XNASGGAL
Market cap9.16bUSD
Dec 20, Last price
63.59USD
1D
3.74%
1Q
36.37%
Jan 2017
136.22%
Name
Grupo Financiero Galicia SA
Chart & Performance
Profile
Grupo Financiero Galicia S.A., a financial service holding company, provides various financial products and services to individuals and companies in Argentina. The company operates through Banks, NaranjaX, Insurance, and Other Businesses segments. The company's products and services cover savings, current, and checking accounts; personal loans; express and mortgage loans; pledge and credit card loans; credit and debit cards; and online banking services. It also offers financing products and services; consumer finance services; electronic check; global custody services; Fima funds; financial and stock market services to individuals, companies, and financial institutions; foreign trade services; and capital market and investment banking products that include debt securities, short-term securities, bills, and financial trusts. In addition, the company provides robbery, personal accident, life collective, home, life, integral pyme, pet, surety, various risks, and technical insurance products. Further, it offers private banking services to high net worth individuals; and operates digital investment platform. As of December 31, 2021, it had 312 full service banking branches; and 1,991 ATMs and self-service terminals. Grupo Financiero Galicia S.A. was founded in 1905 and is based in Buenos Aires, Argentina.
Valuation
Title ARS in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | 2014‑12 | |
Income | ||||||||||
Revenues | 3,350,555,669 389.75% | 684,130,700 21.55% | 562,824,382 101.13% | |||||||
Cost of revenue | 562,758,021 | 179,068,953 | 48,957,503 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 2,787,797,648 | 505,061,747 | 513,866,879 | |||||||
NOPBT Margin | 83.20% | 73.83% | 91.30% | |||||||
Operating Taxes | 205,840,481 | 19,286,319 | 33,025,207 | |||||||
Tax Rate | 7.38% | 3.82% | 6.43% | |||||||
NOPAT | 2,581,957,167 | 485,775,428 | 480,841,672 | |||||||
Net income | 337,172,143 593.21% | 48,639,400 -19.70% | 60,569,787 56.28% | |||||||
Dividends | (179,275,944) | (36,599,262) | (2,165,666) | |||||||
Dividend yield | 7,041.32% | 25,506.93% | 1,547.48% | |||||||
Proceeds from repurchase of equity | ||||||||||
BB yield | ||||||||||
Debt | ||||||||||
Debt current | 133,952,055 | 61,480,070 | ||||||||
Long-term debt | 495,185,833 | 165,398,741 | 82,339,601 | |||||||
Deferred revenue | 8,665,403 | 4,193,566 | ||||||||
Other long-term liabilities | 6,803,096,831 | (8,665,403) | 1,291,548,840 | |||||||
Net debt | (4,092,408,217) | (1,320,898,982) | (685,423,172) | |||||||
Cash flow | ||||||||||
Cash from operating activities | (3,456,171,037) | 580,220,776 | 282,811,126 | |||||||
CAPEX | (74,018,545) | (18,530,215) | (9,943,268) | |||||||
Cash from investing activities | (81,858,457) | (18,699,725) | (8,417,683) | |||||||
Cash from financing activities | (229,764,127) | 23,050,451 | 8,428,566 | |||||||
FCF | 2,342,518,994 | 442,164,625 | 452,362,487 | |||||||
Balance | ||||||||||
Cash | 1,995,884,822 | 447,544,202 | 237,426,843 | |||||||
Long term investments | 2,591,709,228 | 1,172,705,576 | 591,816,000 | |||||||
Excess cash | 4,420,066,267 | 1,586,043,243 | 801,101,624 | |||||||
Stockholders' equity | 2,000,669,795 | 325,599,242 | 153,637,050 | |||||||
Invested Capital | 7,464,840,156 | 2,703,009,287 | 1,481,162,959 | |||||||
ROIC | 50.79% | 23.22% | 39.76% | |||||||
ROCE | 29.45% | 16.64% | 31.33% | |||||||
EV | ||||||||||
Common stock shares outstanding | 1,474,692 | 147,469 | 147,469 | |||||||
Price | 1.73 77.44% | 0.97 2.53% | 0.95 -99.24% | |||||||
Market cap | 2,546,056 1,674.41% | 143,488 2.53% | 139,948 -99.24% | |||||||
EV | (4,089,784,140) | (1,320,755,475) | (685,283,218) | |||||||
EBITDA | 2,872,228,168 | 532,938,892 | 528,364,361 | |||||||
EV/EBITDA | ||||||||||
Interest | 3,030,011,660 | 565,523,878 | 157,571,000 | |||||||
Interest/NOPBT | 108.69% | 111.97% | 30.66% |