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XNASJSM
Market cap1.39bUSD
Jan 10, Last price  
18.68USD
1D
-0.80%
1Q
-8.57%
Jan 2017
-15.74%
IPO
-15.78%
Name

Navient Corp

Chart & Performance

D1W1MN
XNAS:JSM chart
P/E
8.80
P/S
0.45
EPS
2.12
Div Yield, %
3.89%
Shrs. gr., 5y
-14.17%
Rev. gr., 5y
18.11%
Revenues
4.42b
+154.40%
3,307,000,0004,011,000,0003,574,000,0003,102,000,0002,523,000,0002,211,000,0001,923,000,0001,996,000,0001,688,000,0002,211,000,0001,737,000,0004,419,000,000
Net income
228m
-64.65%
939,000,0001,418,000,0001,149,000,000997,000,000681,000,000292,000,000395,000,000597,000,000412,000,000717,000,000645,000,000228,000,000
CFO
676m
+121.64%
2,636,000,0002,000,000,0001,664,000,0001,910,000,0001,357,000,0001,157,000,0001,140,000,0001,019,000,000987,000,000702,000,000305,000,000676,000,000
Dividend
Sep 13, 20240.375 USD/sh
Earnings
Jan 29, 2025

Profile

Navient Corporation provides education loan management and business processing solutions for education, healthcare, and government clients at the federal, state, and local levels in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing and asset recovery services on its own loan portfolio, as well as asset recovery services on FFELP loans owned by other institutions. It also owns, originates, acquires, and services refinance and in-school private education loans; and offers healthcare services that include revenue cycle outsourcing, accounts receivable management, extended business office support, consulting engagement, and public health programs, as well as business processing services to state governments, agencies, court systems, municipalities, and parking and tolling authorities. In addition, the company provides customizable solutions for its clients that include hospitals, hospital systems, medical centers, large physician groups, other healthcare providers, and public health departments; and corporate liquidity portfolio services. Navient Corporation was founded in 1973 and is headquartered in Wilmington, Delaware.
URL
https://www.navient.com/
IPO date
Apr 17, 2014
Employees
4,000
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
4,419,000
154.40%
1,737,000
-21.44%
Cost of revenue
1,201,000
997,000
Unusual Expense (Income)
NOPBT
3,218,000
740,000
NOPBT Margin
72.82%
42.60%
Operating Taxes
85,000
182,000
Tax Rate
2.64%
24.59%
NOPAT
3,133,000
558,000
Net income
228,000
-64.65%
645,000
-10.04%
Dividends
(78,000)
(91,000)
Dividend yield
3.41%
3.84%
Proceeds from repurchase of equity
(310,000)
(400,000)
BB yield
13.54%
16.89%
Debt
Debt current
4,226,000
5,870,000
Long-term debt
53,402,000
61,026,000
Deferred revenue
67,818,000
Other long-term liabilities
987,000
(55,561,000)
Net debt
54,835,000
65,194,000
Cash flow
Cash from operating activities
676,000
305,000
CAPEX
Cash from investing activities
7,357,000
10,585,000
Cash from financing activities
(10,047,000)
(9,661,000)
FCF
5,796,000
2,827,000
Balance
Cash
2,793,000
1,535,000
Long term investments
167,000
Excess cash
2,572,050
1,615,150
Stockholders' equity
4,661,000
71,160,000
Invested Capital
58,802,950
137,402,850
ROIC
3.19%
0.50%
ROCE
5.24%
1.04%
EV
Common stock shares outstanding
123,000
144,000
Price
18.62
13.19%
16.45
-22.48%
Market cap
2,290,260
-3.32%
2,368,800
-35.10%
EV
57,125,260
134,141,800
EBITDA
3,228,000
759,000
EV/EBITDA
17.70
176.73
Interest
3,557,000
2,102,000
Interest/NOPBT
110.53%
284.05%