XNASFUSB
Market cap74mUSD
Jan 16, Last price
12.96USD
1D
1.25%
1Q
13.68%
Jan 2017
16.65%
Name
First US Bancshares Inc
Chart & Performance
Profile
First US Bancshares, Inc. operates as the bank holding company for First US Bank that provides commercial banking products and services. The company offers non-interest-bearing demand deposits, savings accounts, NOW accounts, money market demand accounts, individual retirement accounts, and time deposits. Its loan products include commercial construction, land, and land development loans comprising residential housing, commercial and industrial use property development loans, raw land purchase and improvement loans, and agricultural production loans; mortgage loans on residential properties and apartment buildings; real estate loans secured by commercial and industrial properties, office or mixed-use facilities, strip shopping centers, or other commercial property; loans and leases to commercial customers; and secured and unsecured personal loans, including automobile loans and other direct consumer installment loans. The company also provides loans secured by personal property items, such as furniture, ATVs, and home appliances, as well as recreational vehicles, boats, and cargo trailers. In addition, it provides letters of credit; and safe deposit box and remote deposit capture services, as well as underwrites credit life, and credit accident and health insurance reinsurance policies. The company serves small-and medium-sized businesses, property managers, business executives, professionals, and other individuals. It operates 15 full-service banking offices in Birmingham, Butler, Calera, Centreville, Gilbertown, Grove Hill, Harpersville, Jackson, Thomasville, Tuscaloosa, and Woodstock, Alabama; Knoxville and Powell, Tennessee; and Rose Hill, Virginia, as well as loan production offices in Mobile, Alabama, and the Chattanooga, Tennessee area. The company was formerly known as United Security Bancshares, Inc. and changed its name to First US Bancshares, Inc. in October 2016. First US Bancshares, Inc. was founded in 1952 and is headquartered in Birmingham, Alabama.
IPO date
Jan 01, 1987
Employees
153
Domiciled in
US
Incorporated in
US
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | |||||||||
Revenues | 40,412 6,376.28% | 624 -98.46% | |||||||
Cost of revenue | 22,416 | 16,607 | |||||||
Unusual Expense (Income) | |||||||||
NOPBT | 17,996 | (15,983) | |||||||
NOPBT Margin | 44.53% | ||||||||
Operating Taxes | 2,786 | 2,148 | |||||||
Tax Rate | 15.48% | ||||||||
NOPAT | 15,210 | (18,131) | |||||||
Net income | 8,485 23.62% | 6,864 54.21% | |||||||
Dividends | (1,175) | (832) | |||||||
Dividend yield | 1.79% | 1.47% | |||||||
Proceeds from repurchase of equity | (1,422) | (4,481) | |||||||
BB yield | 2.16% | 7.94% | |||||||
Debt | |||||||||
Debt current | 10,000 | 20,038 | |||||||
Long-term debt | 12,459 | 12,255 | |||||||
Deferred revenue | (2,115) | ||||||||
Other long-term liabilities | 961,548 | 9,919 | |||||||
Net debt | (262,762) | (261,311) | |||||||
Cash flow | |||||||||
Cash from operating activities | 13,067 | 12,529 | |||||||
CAPEX | (1,464) | (1,262) | |||||||
Cash from investing activities | (60,446) | (80,199) | |||||||
Cash from financing activities | 67,506 | 36,578 | |||||||
FCF | 213,452 | (27,894) | |||||||
Balance | |||||||||
Cash | 148,552 | 160,947 | |||||||
Long term investments | 136,669 | 132,657 | |||||||
Excess cash | 283,200 | 293,573 | |||||||
Stockholders' equity | 103,603 | 97,294 | |||||||
Invested Capital | 639,638 | 915,296 | |||||||
ROIC | 1.96% | ||||||||
ROCE | 2.42% | ||||||||
EV | |||||||||
Common stock shares outstanding | 6,376 | 6,504 | |||||||
Price | 10.31 18.78% | 8.68 -17.88% | |||||||
Market cap | 65,741 16.45% | 56,452 -20.76% | |||||||
EV | (197,021) | (204,859) | |||||||
EBITDA | 19,772 | (14,101) | |||||||
EV/EBITDA | 14.53 | ||||||||
Interest | 15,456 | 4,256 | |||||||
Interest/NOPBT | 85.89% |