Mind CTI Ltd

Chart & Performance

D1W1MN

P/E

5.85

P/S

1.26

EPS

0.23

Div Yield, %

18.05%

Shrs. gr., 5y

0.61%

Rev. gr., 5y

-1.10%

Revenues

21m

-0.77%

Net income

-10.39%

CFO

+0.34%

Dividend

Mar 19, 20240.24 USD/sh

Earnings

Aug 04, 2025

Profile

MIND C.T.I. Ltd., together with its subsidiaries, designs, develops, markets, supports, implements, and operates billing and customer care systems in the Americas, Europe, Israel, the Asia Pacific, and Africa. It operates in two segments, Billing and Related Services and Messaging. The company offers billing and customer care solutions that support various services, such as voice, data, and content services, as well as prepaid, postpaid, and pay-in-advance payment models in a single platform. Its solutions also include a workflow engine to support the implementation of business processes, including subscriber registration, order management, trouble ticket, and debt collection; and an integral point of sale solution that covers all dealer, store and cashier management, and sales cycle related activities. In addition, the company offers professional services comprising turnkey project delivery, customer support and maintenance, integration, customizations, and project management, as well as managed services, including day to day billing operational tasks to its billing and customer care customers. Further, it provides PhonEX ONE, a call management system that collects, records, and stores call information, which is used by organizations for telecom expense management, call accounting, traffic analysis, and fraud detection. The company offers its products directly, as well as through distributors and resellers primarily to communication service providers, such as traditional wireline and wireless, voice over IP, broadband IP network operators, wireless internet service providers, LTE operators, cable operators, and mobile virtual network operators. MIND C.T.I. Ltd. was incorporated in 1995 and is headquartered in Yokne'am Illit, Israel.

URL

https://mindcti.com/

IPO date

Aug 01, 2000

Employees

153

Domiciled in

Incorporated in

Valuation

Order:

Title USD in thousands, except ratios and share amounts	FY	FY	FY	FY	FY	FY	FY	FY	FY	FY
Title USD in thousands, except ratios and share amounts	2024‑12	2023‑12	2022‑12	2021‑12	2020‑12	2019‑12	2018‑12	2017‑12	2016‑12	2015‑12
Income
Revenues	21,446 -0.77%	21,612 0.28%	21,551 -18.15%
Cost of revenue	17,069	16,863	16,027
Unusual Expense (Income)
NOPBT	4,377	4,749	5,524
NOPBT Margin	20.41%	21.97%	25.63%
Operating Taxes	334	359	330
Tax Rate	7.63%	7.56%	5.97%
NOPAT	4,043	4,390	5,194
Net income	4,630 -10.39%	5,167 -2.27%	5,287 -11.10%
Dividends	(4,868)	(4,839)	(5,227)
Dividend yield	11.98%	12.06%	12.20%
Proceeds from repurchase of equity
BB yield
Debt
Debt current	188	218	271
Long-term debt	1,462	1,066	1,501
Deferred revenue		100	107
Other long-term liabilities	2,494	2,060	1,930
Net debt	(14,103)	(16,034)	(15,765)
Cash flow
Cash from operating activities	4,114	4,100	4,558
CAPEX	(10)	(64)	(130)
Cash from investing activities	2,291	(1,541)	1,829
Cash from financing activities	(4,868)	(4,839)	(5,227)
FCF	3,853	4,655	5,661
Balance
Cash	15,753	16,604	17,479
Long term investments		714	58
Excess cash	14,681	16,237	16,459
Stockholders' equity	(2,725)	(2,281)	(2,681)
Invested Capital	30,340	29,571	29,411
ROIC	13.50%	14.89%	17.42%
ROCE	15.85%	17.35%	20.58%
EV
Common stock shares outstanding	20,581	20,471	20,397
Price	1.98 0.77%	1.96 -6.67%	2.10 -32.42%
Market cap	40,647 1.31%	40,123 -6.33%	42,834 -31.99%
EV	26,544	24,089	27,069
EBITDA	4,563	4,945	5,717
EV/EBITDA	5.82	4.87	4.73
Interest	15	17	60
Interest/NOPBT	0.34%	0.36%	1.09%