Kingstone Companies Inc

Chart & Performance

D1W1MN

P/E

—

P/S

1.42

EPS

—

Div Yield, %

0.00%

Shrs. gr., 5y

0.07%

Rev. gr., 5y

1.59%

Revenues

123m

-5.39%

Net income

-6m

L-72.62%

CFO

-11m

L+1,137.20%

Dividend

Aug 30, 20220.04 USD/sh

Earnings

Mar 25, 2025

Profile

Kingstone Companies, Inc., through its subsidiary, Kingstone Insurance Company, underwrites property and casualty insurance products to individuals in New York. The company offers personal line of insurance products, including homeowners and dwelling fire multi-peril, cooperative/condominiums, renters, and personal umbrella policies. It also provides for-hire vehicle physical damage only policies for livery and car service vehicles and taxicabs; and canine legal liability policies, as well as reinsurance products. It sells its products through retail and wholesale agents and brokers. The company was formerly known as DCAP Group, Inc. and changed its name to Kingstone Companies, Inc. in July 2009. Kingstone Companies, Inc. was founded in 1886 and is headquartered in Kingston, New York.

URL

https://www.kingstonecompanies.com/corporate-profile/default.aspx

IPO date

Apr 11, 1994

Employees

Domiciled in

Incorporated in

Valuation

Order:

Title USD in thousands, except ratios and share amounts	FY	FY	FY	FY	FY	FY	FY	FY	FY
Title USD in thousands, except ratios and share amounts	2023‑12	2022‑12	2021‑12	2020‑12	2019‑12	2018‑12	2017‑12	2016‑12	2015‑12
Income
Revenues	123,137 -5.39%	130,159 -19.27%
Cost of revenue	21,053	3,113
Unusual Expense (Income)
NOPBT	102,084	127,046
NOPBT Margin	82.90%	97.61%
Operating Taxes	(1,197)	(5,418)
Tax Rate
NOPAT	103,281	132,464
Net income	(6,168) -72.62%	(22,525) 205.28%
Dividends		(1,277)
Dividend yield		8.89%
Proceeds from repurchase of equity	(13)	(332)
BB yield	0.06%	2.31%
Debt
Debt current
Long-term debt	25,339	25,159
Deferred revenue		10,620
Other long-term liabilities	(25,291)	235,323
Net debt	16,362	(165,887)
Cash flow
Cash from operating activities	(11,327)	(916)
CAPEX	(1,827)	(4,551)
Cash from investing activities	9,462	(5,906)
Cash from financing activities	(1,116)	(5,511)
FCF	171,663	103,579
Balance
Cash	8,977	166,673
Long term investments		24,372
Excess cash	2,820	184,538
Stockholders' equity	(22,992)	(32,783)
Invested Capital	340,625	340,053
ROIC	30.35%	40.78%
ROCE	41.29%	41.35%
EV
Common stock shares outstanding	10,756	10,645
Price	2.13 57.78%	1.35 -73.00%
Market cap	22,911 59.42%	14,371 -72.86%
EV	39,273	(151,516)
EBITDA	105,057	130,347
EV/EBITDA	0.37
Interest		2,019
Interest/NOPBT		1.59%