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XNASLCNB
Market cap204mUSD
Jan 10, Last price  
14.50USD
1D
-1.29%
1Q
-1.56%
Jan 2017
-37.63%
Name

LCNB Corp

Chart & Performance

D1W1MN
XNAS:LCNB chart
P/E
16.20
P/S
2.94
EPS
0.89
Div Yield, %
4.86%
Shrs. gr., 5y
-0.89%
Rev. gr., 5y
3.86%
Revenues
70m
-2.48%
25,939,00026,495,00026,660,00026,499,00029,382,00033,567,00034,586,00033,470,00033,037,00038,522,00045,029,00049,454,00050,066,00050,067,00057,672,00064,889,00070,138,00069,510,00071,457,00069,683,000
Net income
13m
-42.93%
6,596,0006,705,0006,514,0005,954,0006,603,0007,766,0009,373,0008,115,0008,270,0008,780,0009,869,00011,474,00012,482,00012,972,00014,845,00018,912,00020,075,00020,974,00022,128,00012,628,000
CFO
21m
-17.99%
10,226,0008,445,0008,280,0007,731,0008,413,0008,734,00013,800,00010,657,00010,989,00010,446,00015,940,00013,239,00015,484,00018,135,00019,742,00021,968,00013,678,00017,821,00025,242,00020,702,000
Dividend
Sep 03, 20240.22 USD/sh
Earnings
Jan 29, 2025

Profile

LCNB Corp. operates as the financial holding company for LCNB National Bank that provides banking services in Ohio. Its deposit products include checking accounts, demand deposits, savings accounts, NOW and money market deposits, as well as certificates of deposit. The company's loan products comprise commercial and industrial, commercial and residential real estate, agricultural, construction, and small business administration loans; and residential mortgage loans that consists of loans for purchasing or refinancing personal residences, home equity lines of credit, and loans for commercial or consumer purposes secured by residential mortgages. It also offers consumer loans, such as automobile, recreational vehicles, boat, home improvement, and personal loans. In addition, the company provides trust administration, estate settlement, and fiduciary services; and investment management services for trusts, agency accounts, individual retirement accounts, and foundations/endowments. Further, it offers investment services and products, including financial needs analysis, mutual funds, securities trading, annuities, and life insurance; and security brokerage services. Additionally, the company provides safe deposit boxes, night depositories, cashier's checks, bank-by-mail, ATMs, cash and transaction services, debit cards, wire transfers, electronic funds transfer, utility bill collections, notary public service, cash management services, telephone banking, PC Internet banking, mobile banking, and other services for individuals and businesses. As of December 31, 2021, it operated 32 offices, including a main office in Warren County; branch offices in Warren, Butler, Clinton, Clermont, Fayette, Franklin, Hamilton, Montgomery, Preble, and Ross counties; and an operations center in Warren County, Ohio, as well as 37 ATMs. The company was founded in 1877 and is headquartered in Lebanon, Ohio.
IPO date
Mar 14, 1994
Employees
309
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
69,683
-2.48%
71,457
2.80%
Cost of revenue
5,818
30,197
Unusual Expense (Income)
NOPBT
63,865
41,260
NOPBT Margin
91.65%
57.74%
Operating Taxes
2,632
4,818
Tax Rate
4.12%
11.68%
NOPAT
61,233
36,442
Net income
12,628
-42.93%
22,128
5.50%
Dividends
(9,938)
(9,191)
Dividend yield
5.52%
4.47%
Proceeds from repurchase of equity
(2,898)
(23,252)
BB yield
1.61%
11.32%
Debt
Debt current
97,395
71,455
Long-term debt
125,645
31,812
Deferred revenue
(4,654)
Other long-term liabilities
1,140,023
62,592
Net debt
183,317
(523,384)
Cash flow
Cash from operating activities
20,702
25,242
CAPEX
(2,606)
(884)
Cash from investing activities
(57,753)
(44,912)
Cash from financing activities
54,073
24,235
FCF
804,984
(40,043)
Balance
Cash
39,723
312,551
Long term investments
314,100
Excess cash
36,239
623,078
Stockholders' equity
291,318
253,364
Invested Capital
1,547,804
1,732,558
ROIC
3.73%
2.18%
ROCE
4.03%
2.07%
EV
Common stock shares outstanding
11,418
11,411
Price
15.77
-12.39%
18.00
-7.83%
Market cap
180,060
-12.34%
205,398
-16.46%
EV
363,377
(317,986)
EBITDA
66,278
44,004
EV/EBITDA
5.48
Interest
23,250
4,711
Interest/NOPBT
36.40%
11.42%