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XNAS
INBKZ
Market cap207mUSD
May 21, Last price  
24.13USD
1D
0.00%
1Q
-3.67%
IPO
-5.00%
Name

First Internet Bancorp

Chart & Performance

D1W1MN
P/E
8.30
P/S
0.72
EPS
2.91
Div Yield, %
5.62%
Shrs. gr., 5y
-2.69%
Rev. gr., 5y
31.66%
Revenues
292m
+245.94%
10,525,27311,206,94413,937,04914,867,29516,951,39017,947,82918,408,00024,413,00026,641,00029,112,00038,948,00049,436,00059,651,00067,135,00073,790,00091,552,000118,370,000113,373,00084,376,000291,887,000
Net income
25m
+200.30%
2,179,0892,129,8782,827,8421,576,045-2,118,0284,954,6603,186,0005,606,0004,593,0004,324,0008,929,00012,074,00015,226,00021,900,00025,239,00029,453,00048,114,00035,541,0008,417,00025,276,000
CFO
13m
+11.23%
7,244,678-2,240,6044,595,5844,622,2611,886,40911,341,288-31,425,000-5,683,00041,540,0001,980,00010,908,00026,470,00024,624,00029,356,000-43,577,00013,068,00054,840,00082,723,00011,680,00012,992,000
Dividend
Aug 15, 20240.6067 USD/sh
Earnings
Jul 22, 2025

Profile

First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides commercial and retail banking products and services to individuals and commercial customers in the United States. The company accepts non-interest bearing and interest-bearing demand deposit, savings, money market, and brokered deposit accounts, as well as certificates of deposit. It also offers commercial and industrial, owner-occupied and investor commercial real estate, construction, residential mortgage, home equity and improvement, small installment, term, and other consumer loans, as well as single tenant lease financing, and public and healthcare finance; franchise finance; and small business lending. In addition, the company is involved in the purchase, manage, service, and safekeeping of municipal securities; and provision of municipal finance lending and leasing products to government entities. In addition, it offers corporate credit card and treasury management services. The company provides its services through its firstib.com Website. First Internet Bancorp was founded in 1999 and is headquartered in Fishers, Indiana.
URL
https://www.firstinternetbancorp.com/
IPO date
Feb 22, 2013
Employees
314
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
291,887
245.94%
84,376
-25.58%
113,373
-4.22%
Cost of revenue
6,333
51,769
10,369
Unusual Expense (Income)
NOPBT
285,554
32,607
103,004
NOPBT Margin
97.83%
38.64%
90.85%
Operating Taxes
2,266
(3,477)
4,559
Tax Rate
0.79%
4.43%
NOPAT
283,288
36,084
98,445
Net income
25,276
200.30%
8,417
-76.32%
35,541
-26.13%
Dividends
(2,078)
(2,156)
(2,317)
Dividend yield
0.66%
1.01%
0.99%
Proceeds from repurchase of equity
(283)
(9,340)
(27,780)
BB yield
0.09%
4.36%
11.92%
Debt
Debt current
145,000
Long-term debt
400,150
464,769
719,460
Deferred revenue
Other long-term liabilities
4,321,976
(716,547)
Net debt
(196,454)
(1,117,992)
(362,028)
Cash flow
Cash from operating activities
12,992
11,680
82,723
CAPEX
(5,367)
(17,517)
Cash from investing activities
(496,170)
(474,503)
(601,033)
Cash from financing activities
543,690
612,169
331,902
FCF
701,346
(406,401)
1,122,302
Balance
Cash
596,604
880,753
646,936
Long term investments
702,008
579,552
Excess cash
582,010
1,578,542
1,220,819
Stockholders' equity
384,063
362,795
364,974
Invested Capital
5,351,301
4,786,745
4,320,217
ROIC
5.59%
0.79%
2.38%
ROCE
4.98%
0.63%
2.20%
EV
Common stock shares outstanding
8,766
8,859
9,595
Price
35.99
48.78%
24.19
-0.37%
24.28
-48.38%
Market cap
315,478
47.22%
214,297
-8.02%
232,969
-50.36%
EV
119,024
(903,695)
(129,059)
EBITDA
294,014
38,355
111,733
EV/EBITDA
0.40
Interest
204,510
164,538
59,815
Interest/NOPBT
71.62%
504.61%
58.07%