XNASJKHY
Market cap12bUSD
Dec 31, Last price
175.30USD
1D
0.13%
1Q
-2.37%
Jan 2017
97.45%
Name
Jack Henry & Associates Inc
Chart & Performance
Profile
Jack Henry & Associates, Inc. provides technology solutions and payment processing services primarily for financial services organizations in the United States. It operates through four segments: Core, Payments, Complementary, and Corporate and Other. The company offers information and transaction processing solutions for banks ranging from community to multi-billion-dollar asset institutions under the Jack Henry Banking brand; core data processing solutions for various credit unions under the Symitar brand; and specialized financial performance, imaging and payments processing, information security and risk management, retail delivery, and online and mobile solutions to financial institutions and corporate entities under the ProfitStars brand. It also provides a suite of integrated applications required to process deposit, loan, and general ledger transactions, as well as to maintain centralized customer/member information; and complementary products and services that enable core bank and credit union clients to respond to evolving customer/member demands. The company's Jack Henry Banking business brand offers SilverLake, a robust primarily designed for commercial-focused banks; CIF 20/20, a parameter-driven, easy-to-use system for banks; and Core Director, a cost-efficient system with point-and-click operation. Its Symitar business brand provides Episys, a robust designed for credit unions. In addition, the company offers digital products and services and electronic payment solutions; purchases and resells hardware systems, including servers, workstations, scanners, and other devices; and provides implementation, training, and support services. Jack Henry & Associates, Inc. was founded in 1976 and is headquartered in Monett, Missouri.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2024‑06 | 2023‑06 | 2022‑06 | 2021‑06 | 2020‑06 | 2019‑06 | 2018‑06 | 2017‑06 | 2016‑06 | 2015‑06 | |
Income | ||||||||||
Revenues | 2,215,543 6.63% | 2,077,702 6.94% | 1,942,884 10.50% | |||||||
Cost of revenue | 1,447,733 | 1,361,740 | 1,249,969 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 767,810 | 715,962 | 692,915 | |||||||
NOPBT Margin | 34.66% | 34.46% | 35.66% | |||||||
Operating Taxes | 116,203 | 107,928 | 109,351 | |||||||
Tax Rate | 15.13% | 15.07% | 15.78% | |||||||
NOPAT | 651,607 | 608,034 | 583,564 | |||||||
Net income | 381,816 4.14% | 366,646 1.03% | 362,916 16.52% | |||||||
Dividends | (155,877) | (147,237) | (139,070) | |||||||
Dividend yield | 1.29% | 1.20% | 1.05% | |||||||
Proceeds from repurchase of equity | (15,580) | (12,629) | (186,295) | |||||||
BB yield | 0.13% | 0.10% | 1.41% | |||||||
Debt | ||||||||||
Debt current | 98,454 | 67 | ||||||||
Long-term debt | 162,300 | 355,986 | 115,067 | |||||||
Deferred revenue | 71,202 | 67,755 | 71,485 | |||||||
Other long-term liabilities | 22,429 | 13,878 | 50,996 | |||||||
Net debt | 222,470 | 243,932 | (20,164) | |||||||
Cash flow | ||||||||||
Cash from operating activities | 568,041 | 381,559 | 504,631 | |||||||
CAPEX | (232,423) | (206,984) | (191,389) | |||||||
Cash from investing activities | (240,165) | (409,673) | (196,344) | |||||||
Cash from financing activities | (301,835) | (8,430) | (310,492) | |||||||
FCF | 729,379 | 413,151 | 608,653 | |||||||
Balance | ||||||||||
Cash | 38,284 | 12,243 | 48,787 | |||||||
Long term investments | 99,811 | 86,511 | ||||||||
Excess cash | 8,169 | 38,154 | ||||||||
Stockholders' equity | 3,082,732 | 2,856,792 | 2,637,381 | |||||||
Invested Capital | 2,145,599 | 1,929,712 | 1,581,017 | |||||||
ROIC | 31.98% | 34.64% | 37.57% | |||||||
ROCE | 32.14% | 32.81% | 36.24% | |||||||
EV | ||||||||||
Common stock shares outstanding | 73,025 | 73,096 | 73,486 | |||||||
Price | 166.02 -0.78% | 167.33 -7.05% | 180.02 10.10% | |||||||
Market cap | 12,123,610 -0.88% | 12,231,154 -7.54% | 13,228,950 6.94% | |||||||
EV | 12,346,080 | 12,475,086 | 13,208,786 | |||||||
EBITDA | 967,714 | 906,688 | 870,539 | |||||||
EV/EBITDA | 12.76 | 13.76 | 15.17 | |||||||
Interest | 16,384 | 15,073 | 2,384 | |||||||
Interest/NOPBT | 2.13% | 2.11% | 0.34% |