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XNASFRAF
Market cap140mUSD
Jan 15, Last price  
31.75USD
1D
6.76%
1Q
4.96%
Jan 2017
11.01%
Name

Franklin Financial Services Corp

Chart & Performance

D1W1MN
XNAS:FRAF chart
P/E
10.31
P/S
2.13
EPS
3.08
Div Yield, %
3.99%
Shrs. gr., 5y
-0.10%
Rev. gr., 5y
4.69%
Revenues
66m
+0.54%
23,083,00024,533,00029,203,00035,870,00036,657,00038,385,00040,207,00043,077,00041,073,00040,835,00041,745,00044,066,00045,484,00048,624,00052,284,00056,520,00055,957,00061,078,00065,408,00065,763,999
Net income
14m
-8.97%
5,192,0006,112,0007,570,0009,256,0008,595,0006,585,0007,612,0006,569,0005,365,0006,232,0008,402,00010,204,0008,087,0002,176,0006,125,00016,115,00012,800,00019,616,00014,938,00013,598,000
CFO
26m
+4.96%
12,966,00012,899,0006,716,00014,987,00011,047,0008,616,00012,358,00015,088,00010,560,00015,397,00014,356,00013,679,00014,856,00016,252,0009,302,00018,966,0006,435,00026,349,00025,244,00026,495,000
Dividend
Aug 02, 20240.32 USD/sh
Earnings
Jan 28, 2025

Profile

Franklin Financial Services Corporation operates as the bank holding company for Farmers and Merchants Trust Company of Chambersburg that provides commercial, retail banking, and trust services to small and medium-sized businesses, individuals, governmental entities, and non-profit organizations in Pennsylvania. It offers various deposit products, including checking, savings, money management, and time deposit accounts, as well as demand deposits. The company also provides commercial real estate, construction and land development, agricultural, commercial and industrial, and residential mortgage loans, as well as installment and revolving loans to consumers; and secured and unsecured commercial and industrial loans, including accounts receivable and inventory financing, and commercial equipment financing. In addition, it offers various investment and trust services comprising estate planning and administration, corporate and personal trust fund management, pension, and profit sharing and other employee benefit funds management services, as well as custodial services; sells mutual funds, annuities, and insurance products; and offers safe deposit facilities and fiduciary services. Further, the company, through its subsidiary, Franklin Future Fund Inc., operates as a non-bank investment company that makes venture capital investments. It operates twenty-two community banking offices in Franklin, Cumberland, Fulton, and Huntingdon counties, Pennsylvania. Franklin Financial Services Corporation was founded in 1906 and is headquartered in Chambersburg, Pennsylvania.
URL
https://www.franklinfin.com/
IPO date
Oct 27, 1993
Employees
298
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
65,764
0.54%
65,408
7.09%
Cost of revenue
31,735
30,745
Unusual Expense (Income)
NOPBT
34,029
34,663
NOPBT Margin
51.74%
53.00%
Operating Taxes
2,155
2,557
Tax Rate
6.33%
7.38%
NOPAT
31,874
32,106
Net income
13,598
-8.97%
14,938
-23.85%
Dividends
(5,595)
(5,658)
Dividend yield
Proceeds from repurchase of equity
(1,039)
(1,918)
BB yield
Debt
Debt current
130,721
6,144
Long-term debt
24,477
31,911
Deferred revenue
(3,548)
Other long-term liabilities
1,679,426
1,553,471
Net debt
(809,740)
(1,014,902)
Cash flow
Cash from operating activities
26,495
25,244
CAPEX
(499)
(12,218)
Cash from investing activities
(178,197)
(95,055)
Cash from financing activities
109,943
(40,439)
FCF
(26,319)
130,269
Balance
Cash
492,008
565,710
Long term investments
472,930
487,247
Excess cash
961,650
1,049,687
Stockholders' equity
97,764
79,316
Invested Capital
1,864,180
1,616,715
ROIC
1.83%
1.97%
ROCE
1.73%
2.04%
EV
Common stock shares outstanding
4,381
4,445
Price
Market cap
EV
EBITDA
36,166
36,100
EV/EBITDA
Interest
23,125
4,863
Interest/NOPBT
67.96%
14.03%