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XNASGABC
Market cap1.11bUSD
Jan 10, Last price  
37.38USD
1D
-2.43%
1Q
-5.25%
Jan 2017
6.59%
Name

German American Bancorp Inc

Chart & Performance

D1W1MN
XNAS:GABC chart
P/E
12.92
P/S
4.43
EPS
2.89
Div Yield, %
2.65%
Shrs. gr., 5y
4.80%
Rev. gr., 5y
10.57%
Revenues
251m
-3.47%
40,859,00046,407,00051,586,00054,319,00059,147,00060,372,00065,614,00085,557,00088,059,00092,132,00098,276,000102,996,000126,917,000131,763,000151,680,000190,726,000209,717,000220,292,000259,717,000250,694,000
Net income
86m
+4.97%
7,239,0009,721,00010,221,0009,405,00012,803,00012,218,00013,405,00020,249,00024,055,00025,413,00028,344,00030,064,00035,184,00040,676,00046,529,00059,222,00062,210,00084,137,00081,825,00085,888,000
CFO
107m
-2.55%
11,742,00014,451,00012,088,00012,755,00022,134,00010,425,00017,227,00026,616,00041,997,00041,646,00036,428,00031,267,00041,913,00054,875,00062,331,00065,229,00092,418,000100,844,000110,036,000107,234,000
Dividend
Aug 09, 20240.27 USD/sh
Earnings
Jan 27, 2025

Profile

German American Bancorp, Inc. operates as a bank holding company for German American Bank that provides retail and commercial banking services. The company operates through three segments: Core Banking, Wealth Management Services, and Insurance Operations. The Core Banking segment accepts deposits from the general public; and originates consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans, as well as sells residential mortgage loans in the secondary market. The Wealth Management segment provides trust, investment advisory, brokerage, and retirement planning services. The Insurance Operations segment offers a range of personal and corporate property and casualty insurance products. As of December 31, 2021, the company operated 77 banking offices in 19 contiguous southern Indiana counties; and 14 counties in Kentucky. German American Bancorp, Inc. was founded in 1910 and is based in Jasper, Indiana.
IPO date
May 18, 1993
Employees
866
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
250,694
-3.47%
259,717
17.90%
Cost of revenue
110,503
113,858
Unusual Expense (Income)
NOPBT
140,191
145,859
NOPBT Margin
55.92%
56.16%
Operating Taxes
17,759
17,351
Tax Rate
12.67%
11.90%
NOPAT
122,432
128,508
Net income
85,888
4.97%
81,825
-2.75%
Dividends
(29,433)
(27,022)
Dividend yield
3.07%
2.46%
Proceeds from repurchase of equity
10,675
8,089
BB yield
-1.11%
-0.74%
Debt
Debt current
25,000
Long-term debt
112,735
206,663
Deferred revenue
Other long-term liabilities
5,375,036
(135,065)
Net debt
(30,466)
(1,692,343)
Cash flow
Cash from operating activities
107,234
110,036
CAPEX
(5,745)
(7,852)
Cash from investing activities
27,255
(24,181)
Cash from financing activities
(136,540)
(363,666)
FCF
152,893
150,131
Balance
Cash
115,330
119,579
Long term investments
27,871
1,804,427
Excess cash
130,666
1,911,020
Stockholders' equity
274,147
558,393
Invested Capital
6,021,532
5,622,598
ROIC
2.10%
2.43%
ROCE
2.28%
2.36%
EV
Common stock shares outstanding
29,558
29,465
Price
32.41
-13.11%
37.30
-4.31%
Market cap
957,961
-12.84%
1,099,029
6.25%
EV
927,495
(593,314)
EBITDA
149,751
155,975
EV/EBITDA
6.19
Interest
66,223
18,342
Interest/NOPBT
47.24%
12.58%