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XNASFUSB
Market cap74mUSD
Jan 16, Last price  
12.96USD
1D
1.25%
1Q
13.68%
Jan 2017
16.65%
Name

First US Bancshares Inc

Chart & Performance

D1W1MN
XNAS:FUSB chart
P/E
8.73
P/S
1.83
EPS
1.48
Div Yield, %
1.59%
Shrs. gr., 5y
-1.07%
Rev. gr., 5y
1.06%
Revenues
40m
+6,376.28%
44,819,53546,147,13248,848,10046,085,01841,666,84542,069,00043,246,00044,055,00038,479,00035,596,00033,899,00032,139,00033,085,00033,060,00038,330,00042,308,00040,776,00040,492,000624,00040,412,000
Net income
8m
+23.62%
13,130,55013,656,05314,244,541348,6245,369,5114,754,0002,072,000-9,075,0002,195,0003,927,0003,549,0002,595,0001,224,000-411,0002,490,0004,566,0002,707,0004,451,0006,864,0008,485,000
CFO
13m
+4.29%
19,430,36618,641,03317,623,57419,629,2389,820,7823,051,39016,421,90916,432,85016,030,03110,923,0008,563,0007,400,0008,181,0006,752,0008,064,00011,315,0006,094,0009,825,00012,529,00013,067,000
Dividend
Sep 13, 20240.05 USD/sh
Earnings
Jan 23, 2025

Profile

First US Bancshares, Inc. operates as the bank holding company for First US Bank that provides commercial banking products and services. The company offers non-interest-bearing demand deposits, savings accounts, NOW accounts, money market demand accounts, individual retirement accounts, and time deposits. Its loan products include commercial construction, land, and land development loans comprising residential housing, commercial and industrial use property development loans, raw land purchase and improvement loans, and agricultural production loans; mortgage loans on residential properties and apartment buildings; real estate loans secured by commercial and industrial properties, office or mixed-use facilities, strip shopping centers, or other commercial property; loans and leases to commercial customers; and secured and unsecured personal loans, including automobile loans and other direct consumer installment loans. The company also provides loans secured by personal property items, such as furniture, ATVs, and home appliances, as well as recreational vehicles, boats, and cargo trailers. In addition, it provides letters of credit; and safe deposit box and remote deposit capture services, as well as underwrites credit life, and credit accident and health insurance reinsurance policies. The company serves small-and medium-sized businesses, property managers, business executives, professionals, and other individuals. It operates 15 full-service banking offices in Birmingham, Butler, Calera, Centreville, Gilbertown, Grove Hill, Harpersville, Jackson, Thomasville, Tuscaloosa, and Woodstock, Alabama; Knoxville and Powell, Tennessee; and Rose Hill, Virginia, as well as loan production offices in Mobile, Alabama, and the Chattanooga, Tennessee area. The company was formerly known as United Security Bancshares, Inc. and changed its name to First US Bancshares, Inc. in October 2016. First US Bancshares, Inc. was founded in 1952 and is headquartered in Birmingham, Alabama.
IPO date
Jan 01, 1987
Employees
153
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
40,412
6,376.28%
624
-98.46%
Cost of revenue
22,416
16,607
Unusual Expense (Income)
NOPBT
17,996
(15,983)
NOPBT Margin
44.53%
Operating Taxes
2,786
2,148
Tax Rate
15.48%
NOPAT
15,210
(18,131)
Net income
8,485
23.62%
6,864
54.21%
Dividends
(1,175)
(832)
Dividend yield
1.79%
1.47%
Proceeds from repurchase of equity
(1,422)
(4,481)
BB yield
2.16%
7.94%
Debt
Debt current
10,000
20,038
Long-term debt
12,459
12,255
Deferred revenue
(2,115)
Other long-term liabilities
961,548
9,919
Net debt
(262,762)
(261,311)
Cash flow
Cash from operating activities
13,067
12,529
CAPEX
(1,464)
(1,262)
Cash from investing activities
(60,446)
(80,199)
Cash from financing activities
67,506
36,578
FCF
213,452
(27,894)
Balance
Cash
148,552
160,947
Long term investments
136,669
132,657
Excess cash
283,200
293,573
Stockholders' equity
103,603
97,294
Invested Capital
639,638
915,296
ROIC
1.96%
ROCE
2.42%
EV
Common stock shares outstanding
6,376
6,504
Price
10.31
18.78%
8.68
-17.88%
Market cap
65,741
16.45%
56,452
-20.76%
EV
(197,021)
(204,859)
EBITDA
19,772
(14,101)
EV/EBITDA
14.53
Interest
15,456
4,256
Interest/NOPBT
85.89%