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XNASKFFB
Market cap22mUSD
Dec 24, Last price  
2.78USD
1D
-1.07%
1Q
9.88%
Jan 2017
-69.08%
IPO
-74.12%
Name

Kentucky First Federal Bancorp

Chart & Performance

D1W1MN
XNAS:KFFB chart
P/E
—
P/S
3.11
EPS
—
Div Yield, %
2.98%
Shrs. gr., 5y
-0.57%
Rev. gr., 5y
-5.71%
Revenues
7m
-21.15%
5,063,0006,698,0005,535,0005,704,0006,565,0006,687,0007,810,0008,117,00011,716,00011,876,00011,475,00010,661,00010,221,00010,416,0009,691,0009,723,00010,606,0009,160,0009,158,0007,221,000
Net income
-2m
L
1,629,0001,588,000885,000932,000808,000425,0001,756,0001,715,0002,835,0001,934,0002,069,0001,501,000935,0001,323,000812,000-12,547,0001,820,0001,075,000933,000-1,721,000
CFO
-1m
L
1,135,0001,639,0001,020,0001,258,0001,406,0001,187,0003,506,0001,443,0004,728,0002,487,0003,096,0001,446,0002,112,0001,149,0001,002,0001,042,0001,581,0002,641,0001,152,000-1,454,000
Dividend
Oct 30, 20230.1 USD/sh
Earnings
Feb 10, 2025

Profile

Kentucky First Federal Bancorp operates as the holding company for First Federal Savings and Loan Association of Hazard, and Frankfort First Bancorp, Inc. that provide various banking products and services in Kentucky. The company accepts deposit products include passbook savings and certificate accounts, checking accounts, and individual retirement accounts. Its loan portfolio comprises one-to four-family residential mortgage loans; construction loans; mortgage loans secured by multi-family property; nonresidential loans that are secured by commercial office buildings, churches, and properties used for other purposes; commercial non-mortgage loans; and consumer loans, such as home equity lines of credit, loans secured by savings deposits, automobile loans, and unsecured or personal loans. The company also invests in mortgage-backed securities. It operates through seven banking offices. The company was incorporated in 2005 and is based in Hazard, Kentucky. Kentucky First Federal Bancorp is a subsidiary of First Federal MHC.
URL
https://ffsbky.bank
IPO date
Mar 03, 2005
Employees
62
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑062023‑062022‑062021‑062020‑062019‑062018‑062017‑062016‑062015‑06
Income
Revenues
7,221
-21.15%
9,158
-0.02%
9,160
-13.63%
Cost of revenue
5,418
5,183
5,996
Unusual Expense (Income)
NOPBT
1,803
3,975
3,164
NOPBT Margin
24.97%
43.40%
34.54%
Operating Taxes
(239)
294
477
Tax Rate
7.40%
15.08%
NOPAT
2,042
3,681
2,687
Net income
(1,721)
-284.46%
933
-13.21%
1,075
-40.93%
Dividends
(670)
(1,363)
(1,394)
Dividend yield
2.62%
2.70%
2.13%
Proceeds from repurchase of equity
(461)
(540)
BB yield
0.91%
0.82%
Debt
Debt current
26,680
Long-term debt
68,988
84
34,066
Deferred revenue
69,574
Other long-term liabilities
257,870
(84)
(34,943)
Net debt
30,690
(20,437)
28,454
Cash flow
Cash from operating activities
(1,454)
1,152
2,641
CAPEX
(66)
(127)
(151)
Cash from investing activities
(16,603)
(39,484)
13,333
Cash from financing activities
28,177
20,676
(11,799)
FCF
61,958
(28,622)
(15)
Balance
Cash
18,287
8,167
21,476
Long term investments
20,011
12,354
10,816
Excess cash
37,937
20,063
31,834
Stockholders' equity
17,075
19,789
20,646
Invested Capital
357,604
398,653
333,213
ROIC
0.54%
1.01%
0.80%
ROCE
0.48%
0.95%
0.89%
EV
Common stock shares outstanding
8,099
8,132
8,213
Price
3.16
-49.14%
6.21
-22.05%
7.97
8.29%
Market cap
25,592
-49.34%
50,520
-22.82%
65,461
8.25%
EV
56,282
30,083
93,920
EBITDA
2,037
4,230
3,449
EV/EBITDA
27.63
7.11
27.23
Interest
9,283
3,902
1,754
Interest/NOPBT
514.86%
98.16%
55.44%