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XNASFBIZ
Market cap379mUSD
Jan 15, Last price  
45.80USD
1D
1.87%
1Q
-0.20%
Jan 2017
93.09%
IPO
266.40%
Name

First Business Financial Services Inc

Chart & Performance

D1W1MN
XNAS:FBIZ chart
P/E
10.26
P/S
2.64
EPS
4.46
Div Yield, %
2.22%
Shrs. gr., 5y
-0.92%
Rev. gr., 5y
10.04%
Revenues
144m
+61.27%
22,015,00022,645,00027,624,00031,395,00034,484,00038,694,00042,521,00046,580,00050,547,00056,233,00075,651,00077,625,00074,490,00083,426,00089,185,000101,616,000112,762,000127,850,00089,226,000143,896,000
Net income
37m
+113.83%
4,757,0003,747,0003,256,0003,124,0001,041,000941,0008,425,0008,926,00013,746,00014,139,00016,514,00014,909,00011,905,00016,303,00023,324,00016,978,00035,755,00040,858,00017,316,00037,027,000
CFO
52m
-3.97%
2,628,0004,545,0007,741,0007,769,000997,00011,814,00017,577,00015,998,00015,902,00011,874,00023,220,00026,162,00022,408,00025,694,00028,985,00026,635,00035,992,00038,645,00054,453,00052,292,000
Dividend
Aug 08, 20240.25 USD/sh
Earnings
Jan 23, 2025

Profile

First Business Financial Services, Inc. operates as the bank holding company for First Business Bank that provides commercial banking products and services for small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals. The company offers deposit products, such as non-interest-bearing transaction accounts, interest-bearing transaction accounts, money market accounts, time deposits, and certificates of deposit, as well as credit cards. It also provides loan products, including commercial real estate loans, commercial and industrial loans, small business administration loans, and direct financing leases, as well as consumer and other loans comprising home equity, first and second mortgage, and other personal loans for professional and executive clients. The company offers commercial lending, asset-based lending, equipment financing, accounts receivable financing, vendor financing, floorplan financing, treasury management services, and company retirement plans; trust and estate administration, financial planning, investment management, and private banking services; and investment portfolio administrative, asset-liability management, and asset-liability management process validation services for other financial institutions. First Business Financial Services, Inc. was founded in 1909 and is headquartered in Madison, Wisconsin.
URL
https://firstbusiness.bank/
IPO date
Oct 07, 2005
Employees
343
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2023‑122023‑062022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
143,896
12.55%
89,226
-30.21%
127,850
13.38%
Cost of revenue
69,273
35,027
61,138
Unusual Expense (Income)
NOPBT
74,623
54,199
66,712
NOPBT Margin
51.86%
60.74%
52.18%
Operating Taxes
10,112
5,330
11,386
Tax Rate
13.55%
9.83%
17.07%
NOPAT
64,511
48,869
55,326
Net income
37,027
-9.38%
17,316
-57.62%
40,858
14.27%
Dividends
(8,453)
(438)
(7,371)
Dividend yield
2.59%
0.18%
2.42%
Proceeds from repurchase of equity
(2,971)
(6,126)
BB yield
0.91%
2.01%
Debt
Debt current
Long-term debt
348,824
477,158
Deferred revenue
Other long-term liabilities
2,867,528
(447,620)
Net debt
193,163
(62,207)
Cash flow
Cash from operating activities
52,292
54,453
38,645
CAPEX
(2,884)
(3,223)
Cash from investing activities
(506,849)
(245,267)
Cash from financing activities
491,385
(438)
252,194
FCF
139,048
136,155
29,777
Balance
Cash
139,510
314,706
Long term investments
16,151
224,659
Excess cash
148,466
532,972
Stockholders' equity
229,098
200,283
Invested Capital
3,359,380
2,776,328
ROIC
2.10%
2.10%
ROCE
2.13%
2.24%
EV
Common stock shares outstanding
8,131
8,141
8,340
Price
40.10
9.71%
29.49
-19.32%
36.55
25.30%
Market cap
326,063
6.97%
240,073
-21.24%
304,829
25.68%
EV
531,218
240,073
254,614
EBITDA
78,259
54,199
70,778
EV/EBITDA
6.79
4.43
3.60
Interest
82,340
34,773
22,949
Interest/NOPBT
110.34%
64.16%
34.40%