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XNASFFBC
Market cap2.60bUSD
Dec 23, Last price  
27.24USD
1D
-0.26%
1Q
8.40%
Jan 2017
-4.25%
Name

First Financial Bancorp

Chart & Performance

D1W1MN
XNAS:FFBC chart
P/E
10.17
P/S
3.26
EPS
2.68
Div Yield, %
3.35%
Shrs. gr., 5y
1.19%
Rev. gr., 5y
7.59%
Revenues
797m
+12.40%
203,789,000186,229,000200,926,000182,088,000167,951,000238,204,000422,341,000406,427,000337,970,000299,466,000292,225,000324,191,000343,835,000359,687,000552,617,000615,627,000645,634,000623,624,000708,784,000796,670,000
Net income
256m
+17.58%
41,118,00037,933,00021,271,00035,681,00022,962,000246,546,00059,251,00066,739,00067,303,00048,349,00065,000,00075,063,00088,526,00096,787,000172,595,000198,075,000155,810,000205,160,000217,612,000255,863,000
CFO
487m
+142.46%
53,255,00060,809,00016,720,00073,404,00034,654,00039,453,000185,015,000203,078,000211,834,000164,354,00056,654,00091,567,000138,361,000121,171,000261,398,000186,329,000109,888,000390,462,000200,846,000486,969,000
Dividend
Aug 30, 20240.24 USD/sh
Earnings
Jan 23, 2025

Profile

First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company accepts various deposit products, such as interest-bearing and noninterest-bearing accounts, time deposits, and cash management services for commercial customers. It also provides real estate loans secured by residential property, such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments, shopping centers, or office buildings; commercial and industrial loans for various purposes, including inventory, receivables, and equipment; consumer loans comprising new and used vehicle loans, second mortgages on residential real estate, and unsecured loans; and home equity lines of credit. In addition, the company offers commercial financing to the insurance industry, registered investment advisors, certified public accountants, indirect auto finance companies, and restaurant franchisees. Further, it provides a range of trust and wealth management services; and lease and equipment financing services. As of December 31, 2021, the company operated 139 full service banking centers, 29 of which are leased facilities. It operates 62 banking centers in Ohio, three banking centers in Illinois, 62 banking centers in Indiana, and 12 banking centers in Kentucky. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio.
URL
https://www.bankatfirst.com/
IPO date
Dec 21, 1983
Employees
2,193
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑122014‑12
Income
Revenues
796,670
12.40%
708,784
13.66%
623,624
-3.41%
Cost of revenue
28,070
285,306
293,830
Unusual Expense (Income)
NOPBT
768,600
423,478
329,794
NOPBT Margin
96.48%
59.75%
52.88%
Operating Taxes
62,733
24,110
35,773
Tax Rate
8.16%
5.69%
10.85%
NOPAT
705,867
399,368
294,021
Net income
255,863
17.58%
217,612
6.07%
205,160
31.67%
Dividends
(87,159)
(86,606)
(87,316)
Dividend yield
3.86%
3.78%
3.73%
Proceeds from repurchase of equity
48
(108,013)
BB yield
0.00%
4.62%
Debt
Debt current
937,814
1,287,156
245,000
Long-term debt
345,726
348,370
411,613
Deferred revenue
Other long-term liabilities
5,170,842
1,567,422
(409,832)
Net debt
(2,139,311)
(6,006,634)
(8,395,312)
Cash flow
Cash from operating activities
486,969
200,846
390,462
CAPEX
(24,135)
(43,253)
(15,333)
Cash from investing activities
(701,265)
(883,105)
(512,334)
Cash from financing activities
219,854
669,729
110,849
FCF
11,995,393
(1,061,128)
(256,406)
Balance
Cash
191,459
4,005,331
4,642,688
Long term investments
3,231,392
3,636,829
4,409,237
Excess cash
3,383,018
7,606,721
9,020,744
Stockholders' equity
2,465,871
2,244,179
2,477,398
Invested Capital
6,262,836
16,046,293
14,096,743
ROIC
6.33%
2.65%
2.15%
ROCE
8.81%
2.32%
1.99%
EV
Common stock shares outstanding
95,096
94,587
95,897
Price
23.75
-1.98%
24.23
-0.62%
24.38
39.08%
Market cap
2,258,532
-1.45%
2,291,839
-1.97%
2,337,978
35.96%
EV
119,221
(3,714,795)
(6,057,334)
EBITDA
806,399
462,285
361,930
EV/EBITDA
0.15
Interest
275,234
65,863
31,099
Interest/NOPBT
35.81%
15.55%
9.43%