XNASJFIN
Market cap84mUSD
Dec 23, Last price
6.43USD
1D
2.72%
1Q
4.72%
IPO
-57.59%
Name
Jiayin Group Inc
Chart & Performance
P/E
1.90
P/S
0.45
EPS
24.74
Div Yield, %
46.46%
Shrs. gr., 5y
—
Rev. gr., 5y
13.66%
Revenues
5.47b
+67.11%
Net income
1.30b
+10.00%
CFO
390m
+191.63%
Dividend
Aug 27, 20240.495 USD/sh
Profile
Jiayin Group Inc. provides online consumer finance services in the People's Republic of China. The company operates a fintech platform that facilitates transparent, secure, and fast connections between individual borrowers and financial institutions funding partners. It also provides referral services for investment products offered by the financial service providers; and software development, risk control, marketing support, and IT assistance services. The company was founded in 2011 and is headquartered in Shanghai, the People's Republic of China.
Valuation
Title CNY in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY |
|---|---|---|---|---|---|---|---|---|
| 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | |
| Income | ||||||||
Revenues | 5,466,873 67.11% | 3,271,414 83.74% | 1,780,490 36.94% | |||||
Cost of revenue | 4,061,639 | 2,057,342 | 1,304,107 | |||||
Unusual Expense (Income) | ||||||||
NOPBT | 1,405,234 | 1,214,072 | 476,383 | |||||
NOPBT Margin | 25.70% | 37.11% | 26.76% | |||||
Operating Taxes | 247,616 | 155,398 | 125,724 | |||||
Tax Rate | 17.62% | 12.80% | 26.39% | |||||
NOPAT | 1,157,618 | 1,058,674 | 350,659 | |||||
Net income | 1,297,619 10.00% | 1,179,658 149.88% | 472,086 86.68% | |||||
Dividends | (156,674) | (2,586) | ||||||
Dividend yield | 226.14% | 8.70% | ||||||
Proceeds from repurchase of equity | (38,081) | (14,750) | ||||||
BB yield | 54.97% | 48.00% | ||||||
| Debt | ||||||||
Debt current | 15,570 | 3,982 | 16,908 | |||||
Long-term debt | 80,346 | 54,930 | 70,486 | |||||
Deferred revenue | ||||||||
Other long-term liabilities | 1,918,474 | |||||||
Net debt | (375,758) | (322,603) | (185,685) | |||||
| Cash flow | ||||||||
Cash from operating activities | 389,588 | 133,592 | 184,540 | |||||
CAPEX | (31,542) | (17,468) | (2,768) | |||||
Cash from investing activities | (105,850) | (22,949) | (126,222) | |||||
Cash from financing activities | (193,481) | (12,566) | 9,938 | |||||
FCF | (1,459,673) | 177,450 | (170,749) | |||||
| Balance | ||||||||
Cash | 370,193 | 291,018 | 182,551 | |||||
Long term investments | 101,481 | 90,497 | 90,528 | |||||
Excess cash | 198,330 | 217,944 | 184,054 | |||||
Stockholders' equity | 3,894,433 | 380,203 | (814,831) | |||||
Invested Capital | 3,204,151 | 422,181 | 483,668 | |||||
ROIC | 63.85% | 233.74% | 68.03% | |||||
ROCE | 41.30% | 189.66% | ||||||
| EV | ||||||||
Common stock shares outstanding | 53,499 | 53,447 | 54,025 | |||||
Price | 1.30 125.22% | 0.58 4.55% | 0.55 -27.87% | |||||
Market cap | 69,281 125.44% | 30,732 3.43% | 29,714 -27.87% | |||||
EV | (308,157) | (293,452) | (158,086) | |||||
EBITDA | 1,414,695 | 1,224,033 | 492,057 | |||||
EV/EBITDA | ||||||||
Interest | 153,037 | 1,117 | ||||||
Interest/NOPBT | 12.61% | 0.23% | ||||||