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XNAS
FGBIP
Market cap118mUSD
May 15, Last price  
19.66USD
1D
-1.38%
1Q
-2.26%
IPO
-25.32%
Name

First Guaranty Bancshares Inc

Chart & Performance

D1W1MN

Profile

First Guaranty Bancshares, Inc. operates as the holding company for First Guaranty Bank that provides commercial banking services in Louisiana and Texas. It offers various deposit products, including personal and business checking, savings, money market, and demand accounts, as well as time deposits to consumers, small businesses, and municipalities. The company also provides loans, such as non-farm, non-residential loans secured by real estate, commercial and industrial loans, one- to four-family residential loans, multifamily loans, construction and land development loans, agricultural loans, farmland loans, and consumer and other loans to small to medium-sized businesses and professionals, and individuals. In addition, it offers a range of consumer services, including credit cards, mobile deposit capture, safe deposit boxes, official checks, online and mobile banking, automated teller machines, and online bill pay; provides additional solutions, such as merchant services, remote deposit capture, and lockbox services to business customers; and invests a portion of its assets in securities issued by the United States Government and its agencies, state and municipal obligations, corporate debt securities, mutual funds, and equity securities, as well as invests in mortgage-backed securities primarily issued or guaranteed by United States Government agencies or enterprises. The company operates through 36 banking facilities primarily located in market services areas of Hammond, Baton Rouge, Lafayette, Shreveport-Bossier City, Lake Charles, Alexandria, Dallas-Fort Worth-Arlington, Waco, Kentucky, and West Virginia. First Guaranty Bancshares, Inc. was founded in 1934 and is headquartered in Hammond, Louisiana.
IPO date
Nov 05, 2015
Employees
465
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
111,509
21.78%
91,568
5,132.46%
1,750
-98.26%
Cost of revenue
39,544
52,376
38,446
Unusual Expense (Income)
NOPBT
71,965
39,192
(36,696)
NOPBT Margin
64.54%
42.80%
Operating Taxes
3,558
2,677
7,506
Tax Rate
4.94%
6.83%
NOPAT
68,407
36,515
(44,202)
Net income
12,448
35.03%
9,219
-68.08%
28,884
5.81%
Dividends
(775)
(9,698)
(9,187)
Dividend yield
0.55%
7.81%
3.66%
Proceeds from repurchase of equity
8,724
20,000
2,182
BB yield
-6.14%
-16.11%
-0.87%
Debt
Debt current
70,328
140,000
Long-term debt
194,914
205,068
36,927
Deferred revenue
Other long-term liabilities
3,098,073
107,362
Net debt
(971,583)
(24,449)
(488,853)
Cash flow
Cash from operating activities
33,729
21,714
36,865
CAPEX
(14,855)
(2,643)
Cash from investing activities
(142,069)
(206,088)
(467,911)
Cash from financing activities
386,093
387,610
252,333
FCF
(2,063,515)
2,393,593
(496,586)
Balance
Cash
1,166,497
286,455
214,254
Long term investments
13,390
451,526
Excess cash
1,160,922
295,267
665,692
Stockholders' equity
72,602
100,546
104,898
Invested Capital
3,900,126
965,475
3,186,449
ROIC
2.81%
1.76%
ROCE
1.81%
3.68%
EV
Common stock shares outstanding
12,501
11,165
10,717
Price
11.36
2.16%
11.12
-52.58%
23.45
15.06%
Market cap
142,012
14.38%
124,158
-50.60%
251,309
15.06%
EV
(829,571)
132,767
(204,486)
EBITDA
76,397
43,218
(32,587)
EV/EBITDA
3.07
6.28
Interest
133,268
98,304
36,534
Interest/NOPBT
185.18%
250.83%