XNASHNVR
Market cap165mUSD
Jan 15, Last price
23.18USD
1D
4.27%
1Q
21.62%
Name
Hanover Bancorp Inc
Chart & Performance
P/E
10.93
P/S
2.77
EPS
2.12
Div Yield, %
1.77%
Shrs. gr., 5y
—
Rev. gr., 5y
%
Revenues
60m
+3,430.23%
Net income
15m
-35.63%
CFO
16m
-34.52%
Dividend
Aug 07, 20240.1 USD/sh
Profile
Hanover Bancorp, Inc. operates as the bank holding company for Hanover Community Bank that provides banking products and services for small and medium-sized businesses, municipalities, and individuals in the New York metro area. The company offers checking, savings, money market, NOW, and individual retirement accounts, as well as certificates of deposits and time deposits; cards; and residential and commercial real estate mortgages, commercial and industrial loans, lines of credit, and small business administration loans, as well as home equity, multi-family, business, bridge, and other personal purpose loans. It operates branch offices located in Manhattan, Brooklyn, Queens, and Nassau County, New York; and administrative office in Suffolk County, New York. The company was founded in 2008 and is headquartered in Mineola, New York.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY |
|---|---|---|---|---|---|---|---|---|
| 2023‑09 | 2022‑09 | 2021‑09 | 2020‑09 | 2019‑09 | 2018‑09 | 2017‑09 | 2016‑09 | |
| Income | ||||||||
Revenues | 59,908 3,430.23% | 1,697 -96.23% | ||||||
Cost of revenue | 35,030 | 21,642 | ||||||
Unusual Expense (Income) | ||||||||
NOPBT | 24,878 | (19,945) | ||||||
NOPBT Margin | 41.53% | |||||||
Operating Taxes | 5,023 | 6,939 | ||||||
Tax Rate | 20.19% | |||||||
NOPAT | 19,855 | (26,884) | ||||||
Net income | 15,164 -35.63% | 23,556 117.09% | ||||||
Dividends | (2,929) | (2,042) | ||||||
Dividend yield | 2.27% | 1.73% | ||||||
Proceeds from repurchase of equity | (170) | 27,743 | ||||||
BB yield | 0.13% | -23.56% | ||||||
| Debt | ||||||||
Debt current | 66,860 | |||||||
Long-term debt | 158,408 | 126,320 | ||||||
Deferred revenue | (7,266) | |||||||
Other long-term liabilities | 1,816,119 | (125,405) | ||||||
Net debt | (49,213) | 14,249 | ||||||
| Cash flow | ||||||||
Cash from operating activities | 16,401 | 25,049 | ||||||
CAPEX | (3,407) | (1,122) | ||||||
Cash from investing activities | (256,360) | (374,146) | ||||||
Cash from financing activities | 282,636 | 332,500 | ||||||
FCF | (143,418) | (69,235) | ||||||
| Balance | ||||||||
Cash | 192,624 | 162,232 | ||||||
Long term investments | 14,997 | 16,699 | ||||||
Excess cash | 204,626 | 178,846 | ||||||
Stockholders' equity | 60,406 | 45,928 | ||||||
Invested Capital | 2,089,129 | 1,852,809 | ||||||
ROIC | 1.01% | |||||||
ROCE | 1.16% | |||||||
| EV | ||||||||
Common stock shares outstanding | 7,121 | 6,158 | ||||||
Price | 18.09 -5.39% | 19.12 | ||||||
Market cap | 128,818 9.41% | 117,742 | ||||||
EV | 82,568 | 131,991 | ||||||
EBITDA | 28,370 | (18,201) | ||||||
EV/EBITDA | 2.91 | |||||||
Interest | 50,551 | 7,175 | ||||||
Interest/NOPBT | 203.20% | |||||||