XNASLX
Market cap492mUSD
Dec 23, Last price
5.99USD
1D
1.35%
1Q
236.52%
IPO
-57.82%
Name
Lexinfintech Holdings Ltd
Chart & Performance
P/E
6.74
P/S
0.55
EPS
6.48
Div Yield, %
13.77%
Shrs. gr., 5y
-0.16%
Rev. gr., 5y
11.44%
Revenues
13.06b
+32.35%
Net income
1.07b
+30.03%
CFO
2.79b
+2,719.65%
Dividend
Sep 16, 20240.072 USD/sh
Earnings
Mar 18, 2025
Profile
LexinFintech Holdings Ltd., through its subsidiaries, offers online consumer finance services in the People's Republic of China. The company operates Fenqile.com, an online consumption and consumer finance platform that offers installment purchase and personal installment loans, as well as provides online direct sales with installment payment terms; and Le Hua Card, a scenario-based lending. It also provides technology-driven platform services to increase revenues, manage financial risks, enhance operating efficiency and service quality, enhance collections, and reduce overall costs; Maiya application, a location-based services shopping experience with buy-now and pay-later options; and Juzi Licai, an online investment platform. In addition, the company offers technical support and consulting, software development, financing guarantee, and financial technology services. The company was formerly known as Staging Finance Holding Ltd. and changed its name to LexinFintech Holdings Ltd. in March 2017. LexinFintech Holdings Ltd. was incorporated in 2013 and is headquartered in Shenzhen, the People's Republic of China.
Valuation
Title CNY in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
|---|---|---|---|---|---|---|---|---|---|
| 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
| Income | |||||||||
Revenues | 13,057,082 32.35% | 9,865,811 -13.31% | 11,380,525 -2.27% | ||||||
Cost of revenue | 11,177,984 | 9,531,364 | 8,310,102 | ||||||
Unusual Expense (Income) | |||||||||
NOPBT | 1,879,098 | 334,447 | 3,070,423 | ||||||
NOPBT Margin | 14.39% | 3.39% | 26.98% | ||||||
Operating Taxes | 260,841 | 202,640 | 435,418 | ||||||
Tax Rate | 13.88% | 60.59% | 14.18% | ||||||
NOPAT | 1,618,257 | 131,807 | 2,635,005 | ||||||
Net income | 1,065,945 30.03% | 819,752 -64.88% | 2,333,923 292.27% | ||||||
Dividends | (135,620) | ||||||||
Dividend yield | 81.94% | ||||||||
Proceeds from repurchase of equity | (326,942) | ||||||||
BB yield | 175.25% | ||||||||
| Debt | |||||||||
Debt current | 4,531,601 | 7,616,844 | 4,901,122 | ||||||
Long-term debt | 1,071,714 | 1,638,223 | 2,770,574 | ||||||
Deferred revenue | |||||||||
Other long-term liabilities | 75,340 | 102,941 | 137,389 | ||||||
Net debt | 2,523,593 | 7,412,541 | 4,538,500 | ||||||
| Cash flow | |||||||||
Cash from operating activities | 2,787,052 | 98,844 | 2,667,419 | ||||||
CAPEX | (229,523) | (148,816) | (121,533) | ||||||
Cash from investing activities | 2,334,452 | (2,409,037) | 414,615 | ||||||
Cash from financing activities | (3,852,432) | 1,111,669 | (1,779,534) | ||||||
FCF | 4,094,348 | (2,675,107) | 3,207,887 | ||||||
| Balance | |||||||||
Cash | 2,824,719 | 1,494,150 | 2,664,132 | ||||||
Long term investments | 255,003 | 348,376 | 469,064 | ||||||
Excess cash | 2,426,868 | 1,349,235 | 2,564,170 | ||||||
Stockholders' equity | 7,940,464 | 5,896,261 | 5,148,816 | ||||||
Invested Capital | 12,920,927 | 15,757,273 | 12,146,295 | ||||||
ROIC | 11.29% | 0.94% | 21.23% | ||||||
ROCE | 12.24% | 1.95% | 20.80% | ||||||
| EV | |||||||||
Common stock shares outstanding | 179,910 | 196,378 | 207,496 | ||||||
Price | 0.92 -3.16% | 0.95 -50.78% | 1.93 -42.39% | ||||||
Market cap | 165,518 -11.28% | 186,559 -53.41% | 400,468 -41.86% | ||||||
EV | 2,689,111 | 7,599,100 | 4,979,161 | ||||||
EBITDA | 2,024,240 | 482,587 | 3,215,726 | ||||||
EV/EBITDA | 1.33 | 15.75 | 1.55 | ||||||
Interest | 50,483 | 55,636 | 63,125 | ||||||
Interest/NOPBT | 2.69% | 16.64% | 2.06% | ||||||