XNASMGYR
Market cap91mUSD
Jan 08, Last price
14.20USD
1D
1.68%
1Q
15.59%
Jan 2017
18.33%
IPO
365.57%
Name
MAGYAR BANCORP INC
Chart & Performance
Profile
Magyar Bancorp, Inc. operates as the holding company for Magyar Bank that provides various consumer and commercial banking services to individuals, businesses, and nonprofit organizations in New Jersey, the United States. It accepts various deposit accounts, including demand, savings, NOW, money market, and retirement accounts, as well as certificates of deposit. The company also provides residential mortgage loans, multi-family and commercial real estate mortgage loans, home equity loans and lines of credit, commercial business loans, and construction loans, as well as small business administration loans. In addition, it offers non-deposit investment products and financial planning services, including insurance products, fixed and variable annuities, and retirement planning for individual and commercial customers; and buys, sells, and holds investment securities. The company has seven branch offices located in New Brunswick, North Brunswick, South Brunswick, Branchburg, Bridgewater, and Edison, New Jersey. Magyar Bancorp, Inc. was founded in 1922 and is headquartered in New Brunswick, New Jersey.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2024‑09 | 2023‑09 | 2022‑09 | 2021‑09 | 2020‑09 | 2019‑09 | 2018‑09 | 2017‑09 | 2016‑09 | 2015‑09 | |
Income | ||||||||||
Revenues | 31,497 3.55% | 30,416 13,067.10% | 231 -99.20% | |||||||
Cost of revenue | 13,435 | 1,121 | 12,248 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 18,062 | 29,295 | (12,017) | |||||||
NOPBT Margin | 57.35% | 96.31% | ||||||||
Operating Taxes | 3,317 | 3,032 | 3,250 | |||||||
Tax Rate | 18.36% | 10.35% | ||||||||
NOPAT | 14,745 | 26,263 | (15,267) | |||||||
Net income | 7,783 0.96% | 7,709 -2.65% | 7,919 29.40% | |||||||
Dividends | (1,679) | (1,315) | (1,427) | |||||||
Dividend yield | 2.15% | 2.00% | 1.69% | |||||||
Proceeds from repurchase of equity | (1,217) | (4,551) | ||||||||
BB yield | 1.85% | 5.40% | ||||||||
Debt | ||||||||||
Debt current | 4,384 | 4,741 | ||||||||
Long-term debt | 28,568 | 27,328 | 13,751 | |||||||
Deferred revenue | (938) | |||||||||
Other long-term liabilities | 812,802 | 137,207 | 7,133 | |||||||
Net debt | 12,952 | (40,820) | (94,481) | |||||||
Cash flow | ||||||||||
Cash from operating activities | 6,318 | 8,484 | 11,201 | |||||||
CAPEX | (309) | (387) | ||||||||
Cash from investing activities | (90,291) | (66,053) | (69,743) | |||||||
Cash from financing activities | 37,037 | 99,165 | 14,277 | |||||||
FCF | (538,023) | 596,074 | (17,980) | |||||||
Balance | ||||||||||
Cash | 15,616 | 72,532 | 12,098 | |||||||
Long term investments | 100,875 | |||||||||
Excess cash | 14,041 | 71,011 | 112,961 | |||||||
Stockholders' equity | 110,548 | 50,448 | 43,730 | |||||||
Invested Capital | 937,877 | 223,261 | 758,616 | |||||||
ROIC | 2.54% | 5.35% | ||||||||
ROCE | 1.90% | 10.70% | ||||||||
EV | ||||||||||
Common stock shares outstanding | 6,342 | 6,425 | 6,782 | |||||||
Price | 12.32 20.20% | 10.25 -17.54% | 12.43 8.56% | |||||||
Market cap | 78,129 18.64% | 65,854 -21.88% | 84,296 21.94% | |||||||
EV | 91,081 | 25,034 | (10,185) | |||||||
EBITDA | 18,062 | 30,135 | (11,178) | |||||||
EV/EBITDA | 5.04 | 0.83 | 0.91 | |||||||
Interest | 10,334 | 2,484 | ||||||||
Interest/NOPBT | 35.28% |