XNASIBOC
Market cap3.97bUSD
Jan 10, Last price
62.72USD
1D
0.46%
1Q
7.32%
Jan 2017
56.62%
Name
International Bancshares Corp
Chart & Performance
Profile
International Bancshares Corporation, a financial holding company, provides commercial and retail banking services. It accepts checking and saving deposits; and offers commercial, real estate, personal, home improvement, automobile, and other installment and term loans. The company also provides international banking services, including letters of credit, commercial and industrial loans, and foreign exchange services. In addition, it offers other banking related services, such as credit cards, safety deposit boxes, collection, notary public, escrow, drive up and walk up facilities, and other customary banking services; and Internet banking services, as well as securities products through third party providers. As of February 28, 2022, the company had 170 branch facilities and 263 ATMs serving 76 communities in Texas and Oklahoma. International Bancshares Corporation was founded in 1966 and is headquartered in Laredo, Texas.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | |||||||||
Revenues | 974,086 44.36% | 674,759 13.67% | |||||||
Cost of revenue | 145,736 | 139,297 | |||||||
Unusual Expense (Income) | |||||||||
NOPBT | 828,350 | 535,462 | |||||||
NOPBT Margin | 85.04% | 79.36% | |||||||
Operating Taxes | 111,744 | 82,407 | |||||||
Tax Rate | 13.49% | 15.39% | |||||||
NOPAT | 716,606 | 453,055 | |||||||
Net income | 411,768 37.15% | 300,232 18.24% | |||||||
Dividends | (78,247) | (75,375) | |||||||
Dividend yield | 2.32% | 2.62% | |||||||
Proceeds from repurchase of equity | (3,444) | (50,511) | |||||||
BB yield | 0.10% | 1.76% | |||||||
Debt | |||||||||
Debt current | 431,191 | ||||||||
Long-term debt | 119,613 | 145,586 | |||||||
Deferred revenue | 13,392,392 | ||||||||
Other long-term liabilities | 4,726,373 | (145,586) | |||||||
Net debt | (874,897) | (10,714,207) | |||||||
Cash flow | |||||||||
Cash from operating activities | 474,432 | 387,941 | |||||||
CAPEX | (27,497) | (19,213) | |||||||
Cash from investing activities | (1,067,206) | (992,028) | |||||||
Cash from financing activities | (843,892) | (517,431) | |||||||
FCF | (1,249,131) | 1,685,456 | |||||||
Balance | |||||||||
Cash | 651,058 | 6,505,520 | |||||||
Long term investments | 343,452 | 4,785,464 | |||||||
Excess cash | 945,806 | 11,257,246 | |||||||
Stockholders' equity | 2,727,666 | 2,321,490 | |||||||
Invested Capital | 14,120,383 | 5,347,423 | |||||||
ROIC | 7.36% | 6.99% | |||||||
ROCE | 5.50% | 6.92% | |||||||
EV | |||||||||
Common stock shares outstanding | 62,222 | 62,810 | |||||||
Price | 54.32 18.71% | 45.76 7.95% | |||||||
Market cap | 3,379,877 17.59% | 2,874,196 6.80% | |||||||
EV | 2,504,980 | (7,840,011) | |||||||
EBITDA | 850,294 | 557,283 | |||||||
EV/EBITDA | 2.95 | ||||||||
Interest | 136,661 | 38,156 | |||||||
Interest/NOPBT | 16.50% | 7.13% |