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XNAS
FMAO
Market cap358mUSD
Jul 29, Last price  
26.16USD
1D
1.32%
1Q
-0.04%
Jan 2017
49.49%
IPO
17.84%
Name

Farmers & Merchants Bancorp Inc

Chart & Performance

D1W1MN
P/E
13.84
P/S
3.63
EPS
1.89
Div Yield, %
2.53%
Shrs. gr., 5y
4.41%
Rev. gr., 5y
9.24%
Revenues
99m
+3.35%
31,002,00030,167,00030,089,00032,204,00035,717,00037,907,00035,344,00037,985,00037,518,00039,764,00040,804,00044,791,00046,829,00049,337,00063,571,00074,866,00084,827,000100,366,00095,693,00098,903,000
Net income
26m
+13.83%
8,576,0008,136,0007,734,0006,723,0006,605,0006,981,0008,514,0009,788,0009,007,0009,646,00010,340,00011,664,00012,720,00014,949,00018,402,00020,095,00023,495,00032,515,00022,787,00025,938,000
CFO
32m
+46.64%
9,220,00013,380,0008,543,0008,666,0007,194,00011,435,00017,159,00014,214,00016,993,00019,159,00014,809,00012,430,00019,258,00012,142,00023,931,00027,382,00034,741,00040,669,00022,146,00032,474,000
Dividend
Oct 04, 20240.22125 USD/sh

Profile

Farmers & Merchants Bancorp, Inc. operates as the bank holding company for The Farmers & Merchants State Bank that provides commercial banking services to individuals and small businesses in northwest Ohio and northeast Indiana. The company offers checking, savings, and time deposit accounts; certificates of deposit; and custodial services for individual retirement and health savings accounts. It also provides commercial, agricultural, and residential mortgage, as well as consumer and credit card lending products; loans for farmland, farm equipment, and livestock; operating loans for seeds, fertilizers, and feeds; home improvement loans; and loans for autos, trucks, recreational vehicles, and motorcycles. In addition, the company offers commercial real estate loans, such as lines of credit and machinery purchase loans. Further, it provides automated teller machine or interactive teller machine services; and online and mobile banking, remote deposit capture or electronic deposit processing, and merchant credit card services. It also offers electronic transaction origination, such as wire and automated clearing house file transmittal services. Farmers & Merchants Bancorp, Inc. was founded in 1897 and is headquartered in Archbold, Ohio.
URL
https://ir.fm.bank/
IPO date
Nov 23, 2004
Employees
460
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
98,903
3.35%
95,693
-4.66%
100,366
18.32%
Cost of revenue
48,384
49,661
41,731
Unusual Expense (Income)
NOPBT
50,519
46,032
58,635
NOPBT Margin
51.08%
48.10%
58.42%
Operating Taxes
6,635
5,567
7,960
Tax Rate
13.13%
12.09%
13.58%
NOPAT
43,884
40,465
50,675
Net income
25,938
13.83%
22,787
-29.92%
32,515
38.39%
Dividends
(11,922)
(11,335)
(10,276)
Dividend yield
2.96%
3.39%
2.89%
Proceeds from repurchase of equity
(664)
(218)
(308)
BB yield
0.16%
0.07%
0.09%
Debt
Debt current
125,713
Long-term debt
280,874
305,498
172,071
Deferred revenue
Other long-term liabilities
2,640,867
(172,071)
Net debt
(320,537)
(569,513)
(581,120)
Cash flow
Cash from operating activities
32,474
22,146
40,669
CAPEX
(10,929)
(2,600)
Cash from investing activities
(44,362)
(194,088)
(389,904)
Cash from financing activities
46,038
229,734
252,821
FCF
45,846
(686,012)
409,883
Balance
Cash
601,411
499,395
478,316
Long term investments
375,616
400,588
Excess cash
596,466
870,226
873,886
Stockholders' equity
346,196
327,583
309,713
Invested Capital
3,015,531
2,955,646
1,419,125
ROIC
1.47%
1.85%
3.87%
ROCE
1.50%
1.40%
3.39%
EV
Common stock shares outstanding
13,685
13,493
13,091
Price
29.45
18.75%
24.80
-8.76%
27.18
-17.21%
Market cap
403,022
20.44%
334,624
-5.96%
355,825
-6.32%
EV
82,485
(234,889)
(225,295)
EBITDA
56,891
51,195
62,653
EV/EBITDA
1.45
Interest
77,660
58,411
14,362
Interest/NOPBT
153.72%
126.89%
24.49%