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XNAS
LX
Market cap593mUSD
Jul 22, Last price  
7.05USD
1D
-0.14%
1Q
-11.76%
IPO
-50.35%
Name

Lexinfintech Holdings Ltd

Chart & Performance

D1W1MN
P/E
7.72
P/S
0.60
EPS
6.54
Div Yield, %
1.96%
Shrs. gr., 5y
-2.03%
Rev. gr., 5y
6.02%
Revenues
14.20b
+8.78%
2,524,942,0004,338,686,0005,582,189,0007,596,896,00010,603,507,00011,645,255,00011,380,525,0009,865,811,00013,057,082,00014,203,594,000
Net income
1.10b
+3.24%
-310,194,000-117,939,000240,352,0001,977,306,0002,294,552,000594,980,0002,333,923,000819,752,0001,065,945,0001,100,460,000
CFO
0k
-100.00%
-1,485,106,000379,839,0001,662,325,0002,794,710,000-778,504,000-211,019,0002,667,419,00098,844,0002,787,052,0000
Dividend
Sep 16, 20240.072 USD/sh
Earnings
Aug 25, 2025

Profile

LexinFintech Holdings Ltd., through its subsidiaries, offers online consumer finance services in the People's Republic of China. The company operates Fenqile.com, an online consumption and consumer finance platform that offers installment purchase and personal installment loans, as well as provides online direct sales with installment payment terms; and Le Hua Card, a scenario-based lending. It also provides technology-driven platform services to increase revenues, manage financial risks, enhance operating efficiency and service quality, enhance collections, and reduce overall costs; Maiya application, a location-based services shopping experience with buy-now and pay-later options; and Juzi Licai, an online investment platform. In addition, the company offers technical support and consulting, software development, financing guarantee, and financial technology services. The company was formerly known as Staging Finance Holding Ltd. and changed its name to LexinFintech Holdings Ltd. in March 2017. LexinFintech Holdings Ltd. was incorporated in 2013 and is headquartered in Shenzhen, the People's Republic of China.
IPO date
Dec 21, 2017
Employees
3,872
Domiciled in
CN
Incorporated in
KY

Valuation

Title
CNY in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
14,203,594
8.78%
13,057,082
32.35%
9,865,811
-13.31%
Cost of revenue
11,198,976
11,177,984
9,531,364
Unusual Expense (Income)
NOPBT
3,004,618
1,879,098
334,447
NOPBT Margin
21.15%
14.39%
3.39%
Operating Taxes
253,275
260,841
202,640
Tax Rate
8.43%
13.88%
60.59%
NOPAT
2,751,343
1,618,257
131,807
Net income
1,100,460
3.24%
1,065,945
30.03%
819,752
-64.88%
Dividends
(135,620)
Dividend yield
81.94%
Proceeds from repurchase of equity
(326,942)
BB yield
175.25%
Debt
Debt current
3,445,226
4,531,601
7,616,844
Long-term debt
1,805,019
1,071,714
1,638,223
Deferred revenue
Other long-term liabilities
91,380
75,340
102,941
Net debt
2,711,835
2,523,593
7,412,541
Cash flow
Cash from operating activities
2,787,052
98,844
CAPEX
(229,523)
(148,816)
Cash from investing activities
2,334,452
(2,409,037)
Cash from financing activities
(3,852,432)
1,111,669
FCF
1,874,270
4,094,348
(2,675,107)
Balance
Cash
2,254,213
2,824,719
1,494,150
Long term investments
284,197
255,003
348,376
Excess cash
1,828,230
2,426,868
1,349,235
Stockholders' equity
7,753,904
7,940,464
5,896,261
Invested Capital
14,253,401
12,920,927
15,757,273
ROIC
20.25%
11.29%
0.94%
ROCE
18.68%
12.24%
1.95%
EV
Common stock shares outstanding
169,631
179,910
196,378
Price
2.90
215.22%
0.92
-3.16%
0.95
-50.78%
Market cap
491,929
197.21%
165,518
-11.28%
186,559
-53.41%
EV
3,203,764
2,689,111
7,599,100
EBITDA
3,004,618
2,024,240
482,587
EV/EBITDA
1.07
1.33
15.75
Interest
50,483
55,636
Interest/NOPBT
2.69%
16.64%