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XNASIROQ
Market cap80mUSD
Jan 14, Last price  
23.99USD
1D
2.87%
1Q
17.02%
Jan 2017
29.68%
IPO
105.92%
Name

IF Bancorp Inc

Chart & Performance

D1W1MN
XNAS:IROQ chart
P/E
44.94
P/S
3.64
EPS
0.53
Div Yield, %
1.59%
Shrs. gr., 5y
-2.36%
Rev. gr., 5y
0.05%
Revenues
22m
-15.28%
12,553,02615,087,40815,764,00017,922,00019,000,00018,881,00018,989,00021,155,00022,449,00021,620,00022,033,00023,098,00026,437,00027,767,00026,066,00022,083,000
Net income
2m
-61.59%
2,407,2152,677,1632,830,0001,400,0003,710,0003,477,0003,274,0003,566,0003,919,0001,738,0003,558,0004,245,0005,347,0005,784,0004,660,0001,790,000
CFO
2m
-17.46%
3,457,6251,964,3035,126,0006,141,0006,066,0006,499,0005,332,0005,328,0006,144,0004,838,0005,797,0006,896,0006,867,0008,669,0002,766,0002,283,000
Dividend
Sep 27, 20240.2 USD/sh
Earnings
Jan 28, 2025

Profile

IF Bancorp, Inc. operates as the savings and loan holding company for Iroquois Federal Savings and Loan Association that provides a range of banking and financial services to individual and corporate clients. The company offers various deposit accounts, including savings accounts, certificates of deposit, money market accounts, commercial and personal checking accounts, individual retirement accounts, and health savings accounts. It also provides loans comprising one- to four-family residential mortgage loans; multi-family mortgage loans; commercial real estate loans, such as farm loans; home equity lines of credit; commercial business loans; and consumer loans primarily consisting of automobile loans, as well as construction loans and land development loans. In addition, the company sells property and casualty insurance, as well as offers annuities; mutual funds; individual and group retirement plans; life, disability, and health insurance; individual securities; managed accounts; and other financial services. Further, it invests in securities; and provides ATM, online banking and bill pay, mobile banking, ACH origination, remote deposit capture, and telephone banking services. As of August 31, 2021, it operated a network of seven full-service banking offices located in Watseka, Danville, Clifton, Hoopeston, Savoy, Bourbonnais, and Champaign, Illinois; and a loan production and wealth management office in Osage Beach, Missouri. IF Bancorp, Inc. was founded in 1883 and is headquartered in Watseka, Illinois.
URL
https://ifbancorp.q4ir.com/corporate-information/corporate-profile/default.aspx
IPO date
Jul 08, 2011
Employees
109
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑062023‑062022‑062021‑062020‑062019‑062018‑062017‑062016‑062015‑06
Income
Revenues
22,083
-15.28%
26,066
-6.13%
27,767
5.03%
Cost of revenue
13,230
13,789
14,070
Unusual Expense (Income)
NOPBT
8,853
12,277
13,697
NOPBT Margin
40.09%
47.10%
49.33%
Operating Taxes
565
1,600
2,043
Tax Rate
6.38%
13.03%
14.92%
NOPAT
8,288
10,677
11,654
Net income
1,790
-61.59%
4,660
-19.43%
5,784
8.17%
Dividends
(1,279)
(1,269)
(1,067)
Dividend yield
2.52%
2.75%
1.79%
Proceeds from repurchase of equity
732
315
BB yield
-1.59%
-0.53%
Debt
Debt current
14,244
Long-term debt
58,249
19,500
15,000
Deferred revenue
18,079
(10,992)
Other long-term liabilities
750,171
757,723
9,636
Net debt
(138,417)
(192,787)
(489,879)
Cash flow
Cash from operating activities
2,283
2,766
8,669
CAPEX
(247)
(2,250)
(387)
Cash from investing activities
(39,753)
(57,119)
(68,803)
Cash from financing activities
36,053
(10,470)
73,210
FCF
1,957
357,468
(324,696)
Balance
Cash
6,191
10,988
298,217
Long term investments
190,475
201,299
220,906
Excess cash
195,562
210,984
517,735
Stockholders' equity
22,003
84,291
23,048
Invested Capital
865,742
763,264
847,222
ROIC
1.02%
1.33%
1.45%
ROCE
1.00%
1.45%
1.57%
EV
Common stock shares outstanding
3,132
3,195
3,136
Price
16.18
12.05%
14.44
-24.00%
19.00
-16.67%
Market cap
50,678
9.84%
46,136
-22.57%
59,586
-15.12%
EV
(87,739)
(146,651)
(430,293)
EBITDA
9,524
12,940
14,372
EV/EBITDA
Interest
23,255
10,075
2,529
Interest/NOPBT
262.68%
82.06%
18.46%