XNASFGBI
Market cap132mUSD
Jan 16, Last price
10.59USD
1D
1.44%
1Q
2.32%
Jan 2017
-51.31%
IPO
-39.38%
Name
First Guaranty Bancshares Inc
Chart & Performance
Profile
First Guaranty Bancshares, Inc. operates as the holding company for First Guaranty Bank that provides commercial banking services in Louisiana and Texas. It offers various deposit products, including personal and business checking, savings, money market, and demand accounts, as well as time deposits to consumers, small businesses, and municipalities. The company also provides loans, such as non-farm, non-residential loans secured by real estate, commercial and industrial loans, one- to four-family residential loans, multifamily loans, construction and land development loans, agricultural loans, farmland loans, and consumer and other loans to small to medium-sized businesses and professionals, and individuals. In addition, it offers a range of consumer services, including credit cards, mobile deposit capture, safe deposit boxes, official checks, online and mobile banking, automated teller machines, and online bill pay; provides additional solutions, such as merchant services, remote deposit capture, and lockbox services to business customers; and invests a portion of its assets in securities issued by the United States Government and its agencies, state and municipal obligations, corporate debt securities, mutual funds, and equity securities, as well as invests in mortgage-backed securities primarily issued or guaranteed by United States Government agencies or enterprises. The company operates through 36 banking facilities primarily located in market services areas of Hammond, Baton Rouge, Lafayette, Shreveport-Bossier City, Lake Charles, Alexandria, Dallas-Fort Worth-Arlington, Waco, Kentucky, and West Virginia. First Guaranty Bancshares, Inc. was founded in 1934 and is headquartered in Hammond, Louisiana.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | |||||||||
Revenues | 91,568 5,132.46% | 1,750 -98.26% | |||||||
Cost of revenue | 52,376 | 38,446 | |||||||
Unusual Expense (Income) | |||||||||
NOPBT | 39,192 | (36,696) | |||||||
NOPBT Margin | 42.80% | ||||||||
Operating Taxes | 2,677 | 7,506 | |||||||
Tax Rate | 6.83% | ||||||||
NOPAT | 36,515 | (44,202) | |||||||
Net income | 9,219 -68.08% | 28,884 5.81% | |||||||
Dividends | (9,698) | (9,187) | |||||||
Dividend yield | 7.81% | 3.66% | |||||||
Proceeds from repurchase of equity | 20,000 | 2,182 | |||||||
BB yield | -16.11% | -0.87% | |||||||
Debt | |||||||||
Debt current | 70,328 | 140,000 | |||||||
Long-term debt | 205,068 | 36,927 | |||||||
Deferred revenue | |||||||||
Other long-term liabilities | 3,098,073 | 107,362 | |||||||
Net debt | (24,449) | (488,853) | |||||||
Cash flow | |||||||||
Cash from operating activities | 21,714 | 36,865 | |||||||
CAPEX | (14,855) | (2,643) | |||||||
Cash from investing activities | (206,088) | (467,911) | |||||||
Cash from financing activities | 387,610 | 252,333 | |||||||
FCF | 2,393,593 | (496,586) | |||||||
Balance | |||||||||
Cash | 286,455 | 214,254 | |||||||
Long term investments | 13,390 | 451,526 | |||||||
Excess cash | 295,267 | 665,692 | |||||||
Stockholders' equity | 100,546 | 104,898 | |||||||
Invested Capital | 965,475 | 3,186,449 | |||||||
ROIC | 1.76% | ||||||||
ROCE | 3.68% | ||||||||
EV | |||||||||
Common stock shares outstanding | 11,165 | 10,717 | |||||||
Price | 11.12 -52.58% | 23.45 15.06% | |||||||
Market cap | 124,158 -50.60% | 251,309 15.06% | |||||||
EV | 132,767 | (204,486) | |||||||
EBITDA | 43,218 | (32,587) | |||||||
EV/EBITDA | 3.07 | 6.28 | |||||||
Interest | 98,304 | 36,534 | |||||||
Interest/NOPBT | 250.83% |