173,00028,073,00045,869,00060,038,00062,961,00063,514,00069,244,00068,693,00070,167,000111,274,000123,084,000126,543,000128,771,000174,896,000191,584,000198,734,000213,877,000162,595,000
Net income
21m
-65.71%
5,829,0006,088,0006,441,0006,648,000-24,562,0004,409,00010,130,00013,317,00016,751,00018,607,00018,522,00025,118,00020,391,00018,699,00030,351,00043,630,0006,623,00069,486,00060,835,00020,859,000
CFO
63m
-30.73%
9,404,0006,161,00011,571,0007,315,0001,626,00012,586,00023,132,00023,735,00022,539,00028,260,00023,264,00032,708,00038,184,00040,980,00042,759,00047,314,0009,159,000111,554,00090,328,00062,570,000
Dividend
Sep 03, 20240.2425 USD/sh
Earnings
Jan 23, 2025

Profile

MidWestOne Financial Group, Inc. operates as the bank holding company for MidWestOne Bank that provides commercial and retail banking products and services to individuals, businesses, governmental units, and institutional customers. It offers deposit products, such as noninterest bearing and interest-bearing demand deposit accounts, interest checking accounts, savings accounts, money market accounts, certificates of deposit, and time deposits. The company also provides commercial and industrial, commercial and residential real estate, agricultural, and credit card loans, as well as consumer loans, such as secured and unsecured personal, and automobile loans. In addition, it offers various trust and investment services, including administering estates, personal trusts, and conservatorships, as well as property management, farm management, investment advisory, retail securities brokerage, and financial planning and custodial services, as well as investment-related services, including securities trading, mutual funds sales, fixed and variable annuities, tax-exempted, and conventional unit trusts. Further, the company provides other products and services comprising treasury management, debit cards, automated teller machines, online and mobile banking, and safe deposit boxes. It offers its products and services primarily through a network of 56 banking offices located in central and eastern Iowa, the Minneapolis/St. Paul metropolitan area of Minnesota, southwestern Wisconsin, southwestern Florida, and Denver, Colorado. MidWestOne Financial Group, Inc. was incorporated in 1983 and is headquartered in Iowa City, Iowa.
IPO date
Mar 17, 2008
Employees
784
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
162,595
-23.98%
213,877
7.62%
Cost of revenue
83,314
84,035
Unusual Expense (Income)
NOPBT
79,281
129,842
NOPBT Margin
48.76%
60.71%
Operating Taxes
3,974
15,762
Tax Rate
5.01%
12.14%
NOPAT
75,307
114,080
Net income
20,859
-65.71%
60,835
-12.45%
Dividends
(15,216)
(14,870)
Dividend yield
3.60%
2.98%
Proceeds from repurchase of equity
(609)
(2,725)
BB yield
0.14%
0.55%
Debt
Debt current
300,264
391,873
Long-term debt
117,650
139,997
Deferred revenue
Other long-term liabilities
5,485,852
96,290
Net debt
(2,323,781)
(2,991,080)
Cash flow
Cash from operating activities
62,570
90,328
CAPEX
(2,663)
Cash from investing activities
129,728
(273,269)
Cash from financing activities
(197,006)
65,546
FCF
2,636,722
125,199
Balance
Cash
871,371
1,239,982
Long term investments
1,870,324
2,282,968
Excess cash
2,733,565
3,512,256
Stockholders' equity
246,466
216,823
Invested Capital
2,946,798
6,517,426
ROIC
1.59%
1.83%
ROCE
2.48%
1.93%
EV
Common stock shares outstanding
15,725
15,701
Price
26.91
-15.24%
31.75
-1.92%
Market cap
423,155
-15.11%
498,494
-3.18%
EV
(1,900,626)
(2,492,586)
EBITDA
91,853
140,004
EV/EBITDA
Interest
105,441
30,401
Interest/NOPBT
133.00%
23.41%