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XNASFRBA
Market cap347mUSD
Jan 15, Last price  
13.81USD
1D
2.60%
1Q
-12.54%
Jan 2017
19.05%
IPO
206.89%
Name

FIRST BANK (Hamilton)

Chart & Performance

D1W1MN
XNAS:FRBA chart
P/E
16.61
P/S
3.62
EPS
0.83
Div Yield, %
1.53%
Shrs. gr., 5y
3.51%
Rev. gr., 5y
10.42%
Revenues
96m
-1.68%
9,960,00012,175,00021,268,00025,466,00030,533,00041,779,00058,396,00062,361,00075,905,00089,644,00097,493,00095,858,000
Net income
21m
-42.41%
2,588,0001,708,0005,836,0003,887,0006,406,0006,993,00017,589,00013,445,00019,448,00035,429,00036,287,00020,897,000
CFO
144m
+290.01%
4,386,0005,747,0004,836,0005,139,0009,160,00016,531,00036,921,00020,807,00024,508,00028,041,00036,880,000143,837,000
Dividend
Aug 09, 20240.06 USD/sh
Earnings
Jan 22, 2025

Profile

First Bank provides various banking products and services to individuals, businesses, and governmental entities. The company accepts various deposits, including non-interest bearing demand deposits, interest bearing demand accounts, money market accounts, savings accounts, and certificates of deposit, as well as commercial checking accounts. Its loan products include commercial and industrial loans; commercial real estate loans, such as owner-occupied, investor, construction and development, and multi-family loans; residential real estate loans comprising residential mortgages, first and second lien home equity loans, and revolving lines of credit; and consumer and other loans that include auto, personal, and traditional installment loans. The company also provides electronic banking services, including Internet and mobile banking, electronic bill payment, and banking by phone, as well as ATM and debit cards, and wire and ACH transfer services; remote deposit capture; and cash management services. As of December 31, 2021, it operated 18 full-service branches in Cinnaminson, Cranbury, Delanco, Denville, Ewing, Flemington, Hamilton, Hamilton, Lawrence, Mercerville, Pennington, Randolph, Somerset, and Williamstown counties in New Jersey, as well as Doylestown, Trevose, Warminster, and West Chester counties in Pennsylvania. First Bank was incorporated in 2007 and is headquartered in Hamilton, New Jersey.
IPO date
Mar 27, 2007
Employees
261
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
95,858
-1.68%
97,493
8.76%
Cost of revenue
(40,119)
30,865
Unusual Expense (Income)
NOPBT
135,977
66,628
NOPBT Margin
141.85%
68.34%
Operating Taxes
6,261
11,601
Tax Rate
4.60%
17.41%
NOPAT
129,716
55,027
Net income
20,897
-42.41%
36,287
2.42%
Dividends
(5,320)
(4,679)
Dividend yield
1.64%
1.72%
Proceeds from repurchase of equity
(5,535)
(2,805)
BB yield
1.71%
1.03%
Debt
Debt current
70,259
Long-term debt
242,439
126,105
Deferred revenue
(262)
Other long-term liabilities
2,489,581
(119,445)
Net debt
(196,938)
(170,742)
Cash flow
Cash from operating activities
143,837
36,880
CAPEX
(3,117)
(1,907)
Cash from investing activities
20,326
(233,075)
Cash from financing activities
(62,128)
167,604
FCF
234,120
(17,164)
Balance
Cash
215,177
212,585
Long term investments
224,200
154,521
Excess cash
434,584
362,231
Stockholders' equity
269,397
224,710
Invested Capital
2,832,541
2,577,009
ROIC
4.80%
2.25%
ROCE
4.38%
2.38%
EV
Common stock shares outstanding
22,073
19,717
Price
14.70
6.83%
13.76
-5.17%
Market cap
324,467
19.60%
271,302
-5.64%
EV
127,529
100,560
EBITDA
138,826
68,184
EV/EBITDA
0.92
1.47
Interest
69,501
14,888
Interest/NOPBT
51.11%
22.34%