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XNAS
JSM
Market cap1.36bUSD
Jun 06, Last price  
18.26USD
1D
-0.52%
1Q
-6.23%
Jan 2017
-17.66%
IPO
-17.70%
Name

Navient Corp

Chart & Performance

D1W1MN
P/E
14.10
P/S
0.48
EPS
1.30
Div Yield, %
6.16%
Shrs. gr., 5y
-14.10%
Rev. gr., 5y
13.80%
Revenues
3.81b
-13.80%
3,307,000,0004,011,000,0003,574,000,0003,102,000,0002,523,000,0002,211,000,0001,923,000,0001,996,000,0001,688,000,0002,211,000,0001,737,000,0004,419,000,0003,809,000,000
Net income
131m
-42.54%
939,000,0001,418,000,0001,149,000,000997,000,000681,000,000292,000,000395,000,000597,000,000412,000,000717,000,000645,000,000228,000,000131,000,000
CFO
459m
-32.10%
2,636,000,0002,000,000,0001,664,000,0001,910,000,0001,357,000,0001,157,000,0001,140,000,0001,019,000,000987,000,000702,000,000305,000,000676,000,000459,000,000
Dividend
Sep 13, 20240.375 USD/sh
Earnings
Jul 22, 2025

Profile

Navient Corporation provides education loan management and business processing solutions for education, healthcare, and government clients at the federal, state, and local levels in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing and asset recovery services on its own loan portfolio, as well as asset recovery services on FFELP loans owned by other institutions. It also owns, originates, acquires, and services refinance and in-school private education loans; and offers healthcare services that include revenue cycle outsourcing, accounts receivable management, extended business office support, consulting engagement, and public health programs, as well as business processing services to state governments, agencies, court systems, municipalities, and parking and tolling authorities. In addition, the company provides customizable solutions for its clients that include hospitals, hospital systems, medical centers, large physician groups, other healthcare providers, and public health departments; and corporate liquidity portfolio services. Navient Corporation was founded in 1973 and is headquartered in Wilmington, Delaware.
IPO date
Apr 17, 2014
Employees
4,000
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
3,809,000
-13.80%
4,419,000
154.40%
1,737,000
-21.44%
Cost of revenue
632,000
1,201,000
997,000
Unusual Expense (Income)
NOPBT
3,177,000
3,218,000
740,000
NOPBT Margin
83.41%
72.82%
42.60%
Operating Taxes
43,000
85,000
182,000
Tax Rate
1.35%
2.64%
24.59%
NOPAT
3,134,000
3,133,000
558,000
Net income
131,000
-42.54%
228,000
-64.65%
645,000
-10.04%
Dividends
(70,000)
(78,000)
(91,000)
Dividend yield
4.83%
3.41%
3.84%
Proceeds from repurchase of equity
(179,000)
(310,000)
(400,000)
BB yield
12.36%
13.54%
16.89%
Debt
Debt current
5,134,000
4,226,000
5,870,000
Long-term debt
53,402,000
61,026,000
Deferred revenue
67,818,000
Other long-term liabilities
44,014,000
987,000
(55,561,000)
Net debt
3,031,000
54,835,000
65,194,000
Cash flow
Cash from operating activities
459,000
676,000
305,000
CAPEX
Cash from investing activities
8,466,000
7,357,000
10,585,000
Cash from financing activities
(9,615,000)
(10,047,000)
(9,661,000)
FCF
1,294,000
5,796,000
2,827,000
Balance
Cash
2,103,000
2,793,000
1,535,000
Long term investments
167,000
Excess cash
1,912,550
2,572,050
1,615,150
Stockholders' equity
4,704,000
4,661,000
71,160,000
Invested Capital
49,876,450
58,802,950
137,402,850
ROIC
5.77%
3.19%
0.50%
ROCE
6.13%
5.24%
1.04%
EV
Common stock shares outstanding
109,000
123,000
144,000
Price
13.29
-28.63%
18.62
13.19%
16.45
-22.48%
Market cap
1,448,610
-36.75%
2,290,260
-3.32%
2,368,800
-35.10%
EV
4,479,610
57,125,260
134,141,800
EBITDA
3,323,000
3,228,000
759,000
EV/EBITDA
1.35
17.70
176.73
Interest
3,273,000
3,557,000
2,102,000
Interest/NOPBT
103.02%
110.53%
284.05%