XNASGABC
Market cap1.11bUSD
Jan 10, Last price
37.38USD
1D
-2.43%
1Q
-5.25%
Jan 2017
6.59%
Name
German American Bancorp Inc
Chart & Performance
Profile
German American Bancorp, Inc. operates as a bank holding company for German American Bank that provides retail and commercial banking services. The company operates through three segments: Core Banking, Wealth Management Services, and Insurance Operations. The Core Banking segment accepts deposits from the general public; and originates consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans, as well as sells residential mortgage loans in the secondary market. The Wealth Management segment provides trust, investment advisory, brokerage, and retirement planning services. The Insurance Operations segment offers a range of personal and corporate property and casualty insurance products. As of December 31, 2021, the company operated 77 banking offices in 19 contiguous southern Indiana counties; and 14 counties in Kentucky. German American Bancorp, Inc. was founded in 1910 and is based in Jasper, Indiana.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | |||||||||
Revenues | 250,694 -3.47% | 259,717 17.90% | |||||||
Cost of revenue | 110,503 | 113,858 | |||||||
Unusual Expense (Income) | |||||||||
NOPBT | 140,191 | 145,859 | |||||||
NOPBT Margin | 55.92% | 56.16% | |||||||
Operating Taxes | 17,759 | 17,351 | |||||||
Tax Rate | 12.67% | 11.90% | |||||||
NOPAT | 122,432 | 128,508 | |||||||
Net income | 85,888 4.97% | 81,825 -2.75% | |||||||
Dividends | (29,433) | (27,022) | |||||||
Dividend yield | 3.07% | 2.46% | |||||||
Proceeds from repurchase of equity | 10,675 | 8,089 | |||||||
BB yield | -1.11% | -0.74% | |||||||
Debt | |||||||||
Debt current | 25,000 | ||||||||
Long-term debt | 112,735 | 206,663 | |||||||
Deferred revenue | |||||||||
Other long-term liabilities | 5,375,036 | (135,065) | |||||||
Net debt | (30,466) | (1,692,343) | |||||||
Cash flow | |||||||||
Cash from operating activities | 107,234 | 110,036 | |||||||
CAPEX | (5,745) | (7,852) | |||||||
Cash from investing activities | 27,255 | (24,181) | |||||||
Cash from financing activities | (136,540) | (363,666) | |||||||
FCF | 152,893 | 150,131 | |||||||
Balance | |||||||||
Cash | 115,330 | 119,579 | |||||||
Long term investments | 27,871 | 1,804,427 | |||||||
Excess cash | 130,666 | 1,911,020 | |||||||
Stockholders' equity | 274,147 | 558,393 | |||||||
Invested Capital | 6,021,532 | 5,622,598 | |||||||
ROIC | 2.10% | 2.43% | |||||||
ROCE | 2.28% | 2.36% | |||||||
EV | |||||||||
Common stock shares outstanding | 29,558 | 29,465 | |||||||
Price | 32.41 -13.11% | 37.30 -4.31% | |||||||
Market cap | 957,961 -12.84% | 1,099,029 6.25% | |||||||
EV | 927,495 | (593,314) | |||||||
EBITDA | 149,751 | 155,975 | |||||||
EV/EBITDA | 6.19 | ||||||||
Interest | 66,223 | 18,342 | |||||||
Interest/NOPBT | 47.24% | 12.58% |