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XNASFSFG
Market cap175mUSD
Dec 24, Last price  
25.39USD
1D
-0.43%
1Q
6.68%
Jan 2017
-45.98%
IPO
161.75%
Name

First Savings Financial Group Inc

Chart & Performance

D1W1MN
XNAS:FSFG chart
P/E
12.89
P/S
1.31
EPS
1.97
Div Yield, %
2.31%
Shrs. gr., 5y
-0.82%
Rev. gr., 5y
9.79%
Revenues
134m
+54.07%
7,925,0007,862,0007,736,0007,605,0009,831,00023,121,00023,606,00024,741,00027,497,00028,985,00030,185,00028,493,00038,047,00049,092,00083,943,000180,512,000177,608,000111,879,00086,916,000133,911,000
Net income
14m
+66.32%
1,204,000355,000814,000-190,00033,0002,629,0004,014,0004,287,0004,696,0005,390,0006,751,0007,911,0009,313,00010,902,00016,177,00033,354,00029,567,00015,386,0008,172,00013,592,000
CFO
91m
+178.41%
1,477,0001,739,000544,0003,177,0004,842,00011,007,0004,328,00011,922,0008,128,000-138,0009,194,000-2,219,00017,965,000-44,725,000-139,689,000114,893,000148,812,00032,758,00091,203,000
Dividend
Sep 13, 20240.15 USD/sh
Earnings
Jan 28, 2025

Profile

First Savings Financial Group, Inc. operates as the bank holding company for First Savings Bank that provides various financial services to consumers and businesses in southern Indiana. The company operates through three segments: Core Banking, SBA Lending, and Mortgage Banking. It accepts deposits, such as checking accounts, NOW and money market accounts, regular savings accounts, and time deposits. The company also provides loans, including one-to four-family residential real estate, commercial real estate, construction, land and land development, multi-family real estate, and commercial business loans, as well as consumer loans, such as automobile loans, home equity lines of credit, unsecured loans, and loans secured by deposits. In addition, it is involved in the mortgage banking; investment activities; and the provision of property and casualty insurance products, and reinsurance to other third-party insurance captives. The company operates 15 branches. First Savings Financial Group, Inc. was incorporated in 2008 and is based in Jeffersonville, Indiana.
URL
https://ir.fsbbank.net/corporate-profile/default.aspx
IPO date
Oct 07, 2008
Employees
422
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑092023‑092022‑092021‑092020‑092019‑092018‑092017‑092016‑092015‑09
Income
Revenues
133,911
54.07%
86,916
-22.31%
111,879
-37.01%
Cost of revenue
35,351
47,629
65,256
Unusual Expense (Income)
NOPBT
98,560
39,287
46,623
NOPBT Margin
73.60%
45.20%
41.67%
Operating Taxes
1,018
10
2,378
Tax Rate
1.03%
0.03%
5.10%
NOPAT
97,542
39,277
44,245
Net income
13,592
66.32%
8,172
-46.89%
15,386
-47.96%
Dividends
(4,051)
(3,793)
(4,499)
Dividend yield
2.49%
3.74%
2.74%
Proceeds from repurchase of equity
(64)
(2,625)
(4,153)
BB yield
0.04%
2.59%
2.53%
Debt
Debt current
142,715
Long-term debt
350,243
367,452
361,662
Deferred revenue
Other long-term liabilities
1,731,482
1,774,429
(356,218)
Net debt
298,101
251,569
(173,493)
Cash flow
Cash from operating activities
91,203
32,758
148,812
CAPEX
(2,954)
(835)
Cash from investing activities
(203,333)
(263,988)
(506,229)
Cash from financing activities
133,427
220,410
365,654
FCF
98,941
201,669
(102,354)
Balance
Cash
52,142
30,845
359,795
Long term investments
85,038
318,075
Excess cash
45,446
111,537
672,276
Stockholders' equity
173,337
166,306
135,984
Invested Capital
2,404,922
2,177,317
2,063,091
ROIC
4.26%
1.85%
2.44%
ROCE
4.02%
1.72%
2.12%
EV
Common stock shares outstanding
6,830
6,880
7,142
Price
23.81
61.70%
14.73
-35.92%
22.98
-17.81%
Market cap
162,633
60.53%
101,310
-38.27%
164,120
-18.18%
EV
460,734
383,403
(9,373)
EBITDA
98,719
41,836
49,071
EV/EBITDA
4.67
9.16
Interest
63,926
41,655
10,346
Interest/NOPBT
64.86%
106.03%
22.19%