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XNASFCAP
Market cap103mUSD
Jan 15, Last price  
30.86USD
1D
-3.37%
1Q
-13.08%
Jan 2017
-4.83%
Name

First Capital Inc

Chart & Performance

D1W1MN
XNAS:FCAP chart
P/E
8.09
P/S
2.45
EPS
3.82
Div Yield, %
3.51%
Shrs. gr., 5y
0.07%
Rev. gr., 5y
5.07%
Revenues
42m
+4.83%
15,657,81116,277,15116,900,00016,910,00018,514,00017,954,00020,238,00020,600,00020,872,00021,398,00022,191,00022,833,00029,500,00031,412,00032,967,00036,721,00036,672,00037,864,00040,276,00042,220,000
Net income
13m
+7.46%
3,431,3823,688,2473,708,0003,412,0003,569,000766,0003,865,0003,972,0003,922,0005,074,0005,594,0005,198,0006,864,0007,439,0009,253,00010,325,00010,131,00011,424,00011,902,00012,790,000
CFO
14m
-14.32%
5,246,8285,572,6743,673,0006,270,0005,010,0002,599,0005,606,0009,292,0007,358,0009,823,0006,948,0006,006,0008,240,00013,419,00013,348,00014,077,00012,060,00021,631,00016,531,00014,163,000
Dividend
Sep 13, 20240.29 USD/sh
Earnings
Jan 28, 2025

Profile

First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers. The company offers various deposit instruments, including non-interest bearing checking accounts, negotiable order of withdrawal accounts, money market accounts, regular savings accounts, certificates of deposit, and retirement savings plans. It also provides real estate mortgage loans, such as fixed-rate and adjustable rate mortgage residential loans, construction loans for residential and commercial properties, and commercial real estate loans, as well as commercial business loans. In addition, the company originates mortgage loans for sale in the secondary market and sells non-deposit investment products; and offers various secured or guaranteed consumer loans comprising automobile and truck loans, home equity loans, home improvement loans, boat loans, mobile home loans, and loans secured by savings deposits, as well as unsecured consumer loans. It provides its products and services through 18 locations in Indiana and Kentucky. First Capital, Inc. was founded in 1891 and is based in Corydon, Indiana.
URL
https://www.firstharrison.com
IPO date
Jan 04, 1999
Employees
184
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
42,220
4.83%
40,276
6.37%
Cost of revenue
15,331
15,050
Unusual Expense (Income)
NOPBT
26,889
25,226
NOPBT Margin
63.69%
62.63%
Operating Taxes
2,248
2,320
Tax Rate
8.36%
9.20%
NOPAT
24,641
22,906
Net income
12,790
7.46%
11,902
4.18%
Dividends
(3,634)
(3,520)
Dividend yield
3.89%
4.21%
Proceeds from repurchase of equity
(502)
126
BB yield
0.54%
-0.15%
Debt
Debt current
19
Long-term debt
8
23
Deferred revenue
Other long-term liabilities
(4)
123
Net debt
(950,790)
(998,714)
Cash flow
Cash from operating activities
14,163
16,531
CAPEX
(627)
(415)
Cash from investing activities
(23,947)
(144,030)
Cash from financing activities
(17,844)
21,288
FCF
270,645
22,586
Balance
Cash
506,527
530,937
Long term investments
444,271
467,819
Excess cash
948,687
996,742
Stockholders' equity
72,973
52,874
Invested Capital
289,411
1,065,174
ROIC
3.64%
2.14%
ROCE
7.42%
2.26%
EV
Common stock shares outstanding
3,347
3,355
Price
27.90
12.05%
24.90
-38.52%
Market cap
93,391
11.79%
83,540
-38.36%
EV
(857,287)
(915,062)
EBITDA
27,917
26,296
EV/EBITDA
Interest
9,017
1,594
Interest/NOPBT
33.53%
6.32%